Sentences with phrase «generally less credit»

But then we have shorts and are positioned more yield - sensitive and are generally less credit - sensitive than most balanced portfolios.

Not exact matches

That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.

After a slow and steady recovery following the housing crisis of 2008, Leibowitz explains that American consumers generally had fewer problems with their mortgages, better employment prospects, and greater access to credit, which made them less likely to file.

Interest rates are generally a little higher than what a bank will charge, but it's much less than what you'll have to pay on many credit cards.

Those backing the Crapo bill say its main purpose is to relieve community banks and credit unions — generally those with $ 10 billion or less in assets — from some of Dodd - Frank's requirements that may be onerous for smaller institutions.

Generally speaking, if your business can demonstrate an ability to make the periodic payments, you haven't declared bankruptcy in the last 12 - 24 months, and are current with your personal debt obligations, you may be able to qualify for a micro-loan from a non-profit lender even if you have a less - than - perfect personal credit score.

Banks, Credit card platforms, Paypal, etc make a fortune from processing and handling your payments, charging over 3 % per transaction while Blockchain payments generally are less than 1 %.

Think of it as a credit card but with higher limits, generally lower rates and less time to pay off your debts.

Generally, cities and towns with a population less than 20,000 qualify, but bigger cities are eligible if they are «rural in character» or don't have good access to mortgage credit.

«(i) increase the percentage of emissions that can be offset through the use of international offset credits to reflect the amount that 1.0 billion exceeds the number of domestic offset credits the Administrator determines is available, at prices generally equal to or less than emission allowance prices, for that year, up to a maximum of 0.5 billion tons of greenhouse gas emissions; and

On average, the independent bestseller is a better writer, works harder, and deserves more credit for their achievement (and generally seem nicer, more supportive of others, and less insecure too).

The Blue Cash Everyday ® Card from American Express is another good no - annual - fee cash back credit card to consider for people who tend to eat out more instead of cooking and generally spend less.

People with the best credit scores generally use less than 10 % of their available credit.

Bond exchange - traded funds (ETFs) and mutual funds are generally yielding in the 2 % range for lower risk options, while higher yields can be earned from less credit - worthy bond portfolios.

Generally speaking, if a purchased item has been returned for credit or some other adjustment (e.g. you choose to apply a «Rewards» amount to your account instead of getting a «$ 8 will get you $ 10» coupon for Starbucks) results in a credit to your account that gets posted on or before the due date of your most recent monthly statement, then you can pay the statement balance less the credit by the due date and still have it count as «monthly statement balance paid in full by due date.»

Personal loan interest rates are generally lower than interest rates for personal lines of credit because there is less lender uncertainty.

Use your card responsibly, for example by making your payments on - time and if you carry balances on your cards, try to keep them low (generally 30 % or less) relative to your overall credit limit.

If you make on - time payments every month, your credit score could reach an acceptable enough level (generally higher than 630) to obtain an unsecured credit card in a year or less.

An unsecured credit card for bad credit is generally a small credit line (initially) that is usually less than a thousand dollars, and serves as a way for the bank or lending institution to judge if you are a good steward of your credit availability.

Commercial paper, typically the lowest - cost, short - term financing for creditworthy issuers, consists of unsecured promissory notes, often supported by bank credit lines, with maturities of up to 270 days, but generally extending less than a month.

If we think of real estate loans in terms of prime financing for those with great credit and ALT - A financing for those with lesser credit or who want to borrow more than prime programs generally allow, then subprime loans are for folks with credit so weak that they can not get either prime or ALT - A mortgages.

To start, we're going to begin with a score of 680 — this is generally considered «good» credit, as is any score up to about 719; at 720 or above, you are generally considered to have «excellent» credit; 679 or less is «average» - or - below territory.

Generally, cities and towns with a population less than 20,000 qualify, but bigger cities are eligible if they are «rural in character» or don't have good access to mortgage credit.

Think of it as a credit card but with higher limits, generally lower rates and less time to pay off your debts.

If you've paid all of your bills on time, had no major bankruptcies and generally don't have more debt than you can reasonably afford to pay back, you should have a credit score above 680 — anything less and you'll want to keep reading.

Generally, stockbrokers take a duration of 2 to 4 weeks or so for the whole process of dematerialization to complete and credit the respective shares into your demat account, although it can be less than that.

Because you resort to a credit counselor for a DMP and generally pay less than you owe, your credit rating will suffer.

Debt settlement will also generally show on your credit report, usually as a comment that says something like «Settled in Full» or «Paid in Full for Less Than the Balance Due.»

Given similar credit profiles, a shorter maturity security will generally pay you a lower interest rate, but you'll be taking on less risk than if you invested in a longer dated bond that should pay a higher yield.

Issuers with higher credit ratings generally pay less interest than issuers with lower credit ratings as they have a lower risk of defaulting on their loans.

Requesting an increase in your credit limit could generate an inquiry on your credit report, and those can ding your score about 5 - 10 points for a short period of time — generally no more than one year, and often less.

At 650, people will generally be approved for new credit products, although they are less likely to qualify for the best offers available.

Generally speaking, you should get the BankAmericard Travel Rewards ® Credit Card if you charge $ 11,800 or less to your credit card eachCredit Card if you charge $ 11,800 or less to your credit card eachcredit card each year.

In The Alchemy of Finance, Soros goes through how reflexivity applied to the Lesser Developed Country lending, currency trading, equities, including the crash in 1987, and credit cycles generally.

The unsecured card is generally less than five hundred dollars, and may have a higher interest rate than a card issued to someone with good credit.

You can use your miles to also book travel with one of 13 other airline partners, though you will generally have less available dates to chose from by doing so - at that point it'd be better to just have a credit card earning you miles with those airlines you fly with.

Because the VA provides strong guarantees to lenders the credit score requirements for VA loans are generally less stringent than with other forms of financing.

To be fair, in newer credit scoring models (such as FICO Score Version 9 and VantageScore 3.0), medical collections generally do cause less credit score problems than other types of collections might cause.

Bonds generally present less short - term risk and volatility than stocks, but contain interest rate risk (as interest rates raise, bond prices usually fall), issuer default risk, issuer credit risk, liquidity risk and inflation risk.

Market prices are generally available for traded securities and market standard CDS but are less available or unavailable for highly - customized credit default swaps.

Generally, if you owe less than $ 10,000 or less than 25 % of your loan (whichever is less), your credit provider can not repossess your goods without a court order.

Most lenders are not willing to lend to those with a credit score of less than 640, while the best rates are generally offered to those with scores of 740 or above.

Scores less than 657 are generally considered «below average» and mean you might not qualify for credit or might not get the best rates.

According to FICO, historical data indicates that borrowers with a good mix of revolving credit and installment loans generally represent less risk for lenders.

On letters of credit that are payable in U.S. dollars, the insured interest rate is generally prime rate minus 0.5 % or the rate stated in the credit agreement, whichever is less.

Since hard credit pulls have the potential to deduct points from a credit score, it is generally advisable to limit the number of hard credit inquires to less than three a year.

With good credit, the chances of being turned down simply due to your credit score are generally low, unless you're applying for a particularly picky card or have a credit history less than two years old.

Compared to cash or even paper checks, credit cards are significantly less bulky — no stacks of paper or heavy, jangling coins to carry — as well as generally being a faster (and often easier) way to pay.

When you trade in rewards for cash or a statement credit, they're generally worth less than if you used them to book a plane ticket or hotel room.

The Blue Cash Everyday ® Card from American Express is another good no - annual - fee cash back credit card to consider for people who tend to eat out more instead of cooking and generally spend less.