Sentences with phrase «funded ratio»

The phrase "funded ratio" refers to a percentage that helps measure the financial health of a particular entity, typically a pension fund or retirement plan. It compares the value of the assets that the entity has set aside to pay for future obligations (such as pension payments) with the total value of those future obligations. A higher funded ratio indicates that the entity has enough money to meet its future financial commitments, while a lower funded ratio suggests the entity may have a shortfall or be at risk of not being able to honor those commitments. Full definition
On the other hand, pension funding ratios remain virtually unchanged.
Looking at the actuarial funded ratio for state and local pension plans, the aggregate funded status of these plans has significantly declined over the last 15 years despite equities attaining all - time highs in recent periods.
From FY 14 to FY 15, the aggregate funding ratio of large state and local public pension plans remained steady at 73.5 percent.
APRA increased capital requirements, and applied the liquidity coverage ratio (from 2015) and net stable funding ratio (to commence from 2018) to larger and more complex Authorised Deposit - taking Institutions (ADIs).
The reduction in pension funding comes at a time when the actuarial funded ratio for the pension fund is expected to fall below 80 percent in this fiscal year, Msall said.
Lower fees over the past five years would have saved the average pension fund included in the study $ 1.6 billion; to put things in perspective, it would have improved the aggregate funding ratio for these funds by more than two percentage points, which is nothing to sneeze at.
Emergency Fund Ratio = 6 months of Monthly Expenses (food, utilities, rent, etc.) or for the equation 6 * Monthly Expenses
The Institute expects funding ratios to improve as interest rates increase, leading more and more plan sponsors to consider buy - outs in the next few years.»
Bloomberg reports that just 15 states have pension funding ratios above 80 %.
«The Pew Center on the States ranked New York 5th among states for its healthy funding ratio, with assets covering 94percent of liabilities in 2010.
According to the Commission on Government Forecasting and Accountability, the Chicago Teachers Pension Fund has a 53.9 percent funded ratio.
Chapter 9 — Mutual Funds Ratio India hosts more than 2000 mutual fund schemes with sub varieties in its plan.
The median corporate funded ratio is 76.9 %, which represents a modest decline from 77.7 % last year.â $
On the one hand, the average funding ratio (assets as a percentage of the present value of future obligations) is below 80 % because of inadequate contributions by sponsors (states and municipalities) and poor investment returns since the collapse of the technology bubble in 2000.
Leverage ratios cover debt to equity ratio, debt ratio, fixed asset to shareholders fund ratio and interest coverage ratio.
And yes, that's crises — plural — because U.S. state and local government pensions have «unfunded liabilities» estimated at more than $ 5 trillion and funding ratios of just 39 %.
The Emergency Fund Ratio is a clear example of setting aside money for a doomsday scenario.
According to the Pew Charitable Trusts, the funded ratio for New Hampshire's public pension system was 65 percent in fiscal year 2015.
It can be difficult to gauge pension health in each state; studies use a variety of calculations to determine a pension system's average liabilities, unfunded liabilities, funded ratio, and other metrics.
According to the Pew Charitable Trusts, the funded ratio for Missouri's public pension system was 81 percent in fiscal year 2015.
According to the Pew Charitable Trusts, the funded ratio for Massachusetts» public pension system was 62 percent in fiscal year 2015.
Changing this 2 - to - 1 funding ratio is a key step in modifying NIH's funding habits, say officials.
But traditional public schools can't place such caps and must accept all students, regardless of what their funding ratio would be.
the funding ratio drops to 60 percent.
Most of that is going toward debt, not actual benefits for teachers, but even those increased contributions have not been enough to reduce liabilities or improve the plan's funding ratio.
Chicago is paying more in pensions benefits while its funding ratio is dropping.
But, even as the funded ratio dropped from 78 percent in 2006 to 54 percent funded in 2012, the average teacher retirement benefit increased from $ 37,241 in 2006 to $ 46,440 in 2012.
Companies offering cheap leads but have a high cost to funding ratio will not help you as much as the company that charges more up front per lead, but offers a lower cost to funding ratio.
The theory behind de-risking glide paths would suggest that the correlation between funded ratio and hedge ratio should be stronger than that between funded ratio and fixed income allocation.
One of the country's top producing mortgage brokers, Sharnjit Singh Gill boasts an impressive 94 % funding ratio
The importance of these funding ratios is obvious if you have a private sector pension.
«In the U.S., funding ratios are only loosely based on actuarial valuations.
Indeed, after perusing the paper's brain - twisting equations for funding ratios, dynamic withdrawals, mortality assumptions and the like (Everyone okay with the Gompertz Mortality Model?)
The current average expense ratio for actively managed mutual funds is between 0.5 % and 1.0 % and typically goes no higher than 2.5 %, although some fund ratios have gone as high as nearly 20 %.
Those with greater sophistication should be determining asset allocation based on their funded ratio, and should also be thinking more broadly about the role of income annuities and other strategies.
The bottom line is that high contact rates will increase your cost to funding ratio and raise the morale of your loan officers as well.
Buying leads from consumers that want to win an iPad rather than lock an interest rate will not help your cost to funding ratio.
Even though they tend to cost more, the contact rates will be much higher and usually your cost to funding ratio will be much lower.
By law, the FHA is supposed to maintain a capital ratio of 2.0 percent but the fund ratio is currently at only 0.12 percent.
Our specific concerns are focused on various Dodd - Frank and Basel rules including: - Dodd - Frank Risk - Retention Rules - Dodd - Frank Volcker Rule - Basel III High Volatility Commercial Real Estate (HVCRE)- Basel III Liquidity Coverage Ratio rule (LCR)- Basel III Net Stable Funding Ratio (NSFR)
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