Sentences with phrase «funds during the credit»

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During the credit crunch, alternative lenders — cash advance companies, accounts receivable funders, factors, and micro lenders — took advantage of the slowdown in bank loan volume.

Starting a new business, overcoming financial hurdles during a slow period, and finding access to funds for expansion may all seem like daunting tasks for businesses with insufficient credit.

In three rounds, the last of which concluded in 2014, the central bank credited itself with funds that it then used to buy debt — Treasurys and mortgage - backed securities, the latter in an effort to drive down rates on housing loans during the worst real estate market since the Great Depression.

«After a nine - year bull market, (short selling) was like swimming upstream,» said conference organizer Whitney Tilson, who credits short - selling with saving his own hedge fund during the 2007 - 2009 financial crisis.

During this period, the Federal Reserve tried to support employment by cutting its federal funds rate target nearly to zero; by creating a number of special liquidity facilities to support the extension of credit; and by engaging in a large scale asset purchase program, buying Treasuries, agency debt and agency mortgage - backed securities.

The chart shows estimates by the International Monetary Fund of output gaps and credit gaps during that period; while such estimates are obviously imprecise, they suggest that in most of those countries, inflation targeting and financial stability may have been complementary, rather than conflicting goals.

Using your home itself as collateral, this secured financing usually touts lower interest rates than credit cards and acts as a revolving source of funds, so that you can borrow against your home and pay back the credit line as many times as you'd like during the draw period.

Although there will still be some amount of buying and selling in the portfolio during that time (for instance, to deal with things like new investors buying into the fund or selling a bond with a declining credit profile), it should be less than what would be experienced in a traditional bond mutual fund.

Typically, lenders will give homeowners «draw periods» of a few years, during which they can access their funds — during this period, only interest is due on the credit that has been accessed.

With the Dodd Frank regulations and an overall heavily regulated banking industry, the rates for credit card debt have barely budged during this low Federal Funds Rate period.

Using monthly data for a broad (but filtered) sample of U.S. corporate bonds / issuers (10,825 bonds and 5,300 issuers) and monthly return data for 213 actively managed credit hedge funds and 218 actively managed credit mutual funds during January 1997 through December 2013, they find that: Keep Reading

Fortress Investment Group became the first hedge fund and private equity firm to go public in 2007, riding on investor enthusiasm for alternative investments during the credit market boom.

Next year, during the run up to the 2016 general elections, Ghana will reach the mid point of its three year Extended Credit Facility programme with the International Monetary Fund (IMF).

During a debate, Gates Town Supervisor Mark Assini credited a congressman from another district in New York State for securing the photonics funding.

The short term funds for this gambling spree were provided in part by the CBI expansion of credit during this period, as well as by the Japanese central bank, which was expanding credit as well during this period, which the Icelandic banks were using in their risky game.

Cuomo told reporters during an event at Yonkers City Hall that the money wouldn't be tied to the passage of an education tax credit, which some Assembly Democrats — particularly members representing school districts that could greatly benefit from the upstate - only fund — have vehemently opposed.

Trustees of Agudath Israel of America, an Orthodox Jewish organization, told Assemblyman Steven Cymbrowitz, a Sheepshead Bay Democrat, during an Albany meeting in April that he would be the target of a 2016 primary if the education investment tax credit, a bill that would give a tax break to people and companies donating money to public schools and private school scholarship funds, does not become law this session.

That year, the magazine detailed, Zhang, using a slush fund provided by the businessmen, cloistered 30 experts from mostly ministry - affiliated universities and research institutes in a hotel for 2 months, during which time they churned out three books on high - speed rail technology that were credited to Zhang.

«(i) the average daily closing price for international offset credits sold on registered exchanges (or if such price is unavailable, the average price as determined by the Administrator) during the six months prior to the strategic reserve auction at which they were auctioned, with the remaining funds collected upon the sale of the international offset credits deposited in the Treasury; and

During the eight years (2007 to 2014) that the Education Next (EdNext) poll has been administered to a representative sample of American adults (and, in most of these years, to a representative sample of public school teachers), we have seen only minimal changes from one year to the next on such important issues as charter schools, merit pay, teacher tenure, teachers unions, and tax credits that fund private - school scholarships.

A new consultation will review eligibility for children currently receiving additional support from the government during their education, such as free school meals and additional school funding, in light of the national rollout of Universal Credit.

During his eight years in Tallahassee, the governor established a far - reaching accountability system, including limits on social promotion in elementary school; introduced a plethora of school choice initiatives (vouchers for the disabled, vouchers for those in failing schools, tax - credit funded scholarships for the needy, virtual education, and a growing number of charter schools); asked school districts to pay teachers according to merit; promoted a «Just Read» initiative; ensured parental choice among providers of preschool services; and created a highly regarded system for tracking student achievement.

Last year, JPS was under - funded by about $ 11.5 mil during the last school year, while the conservative state leaders have continually changed laws and regulations to make it easier to privatize public dollars (i.e. charter, vouchers, tax credits), starting with 3 charter schools in Jackson.

