Sentences with phrase «full years or more»

Borrowers often refinance at the end of the second year to obtain the best long term rates; however, even keeping the loan in place for three full years or more will keep their average interest rate in line with the original market conditions.

However, keeping the loan in place even for three full years or more will keep their average interest rate in line with the original market conditions.

Borrowers often refinance at the end of the second year to obtain the best long term rates; however, even keeping the loan in place for three full years or more will keep their average interest rate in line with the original market conditions.

What's more, some sleep - through - the - nighters will suddenly begin waking more frequently, and it's often a full year or more until your baby will settle into an all - night, every night sleep pattern.

With one tank of gas possibly lasting a full year or more, this owner posed the question, «Should I use a stabilization additive with my gasoline?»

The capital gains on the 30 shares that you continue to hold will become (long - term capital gains) income to you only when you sell the shares after having held them for a full year or more: the gains on the shares sold after five months are taxable income in the year of sale.

Not exact matches

In a survey of more than 800 full - time U.S. employees conducted by Globoforce in November of last year, 47 percent of respondents said they didn't think their company leaders cared about or were actively trying to create a «human» workplace.

But Tesla's Q4 loss could be $ 3.75 per share, or more, with a full year loss of nearly $ 10 a share.

That might mean another two years to make a full five [with the company], or maybe it means just three more months.

The SPDR Barclays High Yield Bond fund gathered more than $ 1.1 billion, or about half its total for the year, while the iShares iBoxx $ High Yield Corporate Bond took in $ 603 million, pulling it out of negative territory for the full year.

Or, more specifically, it paid to publish a full - page letter from former HP employee and director Tom Perkins, who just last year compared the «demonization» of America's wealthiest individuals to Nazi Germany's war on Jews.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

It's just instead of a gaping mouthful of full - colour cancer, we're gently reminded to drink less, quit smoking, cut down on salt, exercise more, eat more vegetables and get a check up or we could spend our golden years cold and with wolves after us.

Either way, you have me by your side for a full year (or more)!

End Illegal Immigration Act Fully - funds the construction of a wall on our southern border with the full understanding that the country Mexico will be reimbursing the United States for the full cost of such wall; establishes a 2 - year mandatory minimum federal prison sentence for illegally re-entering the U.S. after a previous deportation, and a 5 - year mandatory minimum for illegally re-entering for those with felony convictions, multiple misdemeanor convictions or two or more prior deportations; also reforms visa rules to enhance penalties for overstaying and to ensure open jobs are offered to American workers first.

By using the Sites, you represent and warrant that you (a) are 18 years of age or older, (b) are a legal resident of the United States, (c) have not been previously suspended or removed from the Sites, or engaged in any activity that could result in suspension or removal from the Sites, (d) do not have more than one Daily Harvest account, and (e) have full power and authority to enter into these Terms and in so doing will not violate any other agreement to which you are a party.

If I find myself flush in retirement assets in a few years, I might dial that back a bit (in full consideration of taxes) and put more money toward our home or current assets.

It also plans to give one - time cash bonuses to some part - time and full - time workers, ranging from $ 200 (for workers who have been at Walmart for less than two years) to $ 1,000 (for those who have been working there for 20 or more years).

It repeated on Friday that it expected sales at stores open at least a year to be flat or down 1 % for the full year compared with an earlier, more optimistic projection of a 1 % increase.

If you donate appreciated stocks that you've held for more than a year to a «public» charity — such as a religious or an educational institution, or an organization that does medical research — you can typically take a tax deduction for the full fair market value of the stocks, up to 50 % of your adjusted gross income for that year.

While a low unemployment rate can indicate tight labour - market conditions, the 2017 average hourly wage of full - time and part - time employees combined grew by only 1.7 per cent — the lowest year - over-year growth since 1998 and more or less at the same rate as consumer price inflation.

The average person leaving the world of full - time work at age 65 can reasonably expect to spend 20 to 30 years or more in retirement.

Thanks to the generosity and understanding of my CNN bosses, I stepped back from the full - time role I'd filled for fifteen years or more, and racked up 350 miles a week commuting between home, college and studios.

However, sci - fi and fantasy lit is full of stories about how tragic being immortal can be, so I'd guess that most would opt out of eternity after a few hundred years, or more.

This preference exists «even in those denominations which have ordained women to full ministerial status for 50 years or more, according to her little - publicized nationwide study.

This amounts to 31.5 hours per week, or considerably more than one full day and night in every week of every month, year after year.

The seminaries have, with one or two exceptions, been thoroughly and appropriately reformed for the New Evangelization, and some are more full than they've been in forty years.

