For example, if your other available card for
general spending earns 2 %, such as the Citi ® Double Cash Card or the Fidelity ® Rewards Visa Signature ® Card, then you'd need to spend $ 11,800 (i.e. $ 59 / 0.005) to break even on the annual fee and any spending beyond that threshold would tip the scales in favor of the Alliant Cashback Visa ® Signature.
Not exact matches
In
general, to make up for the $ 95 you'll have to
spend at least $ 9,500 each year in the long run to
earn enough points to pay it off in cash.
But Khanna took a dismal 27 percent in the June primary,
earning a spot in
general election but under - performing expectations — especially considering the $ 2 million he
spent.
State Attorney
General Eric Schneiderman says as you prepare to
spend your hard
earned dollars beware of misleading bargains and added fees, compare warranty terms, know the terms of a layaway plan, check return and refund policies, beware of restricted gift cards, shop only on secure Internet connections, do not be tricked by confusingly similar website and domain names, protect yourself by using credit cards, be wary of too - good - to - be-true contests and prize promotions, and read the fine print.
Well, if you
earned those 2,350 points through
general purposes it will translate to a 1 % rewards rate as follows: In order to
earn 2,350 Membership Rewards Points ® at a rate of 1 point per $ 1, you must
spend $ 2,350.
Platinum Plus ® cardholders
earn two miles for every dollar
spent on associated Alaska Airline purchases, and one mile is awarded for every dollar
spent on
general common purchases.
Obviously, the
general idea is to
spend less and
earn more, but there are so many different ways to do that.
You can
earn points through different types of
spending, including
general spending, restaurants and world travel, or shopping with a hotel or airline brand.
As far as travel rewards
earned from
general spending, however, this card is unimpressive.
Consumers
earn 1 % back with the Korean Air Visa Signature card when
spending in other categories, so someone who uses the credit card to charge both Korean Air tickets and
general household expenditures will get a weighted average of the two rewards rate.
Instead, we recommend supplementing the Chase Sapphire Preferred ® Card with a good cash back credit card, such as the Citi Double Cash or the Chase Freedom, to
earn higher than average rewards for
general everyday
spending.
In
general, most things purchased using the card will
earn one Club Premier Mile for every $ 1
spent.
Cardholders accrue three miles for every dollar
spent at Alaska Airlines, and one point per dollar
spent is
earned for simply
spending with the card in
general.
Shopping with the card
earns you 3 points for every $ 1
spent on Amtrak travel, 2 points per $ 1 on
general travel
spending, and 1 point per $ 1 elsewhere.
On the other hand, the Chase Sapphire Preferred ® Card is a
general bank loyalty card that
earns points for travel and dining, plus fewer points for everyday
general spending.
You would need to
spend significantly more money with the Virgin Atlantic World Elite MasterCard ® Credit Card in order to
earn an award ticket from New York to London, than with the British Airways Visa Signature ® Card — a difference of $ 3,333 on
general spending, and $ 5,000 with airline - specific
spending.
In order to develop a
general idea of how much cardholders can
earn per dollar
spent, we studied a sample individual who
spent $ 20,000 using his LANPASS Visa card,
earning him 20,000 LANPASS miles.
The
general rule of thumb for getting out of debt is to
spend less money than you
earn.
This is not the best
earning scheme out there — there are many cards on the market that enable you to build up bonus points on special categories of
spending, and even a few cards that offer a higher
general rewards rate.
Also, be sure to have a good
general rewards card that
earns at least 1.5 percent on all purchases for all
spending that does not fall into a bonus category.
This no - annual - fee card has a 20,000 - point sign - up bonus, a high
earning scheme of 1.5 points for every dollar of
general spending and additional benefits advantageous to Bank of America customers.
That means consumers will
earn 1 percent on
general purchases, whether it is a flat rate across all purchases, or the rate
earned outside of featured categories of
spending.
Consider, for example, if you
spent at least $ 125 per month on a rewards category that
earned a 5 percent cash back bonus and
spent an additional $ 1,000 per month on other purchases — you would essentially
earn 10 percent cash back on bonus categories and 2 percent cash back on
general purchases.
You can
earn points through different types of
spending, including
general spending, restaurants and world travel, or shopping with a hotel or airline brand.