Standby lines of credit represent secondary sources of funding in the form of contingent Federal loans that can supplement project revenues during the first 10 years of project operations.

(2) ADEQUATE FUNDING NOT AVAILABLE. - If the Secretary fully obligates funding to eligible projects in a fiscal year, and adequate funding is not available to fund a credit instrument, a project sponsor of an eligible project may elect to enter into a master credit agreement and wait until the earlier of -» (A) the following fiscal year; and» (B) the fiscal year during which additional funds are available to receive credit assistance.FUNDING NOT AVAILABLE. - If the Secretary fully obligates funding to eligible projects in a fiscal year, and adequate funding is not available to fund a credit instrument, a project sponsor of an eligible project may elect to enter into a master credit agreement and wait until the earlier of -» (A) the following fiscal year; and» (B) the fiscal year during which additional funds are available to receive credit assistance.funding to eligible projects in a fiscal year, and adequate funding is not available to fund a credit instrument, a project sponsor of an eligible project may elect to enter into a master credit agreement and wait until the earlier of -» (A) the following fiscal year; and» (B) the fiscal year during which additional funds are available to receive credit assistance.funding is not available to fund a credit instrument, a project sponsor of an eligible project may elect to enter into a master credit agreement and wait until the earlier of -» (A) the following fiscal year; and» (B) the fiscal year during which additional funds are available to receive credit assistance.»

A personal line of credit would allow you to borrow funds to help cover your expenses during lower - income months, while allowing you to repay the line of credit during higher - income months.

Draw and repayment periods: In some instances, personal lines of credit can feature separate draw and repayment periods; allowing the borrower to withdraw funds during the draw period, while requiring them to make monthly payments during the repayment period.

Transfers of funds from a deposit or EquityLine account to a loan account (including an equity line of credit account) will be processed as follows: (i) the transfer will be debited to your deposit or equity line of credit account when we execute the transfer on the transfer date (regardless of the day or time we receive your transfer instructions); and (ii) the transfer will be credited to your loan account during nightly processing of the loan account.

The unused line of credit grows over time and more funds become available during the life of the loan.

During the slow times, like so many business owners, Betty and Jane were using their personal credit cards to fund their business.

Also, if the loan is a fixed rate, funds submitted for prepayment can not be re-borrowed at any point during the life of the loan, and the revolving credit feature does not apply.

If further investigation is required, within 10 business days of your inquiry, we will credit your account in the amount of the transfer in question so that you have use of the funds during our investigation.

The reason I got into this situation is that I was unemployed for 2 months and used up the majority of my emergency fund during that time, and then when I finally got a job I got a little careless and made a huge student loan payment (far above the minimum payment) without checking my credit card balance first (oops).

Another benefit of using a Credit Shelter Trust is that your surviving spouse retains the right to receive income from the trust during her lifetime, and can also access funds from it for health, education, maintenance and support reasons.

During this «draw» period you can spend, repay, and reuse the funds up to the credit limit.

[Not that the industry's performance during the crisis was inspiring either...] Of course, this reflects the current predominance of long / short equity & credit funds.

During the draw period (or borrowing period), you can access funds through the line of credit to pay for expenses.

Long story short, I ended up losing $ 65,000 - most of it in consumer credit, and what cash I was able to earn during this time (I was making $ 15.00 an hour in a job I found, plus a few other ways I came up with funds).

As an example of credit risk being rewarded, my Vanguard Intermediate - Term Investment - Grade fund (VFIDX for Admiral shares) has returned 4.05 % during the same period.

During that interview, he ticked off a litany of problems that had the potential to topple the economy and the financial markets, including arcane financial instruments like credit swaps, emerging market funds, risky hedge funds — even overheated housing and mortgage markets.

The flexibility of a line of credit allows the business to access funds when needed without going through additional credit approvals during the term of the credit line.

During your 15 - minute prep call, we will dive into your credit goals, funding roadblocks and answer any questions you may have.

(During the credit crisis many lenders, especially non-bank lenders and state loan agencies, are borrowing funds from the US Department of Education in order to continue making new loans.

If you withdraw the funds during the grace period, interest accrued but not credited will be forfeited.

Some friends of mine that run credit hedge funds are finding that they can't lever up as much during the crisis.»

If at least 70 percent of the amount you request is funded, you will receive a loan; only during this final handshake will Prosper do a hard check on your credit.

From time to time the fund may, without limit, emphasize investments in a particular type of security (i.e., in particular part of the capital structure) at various points during a credit cycle.

An access or draw period is the time during which you are allowed to use the funds which will be defined when you open your line of credit.

It is known that Citi bank allows funding of checking or savings accounts with credit cards during account opening.

Please Note: In the case of any substantial damage occurring during your stay with us or if your balance remains unpaid, we reserve the right to deduct funds from your credit card to cover costs of repair or replacement or the balance of payment.