Since an annuity plan helps you build up your own retirement fund, it would be helpful to you build
the fund over a number of years.
Not exact matches
This spring, he spent two weeks running the
numbers and battling insomnia before making a dramatic announcement to his 120 - member staff on April 13, inviting NBC News and The New York Times to cover it:
Over the next three
years, he will phase in a minimum wage
of $ 70,000 at Gravity and immediately cut his own salary from $ 1.1 million to $ 70,000 to help
fund it.
The media startup, valued at $ 11 billion in its latest round
of funding, says the
number of «pinners,» or people sharing images and links, has doubled on its platform in the last 18 months and the
number of searches on its service have increased by 81 %
over the last
year.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full
year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount
of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability
of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction
of generic versions
of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect
of lowering prices or reducing the
number of insured patients; the possibility
of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels
of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits
of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages
of these products
over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development
of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate
of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Led by BPI France and Temasek Holdings, a
number of top sovereign wealth
funds have increased their healthcare investments
over the past five
years.
«A
number of participants indicated that the stronger outlook for economic activity, along with their increased confidence that inflation would return to 2 per cent
over the medium term, implied that the appropriate path for the federal
funds rate
over the next few
years would likely be slightly steeper than they had previously expected,» the Federal Open Market Committee said in the records
of its March 20 - 21 meeting.
We're
Number One: The International Monetary
Fund recently projected debt as a share
of GDP will decline
over the next five
years for all advanced economies in the world except for one: Spoiler Alert: It's the U.S.A.
«A
number of participants indicated that the stronger outlook for economic activity, along with their increased confidence that inflation would return to 2 percent
over the medium term, implied that the appropriate path for the federal
funds rate
over the next few
years would likely be slightly steeper than they had previously expected,» the Federal Open Market Committee said in the records
of its March 20 - 21 meeting.
Total assets in small cap mutual
funds nearly doubled between
year - end 2007 and
year - end 2016 — from $ 473 billion to $ 779 billion — despite the fact that the
number of small cap stocks fell from 3,700 to 2,600
over the same period.
Each
year we voluntarily disclose the total assets that the firm's employees, our families and the
Funds» trustees have invested in the Oakmark
Funds; as
of December 31, 2016, that
number is
over $ 400 million, reflecting significant share purchases during the past
year.
The author shares that «Only 14 percent
of all managed mutual
funds beat the stock market average in each
of the last three, ten, and fifteen
year periods» and the
number is actually likely a lot lower when you take out all the fess and tax liability
over this same period (p. 42).
In addition, I can't count the
number of rent deposits, moving expenses, car payments, etc we've made
over the
years for other members
of our family who have trouble creating an emergency
fund due to low wages.
An additional $ 18.6 m will be placed into a
fund over the next two
years to incentivise stronger Class I utilisation rates in Federal Orders 5 and 7, which cover a
number of Southeast US states.
I am increasing the
funding for UK Trade and Investment by
over 25pc a
year, so it can help more firms, build the capacity
of British chambers overseas, and maintain our country's position as the
number one destination in Europe for foreign investment and we are launching a new # 1.5 bn export finance facility to support the purchase
of British exports.
Gov. Cuomo contends that it depends on how you plug in the
numbers, as to how the long term
funding viability
of Pension
funds will be effected
over the next 25
years.
Looking ahead, maintaining the planned level
of protection to frontline / operational
numbers of the workforce
over the whole CSR period will be very challenging — especially
over the next 18 months, as two - thirds
of the cuts to central Government
funding falls within the first two CSR
years (2011/12 and 2012/13).
The Welsh Liberal Democrats also reiterated calls they have made
over a
number of years that they would focus
funding away from short term work experience placements, via Jobs Growth Wales, to longer term apprenticeships.
Following months
of hearings and negotiations, after
funding for a
number of Council priorities was added to the mayor's final proposal, and amid concerns
of a widely expected economic slowdown and potentially insufficient savings, the Council approved a plan that increases city spending by about $ 3.6 billion
over last
year's adopted budget.
Many teachers and educators have had a fractious relationship with Gov. Andrew Cuomo during his four
years in office
over a
number of issues, including school
funding, the Common Core curriculum; and teacher evaluations.
The Albany County Land Bank will receive $ 2.8 million
over two
years,
funding the demolition
of up to 20 blighted structures, the rehabilitation
of a dozen properties, the initial stabilization
of up to 40 homes, and the clearing
of the same
number of vacant lots for repurposing.
Other challenges, it said, included special schools, such as schools for the blind and the deaf, which were either closing down or about to do so, subvention not being released to the psychiatric hospital in Accra, nearly all statutory
funds being in arrears and a significant
number of public sector workers, including nurses and district chief executives employed by the government
over a
year ago not being paid.
