Sentences with phrase «future financial state»

The decision of whether to pay off your student loans or use that money to invest for potentially greater overall returns could have an immense impact on your future financial state, and thus should not be taken lightly.

Let one of our certified financial planners help you create a comprehensive strategy for your current and future financial state

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Joseph P. Borg, president of NASAA and director of the Alabama Securities Commission, further stated, «Investors should go beyond the headlines and hype to understand the risks associated with investments in cryptocurrencies, as well as cryptocurrency futures contracts and other financial products where these virtual currencies are linked in some way to the underlying investment.»

CEO of Blocko Inc., Won - Beom Kim, states, «We are striving to advance our product by partnering with Samsung SDS, CISCO and others to apply blockchain to a wide range of industries in the future, beyond existing uses such as bonds, promissory notes and points within the financial sector.»

The forward - looking statements in this presentation are, unless otherwise indicated, stated as of the date hereof and are presented for the purpose of assisting investors and others in understanding our financial position and results of operations, our future operations, as well as our objectives and strategic priorities, and may not be appropriate for other purposes.

Overseeing Regulatory Bodies: Commodity Futures Trading Commission (CFTC) and National Futures Association (NFA) in the United States, the Financial Conduct Authority (FCA) in the United Kingdom, the Financial Services Agency (FSA) in Japan, the Securities and Futures Commission (SFC) in Hong Kong, the Monetary Authority of Singapore (MAS) in Singapore, the Australian Securities and Investments Commission (ASIC) in Australia, and the Cayman Islands Monetary Authority in Cayman Islands.

I mean Treasury, Commodity Futures Trading Commission [CFTC], Justice Department, possibly the Federal Trade Commission and Consumer Financial Protection Bureau, and not to mention state attorneys general, or state regulators.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

- + * The New York State Department of Financial Services (NYSDFS) has proposed regulations for virtual currency use in that state, which if implemented could dramatically affect the future of Bitcoin transactState Department of Financial Services (NYSDFS) has proposed regulations for virtual currency use in that state, which if implemented could dramatically affect the future of Bitcoin transactstate, which if implemented could dramatically affect the future of Bitcoin transactions.

Morrison Cohen will also track the regulatory pronouncements of the Securities and Exchange Commission, Commodity Futures Trading Commission, Financial Industry Regulatory Authority, and the New York State Department of Financial Services, in addition to «other regulatory announcements» including those made by executive order.

That could imperil the United States» ability to create good - paying jobs for future generations, relegating the country to producing food, fossil fuels and financial services, while China extends its lead as the world's largest manufacturer.

State of the Industry and Future Outlook Dive into the current and projected financial health of the foodservice industry and identify the fastest - and slowest - growing segments to forecast the level of success you can expect in the industry.

These forward - looking statements contain projections of Celsius Holdings» future results of operations and / or financial position, or state other forward - looking information.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

The point of public pension reform is to reduce the risk for New York taxpayers, who — in addition to their own financial concerns — now stand behind a constitutional guarantee of defined - benefit pensions for all current and future state and local government retirees.

He just put out this statement: «Paul Tucker has made a request to attend a hearing with the Treasury select committee as soon as possible following the publication of settlement agreements by Barclays with the Financial Services Authority, the US Commodity Futures Trading Commission and The United States Department of Justice in relation to the attempted manipulation of LIBOR and EURIBOR.

The multi-year tables in New York State's just - released Enacted Budget Financial Plan for fiscal 2015 make continued use of Governor Andrew Cuomo's new fiscal conjuring device: a lump - sum, below - the - line reduction in future projected spending, based on the assumption that the governor will «propose, and negotiate with the Legislature to enact budgets that hold State Operating Funds spending growth to 2 percent.»

As illustrated in the Executive Budget financial plan, the state will be facing significant budget gaps in each of the next three years, and a new payroll tax on employers will be a tempting target for future administrations and Legislatures looking for increased revenues, but reluctant to impose new or higher taxes directly on individuals.

«He rises above the politics of the moment and stays focused on the tasks at hand: protecting taxpayers and helping to build a more secure financial future for New York State.»

Geneseo, NY September 20, 2016: New York State Homes and Community Renewal (HCR), ROC USA and PathStone today announced that thanks to a $ 1.6 million loan, homeowners in the 71 - acre Lakeville Estates Manufactured Home Park took a big step toward securing their financial futures when they purchased the land beneath their homes.

Hornell, NY August 4, 2016: New York State Homes and Community Renewal (HCR), ROC USA and PathStone today announced that thanks to a $ 4.1 million loan, homeowners in the 94 - acre site Green Acres Manufactured Home Park — now renamed The Woodlands Community — took a big step toward securing their financial futures when they purchased the land beneath their homes.

