«As this generation of college graduates starts to
contemplate future life events like home purchases and retirement, it becomes increasingly important for them to take control of their college debt, whether it's through refinancing or other tactics that can help them limit its impact on their overall financial health,» said Brendan Coughlin, president of Consumer Lending for Citizens Bank, in a statement.
Personal finance means making a financial decisions which an individual or a family member is required to make to obtain, budget, save, and spend monetary resources over time, taking into account various aspects of financial risks and
future life events.