Sentences with phrase «future planned expenses»

By living a frugal lifestyle im able to cope with the 1000 euro investment a month that im gonna be making starting in februari 2015 as I do need to save some money for some future planned expenses.

By living a frugal lifestyle I'm able to cope with the 1000 euro a month that I'm gonna be making starting in January May 2015 as I do need to save some money for some future planned expenses.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The parliamentary budget office's report says the slippage in spending is likely to affect the budgetary balance sheet by reducing planned deficits in one year at the expense of deeper spending in future years.

Cristina Guglielmetti, founder of Future Perfect Planning and certified financial planner, suggests keeping expenses low when you're learning how to invest.

Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.

A 529 plan is a tax - advantaged investment vehicle designed to encourage saving for the future higher education expenses of the plan's beneficiary.

In addition, as part of our profit - sharing plan, we pay 15.0 % of our pre-profit-sharing and pre-tax income to our teammates and as a result, salaries, wages and benefit expense will increase in the future if our level of pre-tax income increases.

Robert Veres, editor of the Inside Information financial - planning newsletter, recently asked his subscribers to estimate long - term future stock returns after inflation, expenses and taxes, what I call a «net - net - net» return.

All other department and agency expenses increased by $ 1.6 billion (3.2 %), largely reflecting an increase in actuarial liabilities for claims and employees» pension and other future benefit costs, the latter reflecting the impact of low interest rates on plan assets.

Expenses related to Crown corporations declined by $ 66 million (0.8 %), while defence expenses declined by $ 2.9 billion (10.3 %), due primarily to the one - time accrual adjustment of amendments amounting to $ 3.7 billion to veterans future benefit plans in 20Expenses related to Crown corporations declined by $ 66 million (0.8 %), while defence expenses declined by $ 2.9 billion (10.3 %), due primarily to the one - time accrual adjustment of amendments amounting to $ 3.7 billion to veterans future benefit plans in 20expenses declined by $ 2.9 billion (10.3 %), due primarily to the one - time accrual adjustment of amendments amounting to $ 3.7 billion to veterans future benefit plans in 2015 - 16.

If the price of premiums is still too steep and the freelance is healthy, consider a high - deductible health plan and open a Health Savings Account to invest for potential future medical expenses on a pre-tax basis!»

Most of this improvement was due the lower expenses in the second year of the Economic Action Plan and extraordinary one - time liabilities (HST harmonization and increased employee future benefit liabilities), which inflated the deficit outcome for 2009 - 10.

The other day, my fiancé and I were planning out our expenses, plotting our future together.

Wenger isn't planning for the future at the expense of the present, it's worse than that.

Still thinks she has all the time in the world and thinks that she's doing great work planning for her future by saving $ 1K over the course of 6 mths - even though she's on a great wage, has a company car and very few expenses.

Miner has been critical of the pension smoothing plan that Cuomo proposed in his initial budget plan that allows local governments to lock in stable rates now at the expense of future savings down the road.

Council Member King, who reviewed his 12 - Point Plan for the 12TH Council District with more than 700 Bronx residents, friends and special guests in attendance, discussed upcoming and future projects, which include affording housing for working families through a partnership with Habitat for Humanity, the renovation of Agnes Haywood Park, capital funding to schools in the 12th Council District, expense funding to community - based organizations, funding for NYCHA developments and youth programs as well as DOT and DSNY needs in the 12th Council District.

The comprehensive plan also includes tax benefits for four - year college graduates who stay in New York after graduation, enabling young adults to save for future expenses like a down payment on a home.

This comprehensive plan also includes tax benefits for four - year college graduates who stay in New York after graduation, giving young professionals more money to save for future expenses like a down payment on a home while retaining the talent and skills of New York's college graduates.

For simplicity, one person may manage paying all the day - to - day expenses, but both should be fully engaged in the responsibility of planning for a joint financial future.

However, Gruwell's ailing marriage, disapproving father (Glenn, Training Day), and a jaded school administration prove to be daunting adversaries to her plans, and she must make a choice to continue to work overtime to provide an adequate education to her young minds, at the expense of her personal life and possibly her future career.

Some homeowners open a HELOC as a way to plan for the future: Anytime you need additional cash for unexpected expenses or emergencies, you can tap into your HELOC to get the money you need.

A budget not only organizes your spending, it also helps you plan for and prioritize your expenses - so you can achieve your future financial goals.

You can put money into 529 plans for future college expenses.

- Create a Yearly Budget to make future projections, handle variable income, plan for irregular expenses (non-monthly), and budget variable expenses like seasonal electricity or water bills.

An investment strategy that aims to save for future educational expenses such as college; there are tax benefits to this type of plan.

Note: if you plan on moving to the US in the future (or if you plan on having any significant US expenses, like sending a future child to a US university, or something like that), then holding some savings in USD would be relatively «safe» for you.

You should plan your future with a margin of safety so that unexpected expenses or emergencies can't derail you.

He warns that while the plan to put all future raises towards their mortgage is a good one in theory, it might not come to fruition exactly as they planned, because their basic expenses will rise over time along with their income.

However, if you are in a place where you really need to cut expenses so that you can pay off debt or save money for the future yet you still enjoy all the additional features that come with having a more expensive plan.

A 529 plan is a tax - advantaged savings plan designed to encourage and reward people who save for future college expenses.

So, how do you balance handling your current expenses and planning for the future?

A plan that helps to build your wealth, in a planned manner and meet your financial goals and future expenses.

If you have kids then future educational expenses are something that should be planned for.

A 529 plan provides an easy, hands - off method to save for future college expenses.

Parents with a financial plan in place reported saving an average of $ 6,300 last year toward future college expenses, versus only of $ 4,700 for those without a plan.

Plan and save for future expenses so that you don't have to go into debt every time a large expense arises.

Establishing a 529 College Savings Plan as early as you can is a tax - advantaged way to save for future education expenses.

If you plan to leave assets for heirs or want to factor in the possibility of large health care expenses in the future, you can set aside money for those purposes and then estimate your sustainable level of spending net of those amounts.

With a passive income stream, a working mom can put the extra money towards financing her child's current various educational expenses as well as fund the child's 529 Plan for future college education.

For most who are looking to start setting money aside to pay for college expenses more than a few years in the future, a 529 plan is the best option.

You can even set up multiple 529s, one for college expenses and another for earlier expenses to help plan for the future.

The 529 plan allows individuals to save and invest on a tax - advantaged basis to fund future college expenses.

A 529 plan is a tax - advantaged investment plan designed to encourage saving for the future higher education expenses of a designated beneficiary (typically one's child or grandchild).

The points and miles you'll earn can go a long way toward future travel plans, airfare, hotel expenses and rental car fees.

For older parents with younger children, investing the child benefits into a 529 college savings plan or other investment vehicle could result in more than $ 100,000, depending on the age of the child — a healthy savings for a future college - aged student's education expenses.

The second is a multi-week budget planner that can help you analyze and plan for future expenses and cash flows.

Some homeowners open a HELOC as a way to plan for the future, take advantage of investment opportunities or start a business: Anytime you need additional cash for unexpected expenses or emergencies, you can tap into your HELOC to get the money you need.