Sentences with phrase «funded by the lowest rate»

Not exact matches

By contrast, just two officials forecast a funds rate below the median, suggesting the tail risk for markets is for higher, not lower, rates.

The MPC launched the Term Funding Scheme to make sure that the lower levels of interest rates now set by the Bank of England are reflected in the costs commercial banks charge households and companies to borrow funds.

Low interest rates translate into lower profits when banks make loans, and all too often this curtailed their incentive to grant funding requests made by small business owners.

The economy may be healthy enough for them to raise interest rates, but the new 0.5 percent to 0.75 percent target for the benchmark fed funds rate, up a quarter point from where it had been, remains far below the historical norm — and, by all indications, the Fed still expects rates to stay low for at least a few more years.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

Retirees are facing problems very similar to the average pension fund: In addition to not having enough cash contributions to keep up with the costs of aging, their returns have been hurt by interest rates that have been too low for too long.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

October 22: President Obama unveils a program to help small businesses borrow money, by allowing small banks to borrow funds at low rates from the Troubled Asset Relief Program (TARP).

Do assume the initial funding you have will be all you get, so the goal is to have the lowest burn rate possible by not wasting money on anything.

The black dot shows where the funds rate was when they began their lowering campaign, the arrows show how much they lowered, and the green box shows where they stopped (this excellent graphic was custom made for me by Ben Spielberg; see data note below).

For the time period in question, the federal funds rate was low (by historic standards), leading the Fed to dismiss the yield curve's «prediction» of recession.

There are large, well - funded firms like SoFi who are lowering interest rates for college graduates that are underserved by big banks and the government.

Many lenders in the federal funds and Eurodollar markets with access to the ON RRP facility responded to these low rates by increasing their use of the facility, as shown in Figure 10.

Phil Orlando, chief equity strategist at Federated Investors and head of its Global Allocation fund, said he was not put off by the fact that U.S. home ownership rates hit a 20 - year low in the fourth quarter.

Another unusual aspect of current global interest rates is that long - term rates, which are set by the demand for and supply of funds in capital markets, have remained quite low in the face of rising official interest rates.

Despite interest rates remaining very low by historical measures, any dental organization looking to utilize external funding for projects this fiscal year should be aware of potential changes and possible budget implications.

By Aaradhana Ramesh and Krishna Eluri (Reuters)- U.S. fund managers kept their recommendations for equity holdings steady for a third month in November, and near their lowest since the financial crisis, pending a widely - expected Federal Reserve rate hike, a Reuters poll found.

Each percentage point of additional borrowing costs with current abnormally low interest rates increases costs of funding by $ 680 billion.

a municipal bond that is secured by an escrow fund; the escrow fund comes from the issuer floating a second bond issue and using the proceeds from that second bond issue to purchase government obligations, typically U.S. Treasuries, proceeds from the second bond issue create an escrow fund to mature at the first call date of the first bond issue to pre-refund that issue; bond issuers will typically do this during times of lower interest rates to lower their interest costs

Interest rates have continued to be pushed lower and lower and lower and most of this is because the Fed keeps on adjusting that federal fund's rate and adjusting interest rates down in the way that they do that is by putting cash into the market and buying back bonds or short - term bonds with the federal fund's rate.

Over the past couple of years, speculators have also used short sales of gold to obtain low cost funds to invest in other assets — for example, by shorting gold (borrowing it and selling it in the spot market), market participants have been able to obtain US dollars at between 1 and 2 per cent, well below the rate of return available on US assets.

Selling gold short has therefore been an alternative to the «yen - carry» trade which saw market participants fund investments in various markets by borrowing yen (at almost zero cost due to the low interest rates in Japan) and selling it for other currencies, mostly US dollars.

That would be a relatively low level by historical standards; in the past two tightening cycles by the Fed, the federal funds rate peaked at around 6 per cent.

But the prescription offered by the Taylor rule changes significantly if one instead assumes, as I do, that appreciable slack still remains in the labor market, and that the economy's equilibrium real federal funds rate — that is, the real rate consistent with the economy achieving maximum employment and price stability over the medium term — is currently quite low by historical standards.

In fact, in a low - rate environment, costs are even more important because the lower the returns, the higher the proportion that's consumed by fund expenses.

As we saw in the months following The Great Recession, when economic growth slowed abruptly, the Fed moved to jumpstart the economy by lowering its target for the federal funds rate.

Several participants emphasized that continuing reinvestments for some time after the initial policy firming could help manage potential risks, particularly by reducing the probability that the federal funds rate might return to the effective lower bound.

Credit exposure is the credit ratings for the underlying securities of the Fund as provided by Standard and Poor's (S&P), Moody's Investors Service, or Fitch and typically range from AAA / Aaa (highest) to C / D (lowest).

