Sentences with phrase «general consumers do»

If you spend more than $ 500 per month on gas (and we imagine very few general consumers do), then the Amex credit card will save you more money.

Not exact matches

I think consumers, in general, don't trust corporations very much.

«We are confident this agreement did not violate EU competition rules or adversely affect market competition or European consumers,» said Don Rosenberg, the company's executive vice president and general counsel.

Says Sonsoles Gonzalez, a former general manager for Pantene who left in 2011: «There was lots and lots of measuring for the purpose of promoting productivity, but it resulted in too many internal transactions and negotiations and had less to do with winning the consumer.»

«Inherent in the model is repeated lending to folks who do not have the financial means to repay the loan,» said Karen Meyers, director of the New Mexico attorney general's consumer protection division.

Hoguet, who is not a millennial, went on to note that Macy's internal economists accurately predicted a number of metrics last year when crafting the company's three - year plan — such as GDP growth, inflation, employment and wages — but missed the mark on GAAP growth, and fell short on sales of general merchandise, apparel and furniture, partially because they didn't predict how much off - price retail and consumer electronics would weigh on sales.

Today, consumers in China don't associate the Line characters with the Line app — the IP stands on its own, said Alexis Bonhomme, general manager and co-founder of CuriosityChina, a company focused on social customer relationship management and Chinese digital platforms.

Yet too often, consumers don't have the basic facts they need to assess the fairness, integrity, and security of these trading platforms,» the Attorney General stated in the release.

In general, while the level of consumer confidence is associated with consumer spending, the two do not move in tandem each and every month.

«Several years ago we did some research among various parts of the industry and we learned there is a general consensus that at one point during the year, the food and consumer product industry needs to come together to learn together, meet together, talk about what's going on in the business and enhance their business together,» President and CEO Leslie G. Sarasin says.

General Mills U.S. Executive Vice President and COO Jeff Harmerning said labeling products for only one state would significantly drive up costs to its consumers and the company would not do that.

General Mills» decision was made in direct response to research conducted by the company indicating that half of all consumers don't want artificial ingredients in their food.

General Mills has been working to turn around its yogurt business and is starting to see slow signs of improvement but «there is more work to do,» CEO Jeff Harmening said during the CAGNY (Consumer Analyst Group) conference in New York City.

Our consumer research has shown that colourants, which are produced either with the aid of chemical processes and auxiliary agents or synthetically, do not meet their demands», says Victor Foo, General Manager GNT Singapore Pte Ltd. «Colouring Foods offer an ideal, high - performing alternative.

«We're trying to understand what does the future hold for restaurants in general and what consumers would be looking for and try to forecast and design the store to meet their future needs,» Masadeh says.

1 General comment No. 16 (2013) on State obligations regarding the impact of the business sector on children's rights * Para 20 «States should ensure that marketing and advertising do not have adverse impacts on children's rights by adopting appropriate regulation and encouraging business enterprises to adhere to codes of conduct and use clear and accurate product labelling and information that allow parents and children to make informed consumer decisions.»

«This agreement returns money to thousands of consumers in New York and across the nation who believed they were buying items at the price advertised on television but ended up with extra merchandise and hidden fees they didn't bargain for,» said state Attorney General Eric Schneiderman, who worked with the FTC on the settlement.

Steve: You make me wonder, maybe I'm to blame, maybe the science media is part of the problem, because if we know that a diet high in fruits and vegetables is generally healthful and then we try to tease that out, if the scientist tried to tease out the details — which is their job and they should keep doing that — but if the science press or the general press continues to report breathlessly on the individual - component research, does that not confuse the consumer without the bottom line of, you know, don't forget just a lot of fruits and vegetables is really the way to go.

The main advantage of these editing technologies is that the product does not contain transgenes and, therefore general consumers could more readily accept it.

This website is intended to provide general information only about these topics and it does not and can not provide safety information specific to any particular consumer product or exposure to any specific substances.

By request, I will be running this at the top of my posts for the next several days: If you have been affected by the Anthroholic Personal Shopping services issue (meaning if you either waited several months before getting your item / refund, did not get a full refund because Anthroholic kept the finder fees, or are still waiting for items / refund) you should contact the Illinois Attorney General — Consumer Protection Division and FILE a complaint.

