Sentences with phrase «future cash flow needs»

Life insurance coverage should be part of overall financial planning, which should include assessing current and future cash flow needs.

However, it is still imperative that anyone who finds themselves in such circumstances has a specialist financial plan in place that carefully examines income and expenditure to model future cash flow needs and then builds an appropriate investment portfolio.

If you already have that much saved or if you're ready to start taking on some other challenges, consider creating a savings plan for all of life's short - term future cash flow needs (i.e. everything but retirement and college expenses).

We often recommend clients purchase bonds in a bond ladder, which is a collection of bonds that have different maturity dates set to match their future cash flow needs.

The asset - liability approach where you invest like a pension plan by matching up investments to the future cash flows they need to produce

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Seasonal demand limits the cash - flow to a couple of weeks per year, which means you need to stack up on inventory based on an estimate of future demand.

Investors looking for value need to take a holistic approach that measures a company's ability to deliver economic earnings to investors and quantifies the expectations for future cash flows embedded in its current stock price.

Yes, if you have a stream of future expected cash flows and need to estimate a fair price, interest rates should inform your choice of an appropriate discount rate.

You've prepared pro forma financial statements and a cash flow budget, so you know your future funding needs — assuming you hit all projected targets, expenses are estimated with a certain degree of accuracy, and no unforeseen events happen.

Estimating Costs When forecasting future cash flows for a drug, you need to consider the costs of discovery and bringing the drug to market.

«The charges GE is taking and the charges Genworth took in 2014 and 2016 illustrate the severity of the issues facing LTC insurers and the need for appropriate and timely premium rate increases or benefit modifications to ensure the adequacy of cash flows and reserves to pay future claims,» Groh said.

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

Our dividend policy takes into consideration the nature of our business and our expectations for future cash flow and investment needs.

Every dollar you save in shopping for your kids can either go back into your cash flow or can be put towards saving for your child's future needs.

Instead of looking at whether the prices have gone up or down, and getting excited or scared, they need to begin to think in terms of what is the future cash flow yield of the investment that I am pursuing?

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

Though the «net present value» of your investment might have increased, if the expected cash flows from the investments haven't changed, the ability to service future spending needs hasn't changed either.

Illiquidity should be taken on with caution, and with more than enough compensation for the loss of flexibility in future asset allocation decisions and cash flow needs.

Discounted cash flow models must somehow make allowances for these guaranteed future cash needs.

The equation makes sense all right, but why would anyone need to figure out a discount factor (y in the equation) that makes the future cash flows of the bond equal to its price?

Basically all you need to do is estimate an investment's future free cash flows and «discount» them to a present value estimate.

I think it's fine to use an average ROR of 5.25 % on the new portfolio and new contributions if the time horizon is long enough, however, the couple are needing the cash flow and growth of investments to pay off in the very near future.

The new Blue Business ℠ Plus Credit Card is a good option for businesses with irregular cash flow or those that need a little bit of extra financing in the upcoming future.

That's not all that unusual with financial reinsurance, but it does lessen future statutory cash flow, which is what is needed to service the debt.

For many companies, spending the time to understand future cash flows from new business can lead to a portfolio structure that improves investment income and provides liquidity for operational needs.

While bonds and GICs help provide stability in a portfolio and hopefully generate future cash flow, selecting a suitable combination of these interest - paying investments will depend on your individual needs including liquidity, tax efficiency and returns.

Create and maintain a sales pipeline, applying simple methods to target the right prospects and predict not only future engagements but the resources needed, the likely cash flow and potential profits.

RCFP provides investors with an additional income stream by way of regular cash flow to take care of future projected needs.

He or she helps clients analyze past cash flow and also future financial needs so the spouses can come out of the divorce with a sense of financial security.

After a thorough review of the application and the appraisal report, we see the property will in fact cash flow each month and the future market value will be well above what will be needed in order to pay off our loan plus interest.

Don't work for free on promises of future money.If a broker / agent wants to stay in this game they need cash flow and not promised returns that may never materialize.

But instead of putting some of the positive cash flow into a reserve account for future needs he puts it all into his back pocket.

Even if you self manage, do your own repairs, and / or your own shoveling and landscaping, leave yourself the option in the future so that it is a positive cash flow property for years to come even if you need to sub out all of the things above.