What impacts does Multi-Fund structure have on
my future pension assets at the point of retirement?
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate,
future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on
pension plan
assets and the impact of
future discount rate changes on
pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or
future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Torstar is investigating a merger of its
pension plan
assets with a multi-employer plan called CAAT, which would take over the obligation for paying past accrued benefits and
future pension benefits of Torstar employees.
The most important measure of our success is our fully funded status, meaning that we have enough
assets to deliver on all our
pension obligations, now and in the
future.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible
assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased
pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of
future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
All other department and agency expenses increased by $ 1.6 billion (3.2 %), largely reflecting an increase in actuarial liabilities for claims and employees»
pension and other
future benefit costs, the latter reflecting the impact of low interest rates on plan
assets.
That argument simply does not hold water as the under - funded amount, $ 2.6 billion, represents the present value of all
future obligations less the value of the
assets EK's dedicates to the
pension obligations.
The $ 56bn
pension will likely put any
future commitments to farmland or timber funds in a real
assets bucket after a comprehensive strategic review later this year.
Instead, the state allowed Pittsburgh to employ a fiscal gimmick by pledging
future parking meter revenues to the
pension system but counting the value of those
future revenues as if they were current
assets in the system.
You can also include your
future retirement income from
pensions and social security as
assets.
In much the same way
assets may be split in the event of a marriage breakdown,
future pension entitlement — whether a private
pension or the CPP — are also relevant for purposes of a post-marriage equalization.
Then there are the rest of us: perhaps with no large company
pensions, modest financial
assets and a home with only some equity in it, which may be a tempting source of
future funds in retirement or semi-retirement.
• Annuity income streams disappearing:
Future retirees may not have a steady income stream in retirement, as defined benefit
pensions decline, which means they will likely be more reliant on
assets they must manage themselves instead of receiving a stream of income for life (i.e., an annuity).
Stakeholders include the eventual
pension beneficiaries, the
pension sponsor that officially owns the
assets, the
future shareholders and taxpayers who are impacted if returns fail to match the
pension return expectations, and so forth.
Other factors affecting risk tolerance are the time horizon you have to invest, your
future earning capacity, and the presence of other
assets such as a home,
pension, Social Security or an inheritance.
The
asset - liability approach where you invest like a
pension plan by matching up investments to the
future cash flows they need to produce
The personal financial data required may include annual income, current values of and annual additions to investment
assets, anticipated retirement expenses, and expected values of
future assets such as lump sum distributions from
pensions or inheritances.
There is also specific investor interest in long - dated
assets that match liabilities for
pension funds and insurance companies, and hedge against
future inflation risk.
Irrespective of how these issues are ultimately resolved, it is clear that the negotiations over the withdrawal agreement (and potentially any transitional measures and
future trade deal) are now likely to require substantial work on institutional arrangements to account for the settlement of potential disputes arising after the UK has formally left the EU, in addition to the more mainstream issues of
assets, liabilities, citizens» rights,
pensions etc..
We can secure our child's
future through a child plan, create
assets through savings and unit - linked insurance plans and also build a retirement fund through
pension plans.
Various factors are taken into consideration when distributing
assets including the incomes of the parties prior to and at the beginning of the divorce, duration of the marriage, need to occupy the marital home, loss of inheritance or
pension rights, maintenance awards,
future financial circumstances of each spouse, tax consequences, dissipation of
assets, contributions as a non-wage earner to the income of the spouse and home, and the character of the property itself.
Community property includes, but is not limited to many and various
assets, including but not limited to the following: •
Pension, IRA, and retirement earned during marriage, even if not received or used until a
future retirement age.