If you have been affected by the Anthroholic Personal Shopping services issue (meaning if you were issued refund that «bounced», waited several months before getting your item / refund, did not get a full refund because Anthroholic kept the finder fees, or are still waiting for items / refund) you should contact the Illinois Attorney General — Consumer Protection Division and FILE a complaint.

The Equinox, introduced as a 2005 model, has filled an important but moderately low - profile niche for General Motors: As a five - passenger «crossover,» sharing bits and pieces with the Saturn Vue, it targets consumers who don't need the ruggedness of the Chevrolet TrailBlazer, or want a minivan like the Chevrolet Uplander.

Price does not include Tax, Title, License and Documentary Fee; Price does include: $ 1,000 - General Motors Consumer Cash Program.

General Motors officials say that the tests do not provide a full and accurate gauge of how a vehicle performs in real - world conditions, but they also acknowledge that consumers value crash data for comparison shopping.

Whilst some hardcore Android fans will be put out by the Xoom 2 being compared with Apple's market leading tablet, the general consumer is likely to pit the Gingerbread tab against the Apple iPad 2 and we are sad to say it doesn't fare well for the second - generation Android offering and doesn't offer enough to make it into our list of the best tablets to buy.

We've seen Fujitsu come and go with a couple of 10 - inch and 11.6 - inch Windows 7 slates and one 10 - inch slider / tablet hybrid this year without much fanfare, although it obviously doesn't help that these products are only available in Japan, one of them not even to general consumers.

Well the general consensus seems to be that consumers just don't approach tablets the same way that they approach phones.

I agree friend... I trust reviews as much as I do the media in general... NA media is toilet grade as a whole... Who really??? on what grounds... has the authority to better review a product other then a general consumer themselves... I value the peoples word!

I plead to any and all writers who have published through Xlibris and feel as I do, to please report your complaint to the Indiana Attorney General's office (he dept of consumer protections) by Bob Phillips

It doesn't look to be focused towards the general consumer but rather developers keen to have a play with the new Android OS on a phablet that is bigger than the Galaxy Note 4, the HTC Max, and the LG G3.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Although there are interests to see a much bigger screen eReader, the limited support and hefty price of Sony's writing slate clearly do not indicate the company's focus on general consumers.

While some of this has to do with hardware availability, school purchasing limitations, and general infrastructure issues, there are a few issues with educational publisher behavior that have contributed to eBooks being adopted far less in schools than in the consumer market.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Before you do business with any debt relief service, check it out with your state Attorney General and local consumer protection agency.

Fortunately, management has done consumers a service by dividing stores into two sections: «General listing,» which encompasses the vast majority of the bottles on display, and a smaller «Vintages» section.

Golden Financial Services does not offer consumer loans, but in general debt consolidation loan companies in Rhode Island will require the following.

What this means is that consumers will still be favoring discount retailers and this is the reason why Dollar General has done so well of late.

While consumers in general need a good credit score to ensure they don't pay extra for utility services, car insurance premiums, and loan interest rates, bad credit can seriously affect the lives of those in the military.

State consumer protection officers, banking authorities, and offices of the attorney general can be contacted regarding complaints against many lenders doing business in the state.

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.

Consumers who don't want to lock themselves into a rewards program with just Virgin America should consider general travel credit cards, such as the Chase Sapphire Preferred ® Card or the Starwood Preferred Guest ® Credit Card from American Express.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

If your lender does not resolve a payment issue, you can file a complaint with the U.S. Department of Housing and Urban Development (HUD) or the Consumer Protection Office or your State Attorney General's Office.

Missouri Attorney General Chris Koster has filed suit against a company that advertised to consumers it could get people out of credit - card debt and lower their monthly payments, but did not deliver the services it promised.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

In general, why would someone be doing a consumer proposal instead of a bankruptcy cause the conventional wisdom is well you go bankrupt, your debts are gone, it takes nine months and your done.

Consumers are required to check with the FTC and or their local Attorney General's office to determine if a company has the proper license to do business in their state.

Once you've got a list of counseling agencies you might do business with, check each one out with your state Attorney General and local consumer protection agency.