Sentences with phrase «future loan losses»

In the latest quarter, Home Capital set aside $ 3.2 million to cover potential future loan losses, down 27.0 % from $ 4.4 million.

The new rules forced banks to increase their capital reserves, which have helped them better absorb future loan losses.

Another factor fueling earnings growth is a dramatic reduction in the reserves banks have set aside for future loan losses, as fewer U.S. borrowers default.

Not exact matches

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

It also means setting up allowances for valuation against potential losses resulting from claims currently before the court, environment liabilities, employee future benefits, aboriginal land claims, concessions relating loans and loan guarantees, tax receivables and payables, among others.

Rewriting FHA requirements for future mortgage loans insured by FHA could be an option, but FHA is currently between a rock and a hard place with its current commitment to reimburse lenders for foreclosure losses and the need for addressing problems caused by homes worth less than the mortgage loans financing them.

According to the Federal Student Aid Office of the Department of Education, individuals who fail to pay their loan risk penalties such as: mounting interest payments, loss of deferment eligibility or the ability to be placed on a payment plan, loss of access to future credit, garnished wages, and an inability to buy or sell assets.

However, there will be a tax loss that can be carried forward and offset against future profits, so if you expect the company to make money in future to repay the loan, you might end up saving some corporation tax.

The loss of this income will last for the foreseeable future, will make his living expenses higher than his income, will barely allow him to maintain a subsistence living, and will make it impossible for him to repay the student loans.

Reverse repurchase agreements, loans of portfolio securities, dollar rolls, buy backs, futures, forwards, and the use of when - issued, delayed delivery or forward commitment transactions, and other derivatives, may give rise to a form of leverage, thereby amplifying the Fund's gains and losses and making the Fund more volatile.

This fee goes directly to the Department of Veterans Affairs to help cover losses and keep the loan guarantee program viable for future generations of military homebuyers.

Defaulting on your student loans can lead to loss of eligibility for future financial aid as well as the transfer of your student loan to a collection agency, at which point you may be required to pay additional fees.

Loan loss provisions were generally higher than expected, and future outlook was also negative.

Substantially higher loan and lease losses would decrease its loan and lease reserve account to the point where this bank would have to increase the future provision for loan losses on the income statement.

An investor should be concerned that this bank is not reserving sufficient capital to cover its future loan and lease losses.

While rates will most likely rise again, for now these low figures coupled with the growing economy make it unlikely that the auto loan industry will experience any major loss in the immediate future.

I doubt poor drought - stricken farmers in India (& now in Australia), who have a high rate of suicide due to inability to pay loans, would be able to participate & hedge their future losses.

Years later, done with law school and thankfully bringing in some income, I was at a total loss as to how to start paying off student loans and daily expenses, set up a budget, and save for my future.

Realities: The Wall Street and mortgage loan debacle The resultant loss of faith in our economic system and negative stock market reactions The «pucker factor» experienced by many employers and potential candidates about an unsure future.

Last fall, Congress weighed in on the issue with proposed legislation designed to back up insurers with a $ 100 billion government loan program that would have covered losses sustained in future large - scale terrorist attacks.

This Premium would allow the FHA program to provide funds for future loans and also protect lenders against loss in case some homeowners were not able to make their payments.