The proposed regulation also would require select visa applicants to report 15
years of biographical information, including employment history, addresses, prior passport
numbers, information about family members from siblings and children to current and former spouses and partners as well as their travel histories including how trips were
funded over the period.
Atti Emecz, EPSRC's director for communications, information and strategy, estimates a more realistic possibility is a 20 % fall in the total
number of Ph.D. students his organization would
fund over the next 5
years.
Chemistry
funding proposals have shot up 27 %
over the last
year, while the
number of chemists willing to review such proposals has been on a slow decline
over the last decade.
Over this 5 -
year period, the
number of research grants
funded by NSF has barely grown, from 6220 in 2001 to 6635 in 2006.
«The cancer care and research community at MSM has seen significant growth
over the past five
years; doubling the
number of oncologists and quadrupling the amount
of translational research
funding.
This was driven partly by the IFB International Production
Fund which has played an important role in attracting international TV drama production to Ireland
over the last
number of years.
The new research schools - which will each receive # 200,000 in
funding over three
years — will become focal points
of evidence - based practice in their region and build networks between large
numbers of schools.
Using leasing to manage their own procurement and cash flow and spreading the cost
of resources
over a
number of years certainly helps schools by giving them the ability to acquire the technology they need now, rather than waiting until
funding arrives.
As mentioned in our update
of two weeks ago, the Federal Budget announced an increase
of $ 1.2 billion
over three
years for school
funding, but it comes with a
number of caveats.
To expand the
number of youth workers trained in New York City school - age child - care programs: $ 240,000 (
over three
years) to the
Fund for the City
of New York.
Over the past three
years, the district has enrolled 2,200 students into a new early - childhood program financed partly through the release
of funds formerly set aside for desegregation efforts, bringing up the
number of enrolled students.
The
number of referenda statewide has been growing
over the past six
year, mostly the result
of severely reduced state
funding for students.
He's called for a doubling in the
number of apprenticeships
over the next five
years, and has made repeated attempts to increase federal
funding for apprenticeship programs in his budget proposals.
Many overfunded schools will have their
funding growth rates slowed, and a small
number of the most overfunded schools will have their
funding cut
over the next ten
years.
Initially, the foundation will
fund a small
number of networks — probably less than 10 — and
over the next three
years issue additional calls for proposals, eventually
funding between 20 and 30 networks, all consisting
of middle and high schools.
The
number of students classified as eligible for special education services has increased
over the
years, but
funding for more teachers to teach them has not kept pace.
Schools are facing serious budget pressures
over the coming
years, as the impact
of rising pupil
numbers, barely - resourced buildings overheads and the uncertainties
of the new national
funding formula kick in.
«The city will spend $ 52 million in state
funds over several
years to convert 40 schools into community hubs with medical and dental services, nutrition and fitness programs, tutoring, job training, and other assistance for students and their families, officials announced Tuesday, roughly doubling the current
number of such school - based hubs.
Over the next five
years, Boston Schools
Fund will commit significant financial and administrative support to increase the
number of available spaces in high - performing district, charter, and Catholic schools by almost one - third, putting Boston on track to offer a high - performing school to the majority
of its children by 2025.
«Policies and practices put in place by city leaders a
number of years ago have yielded greater equity
over time, although charter students continue to receive less public
funding than their peers in district schools,» he said.
He's sold 15,000
over a
number of years, making him a best seller in Australian poetry, and
funded an audio CD, but he doesn't register on Bookscan, nor have the poetry awards or Amazon ever heard
of him.
For example if you have a mutual
fund that got 7 % last
year and then charged a 1 % fee, then the return you will see is 6 % — a 1 % difference makes a huge difference
over a
number of years.
The SPIVA Australia Scorecard, which is published twice a
year, tracks the
number of actively managed Australian mutual
funds that were outperformed by their comparable benchmarks
over different timeframes.
He says that he'll be convinced once I sit down with him and show him actual
numbers which illustrate that we would have made more money
over the past two and a half
years if we had invested in an index
fund instead
of American.
Focusing on small - cap mutual
funds, investors can choose among a large
number of funds that have performed well
over the past few
years, with the added advantage
of low annual fees and expenses.
The further grim reality is that 60 %
of mutual
funds underperform their benchmark every
year, and that
number climbs to 80 % underperformance
over a 20 -
year period.
There are a
number of mutual
funds focused on small - caps that have provided strong returns
over the past several
years.
I'd estimate the
number of funds gets cut in half
over the next couple
of years.»
Not only have a large
number of these
funds managed to outperform the benchmark, but they have done so with a higher margin
over the three - and five -
year horizons than any other category, at 3.9 % and 2.5 %, respectively.