Sentences with phrase «funds on a short term basis»

Title loans are a way for consumers to gain access to needed funds on a short term basis by using their vehicle as collateral to secure a loan.
Warehouse Fee Many mortgage firms must borrow funds on a short term basis in order to originate loans which are to be sold later in the secondary mortgage market (or to investors).

Not exact matches

«Since our company isn't one with much capital — our «assets» are our employees and contracts — we have been able to finance new programs under an accounts receivable margining system, in which the bank will loan us short - term funds based on our current contracts and receivables.
In addition to the rules - based approach, Mester also suggested the Fed not focus so much on short - term data changes in its economic projections, and tweaking those projections to link them to where each individual member believes the funds rate should be if those conditions come to fruition.
Since the fund rebalances its leverage on a daily basis, actual returns can significantly deviate from expected returns over the long term due to compounding effects, so XPP is meant as a short - term trading vehicle.
Short term performance, in particular, is not a good indication of the fund's future performance, and an investment should not be made based solely on returns.
Morningstar ratings based on risk - adjusted return and number of funds Category: Municipal National Short - term funds Through: December 31, 2017
NEARX has recently received the coveted 5 - star overall rating from Morningstar, among 173 Municipal National Short - Term funds as of 11/30/2014, based on risk - adjusted return.
Short - term performance, in particular, is not a good indication of the fund's future performance, and an investment should not be made based solely on returns.
Now wonder he didn't do well with his hedge fund; if you're going to be making decisions based on short term volatility like that, you are bound to get whipsawed and lose money.
There are a variety of investment products based on it, including the iPath S&P 500 VIX Short Term Futures exchange - traded note (VXX) and the ProShares VIX Short - Term Futures exchange - traded fund (VIXY) and, crucially, inverse products that move in the opposite direction of what the VIX does.
Key steps along this path include completion of the transition to full implementation of Basel III, including new liquidity requirements; enhanced prudential standards for systemically important firms, including risk - based capital requirements, a leverage ratio, and tighter prudential buffers for firms heavily reliant on short - term wholesale funding; expansion of the regulatory umbrella to incorporate all systemically important firms; the institution of an effective, cross-border resolution regime for systemically important financial institutions; and consideration of regulations, such as minimum margin requirements for securities financing transactions, to limit leverage in sectors beyond the banking sector and SIFIs.
These short - term loans are great for small business owners who need funds in a pinch and who have the ability to pay back on an automated, daily basis as a percentage of their card sales, or, a fixed amount drawn from their business bank account.
This enables young scientists to apply for funding from the university directly, and grants are usually given on a short - term basis.?
Secondly, the government needs to consider a new model of longer - term school funding that's based on short - term performance gains.
Short - term performance, in particular, is not a good indication of the fund's future performance, and an investment should not be made based solely on returns.
Effective January 1, 2012, the IRS requires Hartford Funds to track and report cost basis information and whether gain (or loss) on a sale is short - term or long - term * on IRS Form 1099 - B to shareholders and the IRS.
Funding needs are now, and feeding a system based on short - term thinking makes the cash register format easy.
This glide path is based on Fidelity's research and shows the funds» anticipated exposure to equity, bond, and short - term funds over time.
I do keep the annual «cash» account in a short - term bond fund and move money to cash on a monthly basis.
If your plan relies on an age - based investment strategy, this process is already in place and your asset mix has slowly evolved toward more conservative investments like money market funds and short - term bonds.
Interactive Brokers calculates an internal funding rate based on a combination of internationally recognized benchmarks on overnight deposits (ex: Fed funds, LIBOR) and real time market rates as traded, measured, in the interbank short - term currency swap markets, the world's largest and most liquid market.
While the two main categories of funds are those that provide taxable or tax - exempt income to investors, bond funds also vary based on maturity (short - term, long - term), type of issuer (municipal, corporate, etc.), strategy, investment objective and credit quality.
Debt funds are further classified on the basis of the maturity period of the underlying assets — long - term and short - term.
A money market account is FDIC - insured while a a money market fund is tied to the market, based on short term risk — your principal is not insured.
