Sentences with phrase «fund value without»

If the insured surrenders his plan after completing 5 years with his plan, then he is paid the entire Fund Value without any additional charges.

If the policy surrendered after the completion of 5 years, the insurer will pay out the total fund value without deducting any charges.

Not exact matches

World stocks rose 20 percent last year, significantly outpacing the average on bond markets, meaning the relative value of funds» equity holdings has increased without a single new share being bought.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

Since she has left the academic world and is not now contributing to a 403 (b), he says, she could probably make the move without having to pay «surrender charges» — penalties for terminating a policy or withdrawing funds from the accrued value before a set time.

But if a donor contributes the IPO shares directly to charity or to a donor - advised fund, the donor can usually deduct the fair market value of the donation without realizing any capital gain.

In this way, business owners can get funding from $ 5,000 — $ 500,000 in as fast as one business day without needing a specific amount of real estate, inventory or other hard assets; and without needing to have their specific assets appraised and valued.

But if a donor contributes appreciated stock held for more than one year directly to a donor - advised fund account at Schwab Charitable ™ or another public charity, the donor can usually deduct the fair market value of the donation without realizing any capital gain.

Generally, managers of fixed income funds invest money as it comes in without regard for value considerations.

Even without any selling, the value of the fund's share price would fall (roughly as a function of the fund's average «duration», a measure of interest rate sensitivity that is a related to a bond's maturity).

If the securities decrease in value, the Fund may suffer a greater loss than would have resulted without the use of leverage.

Don't let yourself be lured into chasing market - beating returns without first considering whether you can stomach sharp swings in value and whether you have diversified your holdings sufficiently to offset the risk that some of your go - go funds will end up goners.

If the securities decrease in value, a Fund that uses leverage may suffer a greater loss than would have resulted without the use of leverage.

If you own stocks, bonds or mutual funds, you can borrow up to 80 percent against the value of your portfolio without having to sell.

Appreciated securities held for more than one year and donated directly to a public charity or a donor - advised fund account are generally deductible at fair market value without recognizing any capital gain.

Looking just at the big chunk that's in equities / equity funds, almost 70 % of that value is in 401 (k) accounts and deferred compensation accounts that I can move from fund to fund without realizing gains.

In the letter to you Dr Kachikwu alleged among others appointments and postings in NNPC without due process; award of contracts above $ 20m without following the legal and procedural requirements for such contracts including the Crude Term contracts - value at over $ 10bn; the DSDP contracts - value over $ 5bn; the AKK pipeline contract - value approximately $ 3bn; various financing allocation funding contracts with the NOCs — value over $ 3bn; and various NPDC production service contracts — value at over $ 3bn — $ 4bn.»

He charged that restoration of funding for specific departmental legislative branch personnel «without considering the respective value of the positions» functions, in the context of the overall city budget and impact on our city's tax base, is not only unjustifiable but wreaks of putting politics between the public interest.»

Without adequate funding the quality and value of a SUNY degree will plummet, too high a tuition will deny access to students with limited means.

For too long, Head Start has been merrily rolling along, enjoying ever more generous increases in funding, without demonstrating its value.

When the Great Recession hit, however, property values fell sharply, making it hard for school districts to raise local property taxes — schools» primary local funding source — without raising rates, which is politically challenging even in good times.

[6] The columns in the table address: a) the vehicle by which funding is delivered (e.g., tax expenditure vs. social program); b) the particulars of that funding vehicle (e.g., payments to individuals vs. program providers or states); c) the dollar value of the benefit to a family; d) whether the tax benefits are refundable (provide refunds to low income families in excess of their tax liability); e) whether the benefits are progressive (inverse to family income); f) the total annual program expenditure that is conditional on children (e.g., spending on housing vouchers that goes to families without children is excluded); and g) the estimated portion of the total expenditure that goes to children under five years of age.

Without a big publishing marketing machine behind you or a wallet of money to fund ongoing expensive advertising campaigns, such as Facebook Advertising and other book marketing services, you need to find resources that offer value to your book marketing campaigns.

This can put the investor at risk because unlike a mutual fund, ETFs trade continually throughout the day, often without a complete picture of the value of the bond fund holdings.

First, if you have a 401 (k) plan at work, see if it includes a stable value fund, which should give you a moderate yield without any share price fluctuations.

