To get the best gas rewards credit card, you'll want to maximize
the gas rewards rate and have the ability to earn rebates when paying for gas.
Why We Like It: Great gas rewards are nice, but it's also good to find a high
gas rewards rate in a card that offers useful other rewards.
If you shop at Costco, the Costco Anywhere Visa ® Card may be the best credit card for you, since it combines a great
gas rewards rate of 4 % with some of the lowest gasoline prices per gallon.
If you shop at Costco, the Costco Anywhere Visa ® Card may be the best credit card for you, since it combines a great
gas rewards rate of 4 % with some of the lowest gasoline prices per gallon.
At this price point,
the gas rewards rate when using these cards comes out to 1.9 % ($ 0.05 / $ 2.66).
If you shop at Costco, the Costco Anywhere Visa ® Card may be the best credit card for you, since it combines a great
gas rewards rate of 4 % with some of the lowest gasoline prices per gallon.
To get the best gas rewards credit card, you'll want to maximize
the gas rewards rate and have the ability to earn rebates when paying for gas.
Not exact matches
And the
rewards come at an impressive
rate: 4 % cash back on eligible
gas purchases up to $ 7,000 per year, 1 % after and 3 % back on restaurants and eligible travel purchases.
A
rate of 4 % is virtually unheard of, but it makes this card one of the strongest
gas rewards cards you'll ever encounter.
Some pay a flat
rate on all purchases, while others shell out higher
rewards in certain categories, such as
gas or groceries.
And, unfortunately, there's no
reward at the
gas pump, as its 20/29 mpg EPA
ratings are the worst of our seven contenders.
Everything else, from regular fixed or published price reservations on Priceline.com, to
gas and grocery charges, get worse
rewards rate than what you'll see from other travel credit cards.
Comparable to some of the lower end cards on our list with respect to length of the 0 % APR introductory
rate, the Blue Cash Everyday Card from American Express is strong on cash back
rewards at supermarkets and
gas stations but offers only average balance transfer capabilities.
If you use this card as your primary credit card to book Pay When You Stay hotel nights / other published
rates on Priceline.com, or pay for the rest of your
gas, groceries, and everyday spending, you'll be losing out
rewards money (more below).
It provides above average
rewards rates on
gas, restaurant and grocery purchases that make it worthy of most people's consideration.
That means for the first $ 6,667 in spending on
gas, office supplies, and cell phone bills the actuall
rewards rate on this card will be 3.75 %.
The 2 %
rewards rate the Amazon Prime Rewards Visa Signature Card provides at gas stations, restaurants and drugstores makes it a solid everyday card that you will want to keep in your
rewards rate the Amazon Prime
Rewards Visa Signature Card provides at gas stations, restaurants and drugstores makes it a solid everyday card that you will want to keep in your
Rewards Visa Signature Card provides at
gas stations, restaurants and drugstores makes it a solid everyday card that you will want to keep in your wallet.
Some of the best
gas credit cards, such as the BankAmericard Cash
Rewards, provide rewards rates of 3 % + (compared to the current 2.86 % estimate with the Walmart credit
Rewards, provide
rewards rates of 3 % + (compared to the current 2.86 % estimate with the Walmart credit
rewards rates of 3 % + (compared to the current 2.86 % estimate with the Walmart credit cards).
If spend more on
gas, then your
rewards rate shifts towards the 3 % end.
Decent
gas rewards credit cards provide user comparable
rewards rates, and often times cost anywhere between $ 0 and $ 50 annually.
For it Chrome, if you can afford to spend a combined $ 1,000 every three months on
gas station and restaurant purchases, you'll get $ 20 back for that time period plus whatever you earn at the 1 %
rewards rate.
It's great for individuals who predominantly charge
gas station, grocery and utility purchases onto their credit cards — in these categories, cardholders can earn a 2 %
rewards rate.
The Business Edge Travel
Rewards Card offers a modest signup bonus and okay
reward rates on two everyday purchase categories: phone services and either
gas, travel and office supplies.
Why We Like It: The 2 %
rewards rate on
gas, utility, and grocery store purchases makes this card fantastic for expenses the average consumer has to deal with.
It would take approximately $ 17,000 + in annual spending to make up for this $ 116 deficit in value (assuming a $ 100 hotel stay, plus the $ 16 difference in annual fees), year - to - year - that is the point at which the 2.4 %
rewards rate of the SPG beats out the 1.5 %
rate users get from
gas station, restaurant, and grocery spending.
