Garagekeepers liability insurance is usually sold with
a garage liability policy, but it is still a separate contract.
This coverage is not included in a standard
garage liability policy.
Not exact matches
Homeowners insurance
policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a
garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal
liability in the event someone is injured or their property is damaged by you or a family member (Liability c
liability in the event someone is injured or their property is damaged by you or a family member (
Liability c
Liability coverage).
Additional Interest Insured Anti-Theft Device B Bodily Injury
Liability Coverage C Comprehensive Coverage > Collision Coverage Continuously Insured D Declarations Page Deductible Discounts Driver Status G
Garaging Location L Limits Loan / Lease Payoff Coverage N Named Insured O Occasional Driver P
Policy Expiration Date
Policy Term Primary Residence Primary Use Principal Driver Property Damage
Liability Coverage S Second Named Insured SR - 22 U Uninsured Motorist Coverage Underinsured Motorist Coverage Uninsured Motorist Property Damage Coverage Underinsured Motorist Property Damage Coverage V VIN
A basic
garage liability insurance
policy is designed to cover bodily injury or property damage caused by an accident arising out of
garage business operations.
If you happen to do damage to any other piece of property, like roads signs, fences or even a house or
garage, your property damage
liability policy would be the area to open a claim.
Their
policies insure your home when the structure of your home or
garage is damaged, your possessions, additional living costs during a covered loss and personal
liability, among others.
Also remember that
liability - only vehicle insurance
policies will not cover fire damage if your
garage catches fire.
Finally, whether you own your home or rent it, insurance is important: A good homeowners or renters insurance
policy will both protect the belongings you store in your
garage (as well as, of course, your home) and it'll cover your
liability in the event someone becomes injured in your
garage (or home).
If you want to be covered for
liability and have a half - dozens hogs in your
garage, then you might do well with a rider's insurance
policy.
Owners of an auto body shop might need an umbrella
policy to offer expanded coverage for
garage liability, but a law practice that entertains clients might need expanded liquor
liability limits.
A basic homeowners
policy will include coverage for dwelling, meaning your house,
garage, and shed; the contents of your home; the living expenses incurred after your home is damaged; and
liability and medical payments for someone injured in your home.
Associations - Bond's - Businesses - Commercial Auto & Truck - Commercial Auto & Trucks - Commercial Property - Fleets -
Garages - General
Liability - Insurance Specialist - Limos - Package
Policies - Personal Service - Restaurants - RV's - Taxis - Trucks - Workers» Comp
For example, if a water line on your property burst, covering the floor of your neighbor's
garage or causing other damage to her property, the property damage
liability portion of your home insurance
policy would pay for both the repairs and the damages which resulted from the water leak.