This seems in fact to be the gist of his confession in A Sort of Life, where Greene contrasts his state of resolve at the time of his conversion with his condition more than 20 years later, at a point (which Sherry suggests remains characteristic of the present) when «continual failure or the circumstances of our private life finally make it impossible to make any promises at all and many of us abandon Confession and Communion to join the Foreign Legion of the Church and fight for a city of which we are no longer full citizens.»

Candidates who are unsuccessful in passing the Advanced Sommelier Examination after three successive attempts, despite passing one or more parts, are required to wait one full year from the time of their examination before reapplying.

1 — Belicheck and Brady for 1 more run at SB (they either win and ride off into the sunset together, or they lose / don't make it clearly indicating they're on the decline and call it quits) 2 — They Draft a QB with either their 1st Round Pick or Niners 2nd Round Pick 3 — McDaniels grooms QB for full year under Brady 4 — McDaniels starts fresh as HC in 2019 with his own QB ready to start after being Brady's understudy

total failure... Can you believe Wenger spent 32 millions on 2 average players (Chambers and Welbeck) and is penny pinching when is sbout real class players?What is in his mind?Pay a fortune in salary for mediocre players live Walcott, Ramsey and Wilshere and have hesitations about increasing Sanchez wages... keeping on books failures like Sanogo... The truth is - I say it for years and years - until the «British core» disapears, we are not going to be succesful.The low quality of British players is dragging the team back.Last time Arsenal was a powerhouse NONE of the first 11 was British.Wanna see how the British quality looks like in a football team - look no further than national sides of England, Scotland, N Ireland, Wales, even Ireland (not British but same style)- all mediocre teams «able» to be defeated by any team coming to mind.And you are asking about Chambers?He is in the same mold like Wilshere,Walcott,Ox,Ramsey,Gibs,Jenkinson - mediocre overpriced and overpaid players.The world is full with hungry, ambitious and skilled players living in poverty and dreaming of moving to the top at any cost or sacrifice (did you see the poor house - if you can call that house, looking more like an old tent - in which Alexis Sanchez grew up?Or Suarez?)

wenegr is in the twilight years of his arsenal career now he might or might not see out the full term of his contract, i would image he wont give up but if he do nt get a big prize this season or next his desire might dwindle even more the board have seen what a shambles man united have gone through and the expense of failure, if they do nt get the next appointment right the board is trying to give themselves as much time to identify a replacement and in the correct time unless wenger leaves at short notice, i think if he had won the c / l all thought years ago we would be looking at a different story i think he would have left at the end if that contract as he would be at the peak of his powers and could of gone anywhere he like across europe, but he didn't win and here we are now, i respect the man for what he has done for us and english football a modern day herbert chapmen he is but even old chappy had his end of and era and wenger will have his end its just how will it play out hopefully a winner

The Gunners will likely aim to recoup the full # 35 Million which they paid only a year ago should they agree to his sale, but it is uncertain whether they would feel that they need to sign another centre - back to replace him, or give more responsibility to those already in the squad.

of course no team wants to lose but I can guarantee you that the reaction by the Chelski fans after today's results are nowhere near what would have occurred if we shit the bed on opening day... the difference is they have tasted EPL success on more than one occasion recently, they have won the Champions League and they have done it with 3 different managers in the last 12 years with a similar, if not smaller, wage bill than us... in comparison, we have been experiencing our own personal Groundhog Day with nothing to show for it but a few silvery trinkets that would barely wet the appetite of a world - class club... so it's time for Wenger to stop gloating over our week one escape act and make some substantial moves before this window closes or I fear that things will take a horrible turn when the inevitable happens... living on a knife's edge is no way to go through a full season of football and regardless of what side of the argument you fall on, you could feel high levels of toxicity in the air and that was friggin week one... I would much rather someone tried their best and failed, than took half - measures and hoped for the best

Young made 26 Premier League appearances last season, used both as full - back or in his more accustomed role further up the flank, but is yet to sign a new contract with his current deal set to expire in less than a year (via the Daily Mail).

Picture this, we don't come out of the gate firing on all cylinders, Wenger speaks of how there wasn't enough time for the first - teamers to build chemistry, several key players aren't even playing because of Wenger's utterly ridiculous policy regarding players who played in the Confed Cup or the under21s and the boo - birds have returned in full flight... if these things were to happen, which is quite possible considering the Groundhog Day mentality of this club, how long do you think it will take for Wenger to recant his earlier statements regarding Europa... I would suggest that it's these sorts of comments from Wenger which are often his undoing... why would any manager worth his weight in salt make such a definitive statement before the season has even started... why would any manager who fashions himself an educated man make such pronouncements before even knowing what his starting 11 will be come Friday, let alone on September 1st... why would any manager who has a tenuous relationship with a great many supporters offer up such a potentially contentious talking point considering how many times his own words have come back to bite him in the ass... I think he does this because he doesn't care what you or I think, in fact he's more than slightly infuriated by the very idea of having to answer to the likes of you and me... that might have been acceptable during his formative years in charge, when the fans were rewarded with an scintillating brand of football and success felt like a forgone conclusion, but this new Wenger led team barely resembles that team of ore... whereas in times past we relished a few words from our seemingly cerebral manager, in recent times those words have been replaced by a myriad of excuses, a plethora of infuriating stories about who he could have signed but didn't and what can only be construed as outright fabrications... it's kind of funny that when we want some answers, like during the whole contract debacle of last season, we can't get an intelligent word out of him, but when we just what him to show his managerial acumen through his actions, we can't seem to get him to shut - up... I beg you to prove me wrong Arsene