Furthermore, cardholders with multiple Chase Ultimate Rewards cards can combine the 1.5 percent rate that they
earn on
general spending on the Freedom Unlimited card with the 2 to 3 percent that they
earn on travel and dining from their Chase Sapphire cards and the 5 percent that they
earn on the rotating categories on the Chase Freedom card, to
earn an even larger number of Ultimate Rewards points.
For example, by paying with the Gold Delta SkyMiles card from American Express — which offers 1 mile per dollar on
general purchases — you will
earn a total of 2 SkyMiles per dollar
spent on Lyft rides, and 4 SkyMiles per dollar
spent on Lyft rides to and from the airport.
Before March 28, to
earn a free night at a top tier hotel, a
general member of Hilton's program would have to
spend only $ 5,000 at Hilton properties, compared to the $ 17,500 a
general member of Starwood Preferred Guest would have to
spend for a top - tier redemption with Starwood.
If you plan on redeeming your Starpoins for a Category 4 redemption which you value at $ 150, then as a
general member with Starwood you would be
earning a 3 % rebate on your
spending at Starwood, while an elite member with the Starwood American Express would be
earning a 7.5 % rebate.
Terms & Conditions (1)
General SkyMiles Members
earn five miles per dollar
spent.
Beyond those
general considerations, you'll also want to think about where you do the bulk of your business
spending; whether you are willing to pay an annual fee (in
general, you should only pay an annual fee if you're
earning enough rewards to offset it); and whether cash back, points or travel rewards are most appealing.
Since the card
earns 5x points on
general purchases, a two night stay takes only $ 10,000 of
spending.
I can't think of any credit cards that have
general retailers as a bonus category so, in most cases, the best you can hope to
earn is 1 point or mile per dollar
spent at stores like Macy's, Nordstrom, Barnes & Noble etc... but, once again, gift cards can be the answer.
Ordinary or
general members of United's MileagePlus program will
earn five points per dollar
spent on airfare.
Delta said that award travel miles will be
earned based on ticket price, starting at five miles per dollar
spent for
general members and increasing based on the level of elite status the member has achieved.
With an effective 4 percent cash back rate on gas and restaurant
spending and a 2 percent cash back rate on
general purchases, you would
earn roughly $ 400 by the end of the year — a pretty good return for a card with no annual fee.
General purpose cash - back or point - based rewards cards give you the flexibility to use the card for more than just fuel purchases and even help you
earn more per dollar
spent.
Using a cash back card with a flat rate on every purchase is also a smart move for rewards card users who
earn a large bonus on some purchases but only
earn 1 percent back on
general spending.
In
general, you will
earn five miles for every dollar
spent on airline tickets.
It can reduce the amount of revenue required (dollars
spent on paid nights) before
earning an award by up to one - half or as little as less than one - third of the cost to a
general member.
The
general idea behind «travel hacking» is to sign up for credit cards and complete the
spending minimum within a specific time frame to
earn the miles / points bonus.
It's very much worth noting that
general spend on both the SPG Amex and the Chase Marriott cards
earn 1 point per dollar.
General spending, on the other hand,
earns a meager rate of 1 point per dollar.
General purchases
earn 1 point per dollar
spent.
In
general, most things purchased using the card will
earn one Club Premier Mile for every $ 1
spent.
In order to develop a
general idea of how much cardholders can
earn per dollar
spent, we studied a sample individual who
spent $ 20,000 using his LANPASS Visa card,
earning him 20,000 LANPASS miles.
In
general, you should still be able to redeem Avios at 3 - 4 cents per point or more, which is more value than you'll get from most hotel point redemptions, and this is why I'd recommend this card above most Chase hotel cards apart from the Hyatt Visa, even if you have no intention of
spending $ 20,000 on the card to
earn the full 100K bonus.
I'd planned the whole thing back in the dark days when I was slowly racking up miles on a
general spend card (Citi PremierMiles) coupled with some accelerated 10x
earn on a Citi Rewards card.
But my point there was that for
general spending you're better off
earning 1.07, 1.1, 2, 2.14, or 5 points per dollar with the Chase UR cards rather than on the Hyatt cards.
Cardholders
earn just two miles for every dollar
spent on Delta purchases and one mile for every dollar
spent on
general purchases.
Petersen disagrees — with
general airline cards, you only
earn points by
spending money — not by flying.