However, the Asiana Airlines Credit Card breaks this trend, and gives cardholders good savings on
gas and grocery purchases - a
rewards rate of 2.8 % on each.
The PenFed Platinum
Rewards Visa Signature credit card is reviewed for its gas and grocery reward
Rewards Visa Signature credit card is reviewed for its
gas and grocery
rewardsrewards rate.
Some cards offer a flat
rate for all types of purchases, other cards have a tiered
reward rate that might pay 5 % for
gas but only 1 % on everything else.
If you spend approximately $ 230 per month on
gas, $ 460 a month at restaurants and travel, or some combination of the two, the Citi Costco credit card
rewards rate becomes worth paying the $ 55.
Most other dining /
gas credit cards with similar
rewards rates cost consumers between $ 50 and $ 100 per year.
In the long - term, however, the U.S. Bank Perks + Visa Signature ® Card will provide users with the better
rewards on
gas and grocery purchases, since for 9 out of 12 months, the Chase Freedom ® will give you just a 1 %
rewards rate in these categories.
Therefore, when shopping for
gas we estimate that your effective
rewards at today's
rates will be 2.86 % (thanks to the previously mentioned discount).
When it comes to spending on
gas, the Sam's Club Mastercard is the better deal with a 5 %
rewards rate, versus the Blue Cash Preferred ® Card from American Express 3 %.
Reward cards offer enticing bonuses (airline points,
gas discounts, retail perks) but they can also carry higher interest
rates and fees.
You'll also have to maintain an active card account or other financial product with the the credit union to avoid an annual fee and to keep the superior
rewards rate — otherwise, you'll slip down to the Standard Visa card with 3 %
gas rewards only for $ 25 a year (waived the first year).
If you spend $ 300 a month plus $ 625 on
gas, you'd earn a 4 %
rewards rate.
0 % APR Air Miles APR Bad Credit Balance Transfers Build Credit History Business Cash Back Cash Back
Rewards Credit Bureaus Credit Card Application Credit Card Issuers Credit Cards Credit History Credit Limit Credit Score Discover Earn Miles Excellent Credit Fair Credit Fees Frequent Flyer Gasoline
Gas Rewards Gas Station Good Credit Interest
Rates Limited Credit Loans MasterCard No Annual Fee No Credit Prepaid Cards
Rewards Rewards Program Secured Cards Shopping Sign - up Bonus store card Store Credit Cards Student Travel Travel credit card Travel
Rewards Visa
The
rewards rate on these cards is always tied to the price of
gas.
To simplify, here's how to get a
rewards rate for a
gas credit card for easier comparison.
It provides a 3 %
rewards rate on travel purchases, and 2 % at
gas stations, grocery stores, and drugstores.
Pros The Bank of America Cash
Rewards card's greatest features are its 3 % cash back
rate on
gas (for the first $ 2,500 in combined purchases each quarter), $ 150 sign - up bonus (after $ 500 spend in first 90 days of account opening), and serviceable regular APRs.
While the
rewards rates are a little lower than on the Ascend, they are still substantial: 7X points on Hilton Honors properties, 5X points at U.S. restaurants, U.S. supermarkets and U.S.
gas stations, and 3X points on all else.
Pros 15 months of intro 0 % APR on purchases and balance transfers (then 14.49 % - 25.49 % variable) is complemented by strong
rewards, including 3 % at U.S. supermarkets is rarefied air in terms of
rewards rates in this category; 2 % back at U.S.
gas stations is nothing to scoff at, either.
However, its
rewards rate structure is slightly different with varying tiers for major categories: 3 % on
gas, 2 % on groceries and wholesale clubs, and 1 % on everything else.
The Blue Cash Everyday ® Card from American Express has a
rewards program that is also geared towards U.S. supermarket shopping, but offers higher
rates (it also includes U.S.
gas stations and at select U.S. department stores in the higher
rate).
You'll get 2 % cash back at
gas stations and restaurants and 1 % on all other purchases — a generous
rewards rate for a secured card.
The Wells Fargo Cash Back credit card earns a fixed 5 %
rewards rate on every dollar spent on
gas, grocery, and drugstore net purchases for the first six months.
If you want more flexibility or if you fill up at different stations, it may be better to get a cash - back or travel
rewards card that offers an accelerated
rate on
gas purchases while also providing varied redemption options.
Purchases at the supermarket garner a 3 % cash back
reward, a
rate of 2 % is available on purchases made at
gas stations or department stores.
But the Discover it ® chrome for Students offers a higher 2 % cash back
rewards rate on
gas and restaurant purchases, up to $ 1,000 in combined purchases per quarter.