On December 10, 2007, the Fund notified the Company that conditions in the short - term credit markets had created a broad based perception of risk in non subprime asset - backed securities causing illiquidity across the market which led to extreme pricing pressure in those securities.
The Fund invests primarily in real return instruments, including short - and intermediate - term TIPS, as well as floating - rate loans, asset - backed securities (ABS) and commercial mortgage - backed securities (CMBS) where interest payments on the floating - rate loans and ABS / CMBS are swapped for those based on changes in the U.S. Consumer Price Index (CPI).
For example, if the investor in the example above only held the fund for two months, he would not pay short - term capital gains tax on all of the distribution, rather he would pay the long - term and short - term taxes based on how long the fund held the stocks.
Based on this the majority of actively managed bond funds should be consistently outperforming their benchmarks over both the short and long term.
All the banter about an interest rate increase boils down to the Federal Reserve Bank's control over the federal funds rate — the cost at which banks and credit unions lend their reserve balances to other banks and credit unions on a short - term basis.
An important characteristic of an index fund is that its rules of ownership are not based on a forecast of short - term events.
There are two types of taxes levied on Mutual Fund investments in India on the basis of how long they have been held — the period being defined as short term and long term with the returns being termed as capital gains.
While Dimensional funds are easily parsed into index categories based on geography, market - cap size and value / growth dimensions, there are other rules that drive the decision to invest in one company at a given time — none of which are based on short term forecasts or speculation, and all of which are based on those pre-determined rules of construction, including the firm's willingness to assess how badly a seller needs to part with their shares, and the seller's desire to sell the lot quickly, and at a discount.
If investors toss a mutual fund into the «lower - ranked» group solely on the basis of weak short - term performance, the appropriate action would still be to sell that fund during some subsequent period of short - term strength.
Raw short - term returns are not a useful basis on which to buy or sell a mutual fund.
We don't advertise the Hussman Funds on the basis of short - term returns (even a year is fairly short - term from the standpoint of our approach).
No mutual fund, including the Hussman Funds, should be purchased solely on the basis of raw unadjusted performance, regardless of whether this performance is long - term or short - term.
During this time there may be the need for funds on a short - term basis to avoid default on your mortgage or legal action against your home till you can get back on your feet.
Because the funds invest in short - term interest bearing securities on a constant basis, during rising interest rate environments they are able to achieve higher interest rates much more quickly than more conservative savings instruments, like savings accounts or certificates of deposit.
«Just to add, you can keep most of your money that you would need on an emergency basis or for any short term needs into liquid funds.
The Fund primarily takes long and short positions in securities that are highly correlated to its applicable market based on long, intermediate, and short term trends.
The Fund primarily takes long and short positions in securities that are highly correlated to major US equity indices based on long, intermediate, and short term trends.
Funds invested in short - term and intermediate government and investment - grade corporate bonds significantly underperformed benchmarks on a relative basis last year.
Now wonder he didn't do well with his hedge fund; if you're going to be making decisions based on short term volatility like that, you are bound to get whipsawed and lose money.
Based on what you described here you may loose opportunity of better returns because return on «safe» investments such as keeping it in your brokerage account (even for short term) would be lower than investing in stock / bond mutual funds.
Because market timing decisions to buy and sell securities typically are based on an individual investor's market outlook, including such factors as the perceived strength of the economy or the anticipated direction of interest rates, it is difficult for a fund to determine in advance what purchase or exchange orders may be deemed to be associated with market timing or short - term trading activities.
The New York City Returnable Grant Fund provides interest - free loans on a short - term basis.
SIP can assist you in all sorts of investment goals, be it long or short term, based on the funds chosen, investment's frequency, and other factors.
Based on your risk level and the stage of life you are in, they will suggest ways to achieve your short and long term goals through financial products like life insurance, stocks, and mutual funds.
The availability of funding on only a short - term basis also limits the ability of Regional Councils to tackle issues that are deeply entrenched and systemic in nature.
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