Of course, during the following 15 years the small cap value DFA fund compounded at 11.6 % (with management fees) vs. 4.2 % for the S&P; 500 (without fees).

Advisors who sell these funds are quick to point out that you can normally redeem 10 % of the fund's value per year without triggering the sales charge, and that you can switch from one DSC fund to another in the same family (for example, from a Canadian equity fund to a bond fund) at no cost.

An investor holding a value fund, without understanding the value factor, or the methodology of the fund would likely be very disappointed.

The flexibility and low adjusted interest rates associated with borrowing against cash value life insurance makes such an option well worth considering if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.

The first bone of contention the plaintiffs have is that the company offered the «microscopically low - yielding» Vanguard Prime Money Market Fund, rather than a stable value fund that would have provided better returns while preserving capital and liquidity without any greater increase in risk compared to money market investmeFund, rather than a stable value fund that would have provided better returns while preserving capital and liquidity without any greater increase in risk compared to money market investmefund that would have provided better returns while preserving capital and liquidity without any greater increase in risk compared to money market investments.

The required minimum will be specified as a percentage of the fund's net assets to be invested in «highly liquid investments» — meaning cash held by a fund and any investment that the fund reasonably believes is convertible into cash in current market conditions within three business days without significantly changing the market value of the investment.

If the mutual fund rises in value, the profit would be twice as much as it would be without it.

Financial economists such as World Pensions Council (WPC) researchers have argued that durably low interest rates in most G20 countries will have an adverse impact on the funding positions of pension funds as «without returns that outstrip inflation, pension investors face the real value of their savings declining rather than ratcheting up over the next few years» [19]

And my dinner companion seemed to be saying that value managers couldn't compete with other funds without taking at least some of those bets.

The presentation focuses on the equity asset classes (U.S.and international, large and small cap, growth and value and real estate) every equity investor should own, how to select the best performing mutual funds, the pros and cons of index funds, the best balance of equity and fixed income funds and how to maximize distributions in retirement without taking the risk of running out of money.

The fund aims to allow investors to benefit from the uplift in value between a development project and a completed and income producing investment property, without incurring the full level of traditional developmental letting risk.

Whatever the merits of such a standard for traders without much, if any, fundamental knowledge of what they are investing in, this consistency standard is totally inapplicable to The Third Avenue Value Fund (TAVF), and other buy - and - hold investors who rely on fundamentals.

The LKCM Aquinas Catholic Equity Fund utilizes a proactive approach and evolving dialogue with companies to ensure each portfolio has the potential for solid investment performance without sacrificing the integrity of Catholic values.

AAII Model Portfolios Model Fund Portfolio: REITs Show Their Long - Term Value During the portfolioï ¿ 1/2 s past 12 years, long - term equity REITs have provided excellent diversification without sacrificing return.

A Fund's investment in the common shares of closed - end funds that are financially leveraged may create an opportunity for greater total return on its investment, but at the same time may be expected to exhibit more volatility in market price and net asset value than an investment in shares of investment companies without a leveraged capital structure.

A fund without capable management and a sound process isn't much of a value at all.

Without such waiver and / or reimbursements, the Gross Fund Operating Expenses would be 2.50 % for the investor class shares and 2.45 % for the institutional class shares of the Mid Cap Value Fund and 1.84 % for the investor class shares and 1.45 % for the institutional class shares of the International Value Fund.

The High wants to put itself in a position to draw more value out of its already large regional audience without sacrificing a mature revenue stream, while Atlanta Contemporary hopes to attract outside support from funders wanting to connect with its dramatically growing visibility.

If they did not receive the Relevant Charges they would not be able profitably to provide current account services to their customers in credit without making a charge to augment the value of the use of their funds.»

The company can be funded by way of loan, meaning that clients can draw down on a regular «income» without paying higher rates of income tax, whilst the growth in value can be outside of their estates.

The cash value is allowed to grow on a tax deferred basis — which allows the funds to grow without being taxed each year.

Unlike a standard college fund, policyholders have access to the cash value at any time, without penalty.

The cash value in your policy may be an easier way to help fund startup costs without having to ask friends and family, or getting turned down by a bank.

If the policyholder surrenders his policy after completing 5 policy years, then the entire fund value as on the date of surrender is payable without any additional charges applicable.

Access to fund value - The fund value can be accessed to help in the event of a critical illness, disability or loss of independence without tax penalties