While COBRA maybe an available option for you or your family members under your former employer's group health insurance plan, you may have other individual health insurance options available to you during
the General Open Enrollment Period or your Special Enrollment Period through the 1) Federal Health Exchange at www.healthcare.gov, or 2) outside of the federal health exchange with a local broker or agent.
Make sure your enrollment is completed using a special enrollment period and NOT
the general open enrollment period (which would push your effective date to February 1 if you enroll in the second half of December).
Be aware that you may need to complete a paper application, as some carriers may not have the technological capabilities to allow for an online special enrollment to occur during
the general open enrollment period.
Not exact matches
General open enrollment ended on January 31, but loss of coverage triggers a 60 day special
enrollment period.
In
general,
open enrollment periods last only a few weeks or a month.The
open enrollment period typically occurs sometime in the fall, but employers have flexibility in terms of scheduling
open enrollment.
The
enrollment systems are set up for
general open enrollment right now, rather than special
enrollment periods.
And while most special
enrollment periods follow the same deadlines and effective dates as
general open enrollment, that's not the case for special
enrollment periods that are triggered by loss of other coverage.