-LSB-...] Standard commercial
general liability insurance policies does not protect your business against alcohol related claims if you are in the business -LSB-...]
Not exact matches
Because the
insurance industry doesn't recognize software as a product, the product
liability that is included with many
general liability or business owner's
policies won't provide any protection for the types of products and services many of today's technology companies provide.
Nor
do they typically cover losses due to floods, mudslides, water damage from sewer backups, damage resulting from war or nuclear hazard, neglect, earthquakes, power failures, seepage, dry rot, or vermin.Homeowner
insurance does not provide
general free legal advice under the
liability portion of the
policy, however low cost legal
insurance may be an interesting option to compliment your coverage.
General Liability and Property package
policies don't protect your business from professional errors or negligence and you will need Professional
Liability Insurance policy to be covered.
That is an expensive risk exposure that is almost always excluded from your
general liability insurance policy, since the suit
does not belong to you or your business.
In
general, a personal auto
insurance policy does extend to rental cars with the same limits of
liability.
While
general liability insurance policies are relatively affordable, that doesn't mean you need to pay more than what's necessary for the best coverage.
For example, if you are involved in an accident and the other driver
does not have auto
insurance, a
general liability policy will not cover the accident and you may end up footing the bill yourself - both medical and mechanical.
Do some industry research before buying your
policy, and remember that some clients may require that you carry a particular amount of
general liability insurance coverage before you can even work for them.