Sentences with phrase «future financial expenses»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Even if your financial situation is solid, you can worry about large, sudden expenses, or about the impact of rising costs in the future.
Though I was granted limited duration alimony and child support as part of my divorce agreement, I needed another source of income to meet my monthly expenses as well as secure my financial future.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Cristina Guglielmetti, founder of Future Perfect Planning and certified financial planner, suggests keeping expenses low when you're learning how to invest.
Certain of the underwriters and their respective affiliates have performed, and may in the future perform, various investment banking, financial advisory and other services for us, our affiliates and our officers in the ordinary course of business, for which they received and may receive customary fees and reimbursement of expenses.
The increase in program expenses was primarily the result of the inclusion in the August 2012 financial results of «an updated accrual estimate for employee and veterans» future employee benefits based on accrual valuations prepared for the Government's 2011 - 12 financial statements».
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.
Their Retirement Planner is also the best i've seen given it uses your real expenses and income you've linked up to calculate how your financial life will be in the future.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Robert Veres, editor of the Inside Information financial - planning newsletter, recently asked his subscribers to estimate long - term future stock returns after inflation, expenses and taxes, what I call a «net - net - net» return.
But if it comes at the expense of your future financial security, does it really help your children?
You've prepared pro forma financial statements and a cash flow budget, so you know your future funding needs — assuming you hit all projected targets, expenses are estimated with a certain degree of accuracy, and no unforeseen events happen.
Subtract your expenses from your income to arrive at the money you can use to save, invest, pay off debt, and build a better financial future.
For simplicity, one person may manage paying all the day - to - day expenses, but both should be fully engaged in the responsibility of planning for a joint financial future.
A budget not only organizes your spending, it also helps you plan for and prioritize your expenses - so you can achieve your future financial goals.
Tracking your expenses will also help you make budget adjustments and achieve your future financial goals more easily.
A plan that helps to build your wealth, in a planned manner and meet your financial goals and future expenses.
Such loans can be used to build a better financial future by funding business projects, paying for tuition and other personal expensed using the equity in your home.
Parents with a financial plan in place reported saving an average of $ 6,300 last year toward future college expenses, versus only of $ 4,700 for those without a plan.
After accounting for the cost of raising your kids as well as their future college expenses, you have about $ 1.9 million in financial obligations, meaning that you ideally need that amount minus your liquid assets covered by life insurance — so about $ 1.8 million in coverage.
Ask them what they think they will need to earn in their first year at their first job to «feel secure in their financial future» and to enjoy the lifestyle they envision, knowing that student loan payments may be a given on top of a mortgage, a car payment and other expenses.
Virtually every type of federal student loan includes a fixed interest rate, which allows you to predict future financial obligations and budget your monthly expenses.
A financial hardship may include 1) an increase of housing expense as a result of a PCS, job transfer or move; 2) an increase of your mortgage payment (either now or in the near future); 3) a loss of income (or reduction of income); 4) a need to move to suitable housing; 5) a medical need; 6) any other reason considered acceptable by the United States Department of Veterans Affairs.
In addition, working with a financial planner to project how expenses might rise in the future is another way to help ensure that you are budgeting properly.
In fact, according to a 2002 study by Financial Research Corporation, the best way to predict a mutual fund's future performance was to compare its expense ratio with similar funds.
Whether you are accumulating assets for retirement or other goals, relying on your investment portfolio for living expenses, planning for your children's future, or simply want to gain comfort that your investments and financial planning are in order, a sound financial planning process will optimize the likelihood you will meet your goals.
It may make sense to take out a personal loan and pay interest on relocation expenses if you have a brighter financial future following the relocation.
One might approach an investment in McDonald's (MCD) by looking through the company's financial statements and model out its future projected revenues and expenses as part of a discounted cash flow approach to determine a fair value price per share.
On top of taking care of expenses for your family following your passing, this plan also helps to ensure that your family has a secure financial future.
Your 401k and other retirement accounts should be money saved for your financial future — not to be used for unexpected expenses like:
Dear Diganta, Before discontinuing these plans, kindly buy a term insurance plan based on your future income potential, living expenses, financial obligations & financial liabilities (if any).
Add in the expected percentage growth in passive income compared to an expected future inflation rate relating to regular expenses, and I think you'd have a highly relevant metric to judge progress toward financial independence.
If the future stepparent supports the child financially, this financial support will reduce the aid the student is eligible for because the FAFSA expects 50 percent of a student's income to go toward college expenses.
Without a plan to manage the additional expenses, many people face an uncertain financial future.
Robert Veres, editor of the Inside Information financial - planning newsletter, recently asked his subscribers to estimate long - term future stock returns after inflation, expenses and taxes, what I call a «net - net - net» return.
Whether you have credit card debt or student loan debt, minimizing your expenses now and prioritizing debt elimination sets the foundation for a strong financial future.
Financial planning allows you to identify your future sources of income and expenses.
Millennials who are saddled with student loans may be motivated to pay their tuition balance off quickly, but they are doing their financial future no favors if it comes at the expense of their retirement savings.
As retirement planners, we try to help model out future income, expenses, assets and liabilities to demonstrate for someone the potential future results of today's financial decisions.
How to avoid this: Take the time to make a detailed business plan that includes: vision and goals for the business, solutions to potential problems, analysis of the competition, financials such as cash flow and expected growth and expenses, plans for marketing, and plans for future growth and management.
Look for ways to use your inheritance to increase your income or cut your expenses to help you gain momentum on creating a healthier financial future for your family.
Reduce your expenses and set a budget for yourself to avoid any future financial emergencies.
Children's Gift funds are dedicated mutual fund schemes which are positioned as Child plans to meet children's future financial needs like education, marriage expenses etc.,.
This trend is particularly concerning given the financial challenges younger employees will face in the future due to disappearing defined benefit pension plans and rising medical expenses.
But to defend all bondholders of financial institutions at public expense is to commit the future economic output of innocent citizens to cover the losses of mismanaged financial institutions.
Certainly, this determination will require a special consideration of the debtor's present employment and financial situation - including assets, expenses, and earnings - along with the prospect of future changes - positive or adverse - in the debtor's financial position.
Our knowledgeable financial professionals at U.S. Bancorp Investments, Inc. can help you determine what may be appropriate for you based on your age, current and future expenses, earning potential, family situation and other factors.
The Financial Research Corporation found that the expense ratio is the only reliable predictor of future mutual fund performance.
The personal financial data required may include annual income, current values of and annual additions to investment assets, anticipated retirement expenses, and expected values of future assets such as lump sum distributions from pensions or inheritances.
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