Sentences with phrase «general liability policy does»

Not exact matches

Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.

The court held that the second lawsuit did not allege violation of a person's «right of privacy» because the lawsuit only alleged violations of the right to seclusion, not the right to secrecy to satisfy the meaning of «privacy» in a general liability policy.

This is the coverage in your policy that will pay for out of pocket expenses like medical bills and for general damages such as pain and suffering if the at - fault driver does not have liability coverage.

Court held that insurer did not owe a duty to defend, under a commercial general liability policy, where third - party action sought incidental emotional distress damages caused by the insured's noncovered economic or business torts.

-LSB-...] Standard commercial general liability insurance policies does not protect your business against alcohol related claims if you are in the business -LSB-...]

Nor do they typically cover losses due to floods, mudslides, water damage from sewer backups, damage resulting from war or nuclear hazard, neglect, earthquakes, power failures, seepage, dry rot, or vermin.Homeowner insurance does not provide general free legal advice under the liability portion of the policy, however low cost legal insurance may be an interesting option to compliment your coverage.

General Liability and Property package policies don't protect your business from professional errors or negligence and you will need Professional Liability Insurance policy to be covered.

In case your business is a partnership or joint venture, General Liability policy would cover all partners and their spouses if they are sued for something they did while acting in an official capacity for your business.

Do you already have a commercial general liability or business owner policy through your agent?

That is an expensive risk exposure that is almost always excluded from your general liability insurance policy, since the suit does not belong to you or your business.

In general, a personal auto insurance policy does extend to rental cars with the same limits of liability.

While general liability insurance policies are relatively affordable, that doesn't mean you need to pay more than what's necessary for the best coverage.

If you do not have a commercial auto policy, your liability insurer may be willing to add hired auto and non-owned auto liability coverages to your general liability policy.

For example, the standard ISO general liability policy contains a clause in the Conditions section entitled When We Do Not Renew.

The standard general liability policy form does not specifically exclude claims arising from discrimination.

For example, if you are involved in an accident and the other driver does not have auto insurance, a general liability policy will not cover the accident and you may end up footing the bill yourself - both medical and mechanical.

Do some industry research before buying your policy, and remember that some clients may require that you carry a particular amount of general liability insurance coverage before you can even work for them.

I wanted to add that you do not have to have an incorporated or Ltd. company in order to purchase a commercial general liability policy.