Sentences with phrase «generally have lower interest rates»

Most lenders offer 15 - year mortgages, which generally have lower interest rates than 30 - year loans.

Shorter term loans generally have lower interest rates, so this is not a real world comparison.

Because loans with shorter terms generally have lower interest rates, borrowers who chose loans with shorter repayment terms saw the greatest interest rate reduction.

A SoFi personal loan may be a viable alternative to loans from Upstart, and SoFi's options generally have lower interest rates available.

You might be able to consolidate some secured loans (like your car payments), too, but since secured loans generally have lower interest rates than unsecured ones, this might not be the best move.

b. Decrease the term of your mortgage: Shorter - term mortgages — for example, a 15 - year mortgage instead of a 30 - year mortgage — generally have lower interest rates.

Federal consolidation loans generally have lower interest rates that aren't available for private loans.

Secured installment loans will generally have lower interest rates than unsecured loans but like unsecured lines of credit are hard to qualify for.

These cards generally have lower interest rates and can offer reward points on purchases made almost anywhere.

New car loans generally have lower interest rates because new cars are worth more than older cars.

In addition, 15 - year mortgages generally have lower interest rates than 30 - year mortgages, which drives down the costs of interest even further.

SoFi is best known for its student loan refinancing options, which generally have lower interest rates and offers loans to people with lower credit scores.

However, the greater likelihood is that you will lose out on protections and benefits and may not get much of a lower rate since federal loans generally have lower interest rates than private loans.

Loans secured by your home will generally have lower interest rates, approximately 3.5 % to 6.5 %, than loans secured by the solar panel system, which range from 3.5 % to 13.24 %, because the borrower can repossess a larger asset with more value — your home — to recover the full balance due rather than a solar system that has likely lost part of its value over time.

These types of personal loans allow for fixed monthly payments and generally have lower interest rates than credit cards.

On the upside, they generally have lower interest rates than credit cards.

Because loans with shorter terms generally have lower interest rates, borrowers who chose loans with shorter repayment terms saw the greatest interest rate reduction.

Adjustable - rate mortgage: Also known as an ARM, this mortgage option from Quicken Loans generally has a lower interest rate when compared to fixed - rate mortgages with the same term - at least at first.

Similarly, checking accounts usually have fewer restrictions, such limiting the number of withdrawals per month, than other account types such as money market accounts, and therefore generally have a lower interest rate.

Consolidated loans generally have a lower interest rate and lower monthly payments, but they can end up being more expensive over time because they offer a longer repayment period than the original loans do.

During the initial fixed - rate period, a hybrid ARM loan will generally have a lower interest rate than its fixed - rate counterpart.

For example, student loans will generally have a lower interest rate, say 6 %, than credit cards which could have a typical rate of 15 - 20 %.

During the initial fixed - rate period, a hybrid ARM loan will generally have a lower interest rate than its fixed - rate counterpart.

Adjustable - rate mortgage: Also known as an ARM, this mortgage option from Quicken Loans generally has a lower interest rate when compared to fixed - rate mortgages with the same term - at least at first.

Not exact matches

While stocks have a terminal value beyond a 10 - year period, the effects of interest rates and nominal growth on those projections largely cancel out because higher nominal GDP growth over a given 10 - year horizon is correlated with both higher interest rates and generally lower market valuations at the end of that period.

The backdrop that set the stage for these results, and for the ongoing bull market in stocks more generally, has been in place since the global financial crisis — tame inflation, historically low interest rates and moderate economic growth in the United States have all been supportive for growth investing.

They are searching for yield but interest rates from fixed income products have generally been low, and there is fear that equity markets could be nearing a period of intensified volatility.

The Lower end of the APR range is generally for those consumers with excellent credit and would get the most competitive interest rates, while the higher end interest rate range would be for consumers on the bottom end of eligible credit scores.

With an ARM you generally pay a lower interest rate than you would with a fixed - rate mortgage — at first, anyway.

But lower interest rates generally mean higher stock and bond prices, as well as increases in the value of real estate, which has been another important source of wealth for many savers, particularly seniors.

Whereas in most markets an increase in short - selling puts pressure on the lending market and pushes up the interest rate at which short - sellers can borrow the underlying stock, the ready supply of gold loans from central banks seeking to earn some return on their gold holdings has, until recently, helped to keep lease rates low, generally in the range of 1 — 2 per cent (Graph B3).

Policy loans generally have a much lower interest rate than bank loans and are devoid of high fees and closing costs.

Generally speaking, home buyers with higher scores have an easier time getting approved for financing, and tend to qualify for lower interest rates as well.

Instead of stimulating investment in the real economy, low interest rates have fueled stock buybacks, M&A, and financial engineering more generally.

Part of the reason for this outperformance is that hedge funds generally have very low duration and often reduce their interest rate exposure through swaps or other derivatives.

It is generally believed by those unfamiliar with economic theory that credit expansion and an increase in the quantity of money in circulation are efficacious means for lowering the rate of interest permanently below the height it would attain on a non-manipulated capital and loan market.

Generally, variable rate loans have lower interest rates than fixed rate loans.

The «canonical» market peak typically features rich valuations, rising interest rates, often a reasonably extended and «flattish» period where, despite marginal new highs, momentum has gradually faded while internal divergences have widened, and finally, an abrupt reversal in leadership, from a preponderance of new highs over new lows (both generally large in number) to a preponderance of new lows over new highs, with the reversal often occurring over a period of just a week or two.

Companies that hold passive investments can generally borrow funds at lower interest rates than would otherwise be the case.

Generally, an adjustable - rate mortgage will have a lower interest rate for an introductory period of one, three, five, seven or 10 years.

Asian central banks have generally held official interest rates steady over the past three months, at low levels.

Generally, online banks have lower overhead costs so they pass the savings on to their customers in the form of higher interest rates on deposit accounts.

HELOCs generally have a variable interest rate, rather than a fixed interest rate, and the initial interest rate on the line of credit is oftentimes lower than the fixed rate charged on a home equity loan.

So you're selling low and it's interesting, these Dalbar studies — in a lot of cases if you have an adviser that can can sort of keep you in your seat, for lack of a better term, and stay invested, you do a lot better over the long term, and actually, that particular rate of return just from that is generally more than the fee is usually quite a bit more than the fees they're charging.

I have nibbled along the way but prefer to leave cash earning in a high interest savings account on which I have negotiated a higher rate rather than extending it for dividend yields which are at this point generally quite low.

Because their prices can be so sensitive to interest rates, strategists at BlackRock generally prefer stocks outside what they call the «RUST» belt of real estate, utilities, staples and telecoms — where low - volatility funds tend to have bigger concentrations than S&P 500 index funds.

Though they tend to lower bond prices in the short term, interest - rate hikes have generally led to higher fixed - income returns down the road for investors who have stayed the course.

Generally, those striving for a doctoral or law degree tend to have the lower interest rates.

The lower bound interest rates for Regions Bank unsecured personal loans are generally higher than those at other institutions — some lenders, such as SoFi and LightStream, have starting rates under 6 %.

The lower the number, the lower the interest rate, which generally means you have to pay less interest before the loan is paid off.