We do nt need a squad full of World Class players but seeing 1 or 2 more player close to / of that quality coming in that can be game changers will show intent to continue a winning trend specially if we win EPL this year.

Brilliantly for us, imagine him playing a full season with proper pre season for us.I also think d arteta I saw on saturday during our cup final stil has a year or two to deputise le coq and a young beiliek in d mix too, so for me more than anything we need an all round striker dat can guarantee atleast 30 goals which is a striker with experience and d only available striker is Higuain, he's been succesful in two major leaque and might not need time to adapt unlike jackson martinez and a beautiful bt non prolific benzema.

Song, arguably our most improved player is on 4 yellow cards and we should ensure that he doesn't miss the Chelsea game.The partnership of Gallas and Vermaelen is outstanding, yet one can not expect them to play in every game, and it is in that are we are weak in cover.With regards to the full back situation, perm any two from four, that is Clichy, Gibbs, Eboue, Sagna and even Traore they are attacking wing backs and are always at risk on the quick counter attack by the opposition.Almunia still doesn't impress me and his command of his area is still indecisive and he is still vulnerable to letting goals in, especially to his near post.Wenger being Wenger, I doubt he will buy in January, and it is a pity we didn't go for Given months before he joined City, when he was available for a comparatively cheap price.This new diamond shape or 4 -1-4-1 is working well and we have an abundance of quality to interchange, which bemuses the opposition more often than not.We have every chance this year, and we are also being helped by the fact that the other so called big four sides are showing their vulnerability.A couple of decent signings, not squad players in January, and hopefully we are in the mix.

Thus began a year or more full of wearing her everywhere and all the time and my life became a whole lot easier.

What's more, some sleep - through - the - nighters will suddenly begin waking more frequently, and it's often a full year or even two until your baby will settle into an all - night, every night sleep pattern.

For multiple years, the suit alleges, Chartwells was paid many millions of dollars more for meals than it should have been, even while the company often delivered food late, failed to provide the full number of meals at some schools, and repeatedly served poor quality or spoiled food.

The Delta Children's Products Walden Crib and Changer is stationary and it can be converted into a bed for a toddler, a daybed for a napping child, or even a full - sized bed for a child more than two years old.

While Holle has a simple line of formulas (cow and goat milk), Hipp has developed formulas for babies with sensitive stomachs, constipation, allergies, who need probiotics; are older than 1 year; or need something more to keep them full during the night.

A better - educated, «well - informed» mother, intending to breastfeed but ending up weaning or supplementing, is more likely to follow the AAP's recommendation to continue with formula for a full year.

The data is unambiguous on current economic conditions - GDP growth in the last quarter of 2015 was a meager 2.11 % with full year growth of 2.79 % according to the National Bureau of Statistics (NBS); inflation rose sharply to 11.4 % in February with prospects of reaching 12 % by March; capital markets have remained bearish; according to UNCTAD Nigeria's FDI fell by 27.7 % to $ 3.4 billion in 2015, and on current trends may fall even more precipitously in 2016; the de facto exchange rate of the Naira for most producers and consumers is now N322 / $ even though CBN maintains a nominal N197 / $ for privileged persons; several economic sectors - construction, government, manufacturing, oil and gas and hotels and restaurants are in recession or barely out of it; government's official foreign reserves is down to $ 27.8 bn; and unemployment and under - employment rates have worsened 10.4 % and 18.7 % by the end of 2015.

For example, and speaking from experience, if an individual works full - time and yet, at the end of the month, is only marginally better - off (if at all) than another individual who remains on state - benefits for years at a time, then how is this any more just (or why should one feel any less angry) than the apparent unfairness of the unearned wealth of the rich?

According to Local Law «C,» both full - time and part - time workers for employers who have 10 or more employees would be able to earn and use up to 72 hours, or nine days, of paid sick time per year.

The city's policy stipulates longevity pay will be given to full - time, non-union employees who work 30 or more hours a week, starting at five years of service, paying $ 550 annually and increasing up to $ 1,000 for more than 20 years.

The new legislation, being introduced to the Council by the mayor himself, will force businesses with five or more employees to provide workers, both full and part - time, with up to five paid sick days a year.