Sentences with phrase «fully guaranteed universal life policy»
Again assuming a $ 5 million single premium in a preferred rate class, a male age 50 could purchase a fully guaranteed universal life policy to transfer $ 31 million in wealth, a female $ 37 million.
http://www.hinermangroup.com/ Not exact matches
I think the no lapse guaranteed universal life may be the better option than a fully underwritten term life insurance policy, because it does provide guaranteed lifetime coverage.
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If you have a variable universal life, or a universal life or whole life policy that is dependent on assumptions and not guarantees, I would switch to something fully guaranteed before you have to find out if it will survive your company's demise.
Keep in mind that the only people that buy guaranteed issue life insurance are those who can not qualify for a fully underwritten term of universal life policy, or those who fall for advertising telling them they can get insurance without an exam or medical questions.
Variable universal life, traditional universal life and whole life policies that aren't fully guaranteed will see their cash value growth dwindle or even go backwards.
Most term life insurance policies and guaranteed universal life insurance policies are fully underwritten and require medical exam in order to get approved.