The Executive is developing options for using the surplus prudently in ways that will improve the State's financial standing and not increase expectations for future State spending.»

Other parties are likely to receive such letters in the near future, because they have already told the Secretary of State in recent filings that they didn't have any financial activity last year.

A ruling by a state Supreme Court justice against Credit Suisse may strengthen Schneiderman's hand in punishing other banks in the future over liability for the financial crisis.

This compact treats all parties with fairness and respect, provides the county and the state with a consistent source of revenue for the future and gives the Oneida Nation financial security.

But he says it's possible that some cities, towns or villages could in the future find themselves under the strictures of a state appointed financial control board.

Ballston Spa, NY December 20, 2016: New York State Homes and Community Renewal (HCR), ROC USA and PathStone today announced that thanks to a $ 3.4 million loan, homeowners in the 33 - acre Kayadeross Acres Manufactured Home Cooperative, formerly known as Creek and Pines, took a big step toward securing their financial futures when they purchased the land beneath their homes.

To create a financial disincentive for future pension sweeteners, Cuomo's Tier 6 «pension reform» of 2012 had included language requiring that the full cost of any retirement benefit increase for state and local employees to be paid out of the state budget.

We will continue to push the governor and legislature to reduce the reliance on costly consultants as a way for the state to address future financial crises.»

Exelon Corporation says its Nine Mile Point Nuclear Station in Scriba is losing money and it is hoping for financial assistance from New York state in the near future.

■ The Dream Act, which would allow undocumented students to obtain state financial aid and scholarships, is a badly needed investment in New York's future.

«These major investments in childhood programs have been important not only to the future of students but to the state's financial bottom line,» said Muschkin, who serves as associate director for Duke's Center for Child and Family Policy.

Creating a Pathway to a Better Financial Future: Developing State Strategies for Asset Development and Wealth Creation for People with Disabilities

FLORENCE, Italy — With its national banks teetering on the edge of default and an uncertain economic future, Italy's financial woes have had a significant impact on state funding for arts education and the availability of student finance for Italian students, creating a challenging landscape for fashion education.

If we are to free ourselves from the corporate and state dependency, perhaps it is time to start planning a future where financial security lies entirely in our own hands.

In the future workforce, Australians will need skills which include design thinking, analysis, financial acumen and relationship building, the report states.

District leaders receive assistance from state officials or appointees in understanding their current and future financial situation and managing their finances.

A battle over the future of Colorado's Cesar Chavez Schools Network, plagued by recent management problems and financial scandal, has created uncertainty in one of the state's most successful charter school groups.

The leaders of the 40 - year - old clearinghouse on state education policy responded that the group's financial future is sound.

In addition, a number of external partners join state and city leaders to support these schools and their initiatives; for example, philanthropies and national organizations like the Gates Foundation and Jobs for the Future provide financial and strategic support for schools, and industry partners like Con - Edison and IBM support P - TECH programs.11

Those pension plan assumptions are the basis for consequential financial decisions about how much the state or city needs to save today in order to pay benefits in the future.

California Teachers Association (CTA) sponsored legislation SB 808 jeopardizes the future of every charter school in the state by allowing school districts to deny charter school appeals and renewals based purely on their financial impact to the district, rather than their academic performance.

Wall Of Debt Could Crush State's Role In Funding School Construction Unless there is a major turnaround in the California economy in the next two years, schools may be looking at a future without financial support from the state for building new classrooms and upgrading old State's Role In Funding School Construction Unless there is a major turnaround in the California economy in the next two years, schools may be looking at a future without financial support from the state for building new classrooms and upgrading old state for building new classrooms and upgrading old ones.

Unless there is a major turnaround in the California economy in the next two years, schools may be looking at a future without financial support from the state for building new classrooms and upgrading old ones.

At a forum on «Key Wisconsin Education Issues as Big Decisions Approach» held Monday at the Marquette University Law School, Bob Borch and Scott Grella of PMA Financial, a consulting firm that works on school finance with districts around the state, provided the audience with an update on what the future of the «Fairly Normal» school district would look like with a $ 150 per pupil aid cut.

Will the State Board consider the financial insolvency of SBAC - partnering companies as current contracts continue to funnel taxpayer funds to promote future iterations of the experimental assessments?

In its first quarter financial report in 2014 Facebook anticipated that «mobile usage will continue to be the primary driver of our user growth for the foreseeable future and that usage through personal computers will decline worldwide, including in key markets such as the United States and other developed markets in Europe and Asia» (emphasis mine).

Great idea... I like the focus on both current and longer - term (future state) goals that can come through a financial plan.

Being proactive and increasing their financial literacy now will make those future conversations more productive; by «speaking the same language» as an advisor, they'll be better equipped to state their specific goals and discuss potential courses of action.