Sentences with phrase «general liability»

"General liability" refers to the legal responsibility or obligation that individuals or organizations have for any harm or damage caused to others or their property. It is a type of insurance coverage that helps protect against claims or lawsuits made by third parties for injuries, accidents, or property damage occurring on the premises or as a result of the actions of the insured party. Full definition
Business owners purchase commercial general liability insurance policies to protect themselves against lawsuits stemming from bodily injury or property damage claims.
A commercial general liability policy covers a full range of most things that can become liability issues.
Commercial general liability insurance coverage is your first line of defense against unexpected risks.
I've lived in a few places and I've always seen renter's policies including general liability coverage which seemed like it would cover situations like this.
Do some industry research before buying your policy, and remember that some clients may require that you carry a particular amount of general liability insurance coverage before you can even work for them.
Nearly all policies include general liability insurance, which covers legal defense, court costs and financial damages for a number of common liability risks.
Almost every business has a need for general liability insurance.
Additional insured is a type of status associated with general liability insurance policies that provides coverage to other individuals / groups that were not initially named.
For example, in general liability as of 2001 a minority of courts included emotional distress within the definition bodily injury.
He also handles complex personal injury and construction claims, as well as general liability defense.
Click here for more information on general liability coverage and umbrella policies.
(b) that the licensee obtain and maintain errors and omissions insurance and comprehensive general liability insurance, in amounts approved by the director.
Worked as property and casualty claim representative handling auto liability, commercial, and homeowner general liability claims.
It will also explain whether fellow employee suits are covered under general liability and commercial auto policies.
Additionally, a local member agent can handle all of your business insurance requirements, from general liability coverage to workers compensation.
She is a proven litigator whose practice focuses on defense of asbestos, mass tort, products liability, and general liability matters.
Most companies can't get by with just general liability auto coverage.
Making the choice between general liability insurance and a wider range of car coverage may not be entirely up to you.
There is a distinction between this kind of protection and that offered by general liability insurance.
They also need general liability insurance and professional liability insurance in case they are sued for negligence.
Every business should carry general liability insurance as it protects the business from property damage, bodily injury, advertising injury, environmental impact, and personal injury claims.
The standard general liability policy form does not specifically exclude claims arising from discrimination.
Our experts will get back to you with the best general liability insurance quote available.
He is recognized by his peers for his work in construction litigation, professional malpractice defense, and general liability litigation.
There are additional general liability protection policies that you can use as well.
While general liability insurance provides coverage against bodily injuries and property injuries; professional liability insurance provides coverage against negligence, errors and omissions.
You should also find out more about general liability insurance to insure extra protection should an accident occur.
Advertising injury is automatically covered by most general liability policies.
Most states set their minimum requirements at general liability, but drivers tend to find it to be lacking.
You can only use general liability for accidents and incidents you are responsible for causing.
Additional coverage is typically coverage that goes beyond general liability.
You could want to just get general liability and get in and out of the auto insurance business.
There are rare instances, like churches, law practices, and services, where general liability covers product liability, but these are the exception.
Virtually all umbrella policies apply over and above your primary general liability policy.
She handles a wide variety of general liability cases.
Make sure that you review all your policy types so you can see if general liability, collision or comprehensive will work best for you and the drivers on your policy.
Since general liability covers damage you are responsible for causing, the additional insurance can be used at any time.
That is why your business requires general liability insurance protection.
On the other hand, if you are driving a used car then general liability may suit your purposes better.
A basic general liability policy excludes liquor liability coverage for businesses who generate a profit from alcohol.
Find out how general liability insurance can help protect other small business owners like you.
He has substantial experience handling high exposure claims involving general liability, premises liability, and retail theft.
She has also defended claims of products liability and complex general liability.
Some clients might also need you to agree to a certain level of general liability before you can provide goods or services to them.
State laws determine the mandatory amount of coverage and usually they are based on general liability options.
In fact, many of the additional coverage types we'll discuss below can not be purchased without general liability already in place.
However, many general liability insurance companies will offer a deductible if requested.
Maintain general liability insurance; including personal injury, property damage, products and completed operations, with minimum limits of one million dollars.
In addition, she is well - versed in construction litigation and general liability issues.
The carriers are typically large international A and AA rated insurance companies, from whom the client may already buy general liability insurance.
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