With the lower band of the Fed funds rate now at 1.25 %, it's likely to be trading near 2.0 % by the end of 2018.

The combination of low levels of ES funds and the cash rate remaining close to its target suggests a couple of conclusions: first, the market players involved with RTGS have adapted well to operating in the new environment; and second, participants have reasonable confidence about the availability of cash near the interest rate announced by the Reserve Bank as its policy target.

Stating that the risk of a substantial fall in inflation was greater than the risk of a substantial rise, the Fed lowered the federal funds rate by 25 basis points to 1 per cent in June.

Fed Chairman Greenspan tried to stop the severe stock market decline by lowering the Fed Funds rate to 1 % in mid 2003 and keeping it at that level for a year.

This was exasperated recently when I was discussing the case of how most investors misunderstand how it can actually be good over the long - run to change a company's capitalization structure to replace equity with debt by borrowing funds on a long - term, low - cost, fixed - rate basis to repurchase stock, lowering the total count of outstanding shares.

In one sense, the Fed created an ice age for US interest rates by lowering the Fed Funds rate essentially to zero and by printing money to buy US Treasury and mortgage backed securities, putting further downward pressure on longer term interest rates.

Benchmark interest rates, such as the LIBOR and the Fed funds rate, affect the demand for money by raising or lowering the cost to borrow — in essence, money's price.

«This dashed line shows that, in order to deliver a degree of future monetary stimulus that is consistent with its past behavior, the FOMC would have to reduce the funds rate to — 5 % by the end of this year — well below its lower bound of zero.

Looking back over the past 25 years, a period of low and stable inflation, stock / bond correlation has generally moved in tandem with monetary policy, as measured by the effective federal funds rate.

Moreover, by keeping short - run interest rates near zero for more than seven years, paying interest on excess reserves (IOER) above the effective fed funds rate, and convincing markets that rates would stay low for a long time (forward guidance), the Fed has increased the reach for yield and appears more interested in priming Wall Street than in letting markets set interest rates and allocate credit.

The Fed can increase or decrease the amount of liquidity in the U.S. financial system by raising or lowering the federal funds rate.

The study, which was funded by the Centers for Disease Control and Prevention (CDC), found lower rates of confirmed abuse cases, child out — of — home placements, and hospitalizations and emergency room visits for child injuries in counties where parenting support was implemented.

Eight existing home visiting programs met the minimal legislative threshold for federal funding: Early Head Start, the Early Intervention Program, Family Check - up, Healthy Families America, Healthy Steps, Home Instruction Program for Preschool Youngsters, Nurse - Family Partnership, and Parents as Teachers.40 In August 2011, the Coalition for Evidence - Based Policy built upon the government's review by evaluating the extent to which programs implemented with fidelity would produce important improvements in the lives of at - risk children and parents.41 Through this review, one program was given a strong rating (the Nurse - Family Partnership), two were given medium ratings (Early Intervention Program and Family Check - up), and all other programs were given a low rating.

In 2010 and 2011, she worked on lowering obesity rates by increasing breastfeeding exclusivity and duration through the federally funded Communities Putting Prevention to Work grant.

A lower reimbursement rate for some providers would lead to chaos and inequity in the early childhood system by cutting funds from community based organizations that provide care and education for New York's children.

The state's cap is 2 percent or the inflation rate, whichever is lower, but limits vary by district because of differences in exempted expenses such as school renovations funded by bonds and approved by district voters.

Most of the local politicians I speak to - Labour, Lib Dem and Conservative - blame the crisis on three issues: government cuts and low funding, poor financial management by the current administration, and a decision to keep council tax rates low.

Missing from this piece is the fact that the interest rate on the amount borrowed from the pension funds would be lower than that charged by outside lenders, or payable on bonds.

«Also, Nigeria is now faced with a situation whereby funds are obtained from the official forex market (at lower rates) and diverted to other markets and sold at a higher rate by forex dealing banks and users, who make billions of naira profit just for doing almost nothing.

Frank Field is one of these people who lots of people say is great until he is actually given any power, he manages both to agitate Labour MPs favourable towards welfare by coming out with solutions to time limit benefits and add workfare requirements, equally he is constantly saying that JSA rates are far too low as well as demanding pensions at high rates for all, Tony Blair and Gordon Brown both came to the conclusion that his proposals on the State Pension would have been hugely expensive - his pension plans could not all be funded by savings on the unemployed and would probably lead to a huge swelling in the welfare budget.

Hochul opposes the Ryan budget, but she was one of 13 Democrats to vote for a GOP bill that would pay for extending lower college student loan interest rates for another year by cutting $ 6 billion from a preventive health fund — an idea opposed by the White House.

Key skills in this job are an ability to manage and prioritize multiple tasks, time management, and diplomacy... especially when dealing with faculty who are frustrated by the low success rates in many funding competitions.