We are focusing on strong companies that offer the option to
generate high cash value, as opposed to an initial high death benefit.
We are focusing on strong companies that offer the option to
generate high cash value, as opposed to an initial high death benefit.
In fact, your life insurance agent can design a whole life policy for you that
generates high cash value vs a large death benefit.
The company's Indexed Universal Life — Global Choice, issued through Security Life of Denver Insurance Company, provides index crediting potential based on a formula that tracks the performance of a major indices, such as the S&P 500, potentially
generating higher cash value accumulation than traditional whole life or universal life, but without the potential negative returns of variable life insurance.
Not exact matches
First, instead of buying
higher - cost permanent policies that
generate cash values, many individuals can stick with much lower cost term insurance.
They insist that all collateral be
valued at 105 % of the securities loaned, and that «this amount must be in
cash and
cash equivalents, and can not be invested in riskier securities in effort to
generate higher returns.»
And our definition of intrinsic
value is the recent
value of all the future
cash flows to be
generated from a business, so to that end, we strive to invest in companies with
high returns on equity number one, and number two, sustainable and predictable, above - average, long - term earnings growth rate.
Some carriers offer guaranteed universal life insurance options and adjust the amount of the premium
higher while making the policy amount lower, so that in addition to offering a guaranteed death benefit, the policy almost immediately begins to
generate a larger
cash value.
In other words, we realized
value quicker, which
generated a
higher stock return that offset the lower
cash return.
Whole life policies are designed to
generate a «
cash value» which helps to defray the
higher costs for the insurance company as the insured gets older.
However, its premiums are considerably
higher because it
generates «
cash value» within the policy.
Borrowing against your
cash value also makes perfect sense if you have a
high cash value and are presented with an investment opportunity that
generates a
higher return than the interest on your loan.
Professional Duties & Responsibilities Managed all aspects of branch location including personnel and daily operations Oversaw employee hiring, training, performance reviews, compensation, and termination Interfaced with business, insurance, and investment partners to provide holistic client service Analyzed local, niche, and national markets to identify potential sales opportunities for clients
Generated significant revenue through successful leveraging of bank products and services Built long - term relationships with key industry contacts to expand company reach and sales Conducted Management Self Assessments, audits, and compliance activities Monitored adherence to legal and corporate procedures protecting company and client assets Resolved escalated customer service issues promptly, professionally, and effectively Implemented measures to significantly increase operational efficacy and efficiency Identified and developed
high potential employees increasing their
value to the company Designed and implemented employee recognition program elevating corporate morale Performed teller services including
cash handling and bank vault oversight Tracked sales referrals guaranteeing observance of proper procedures and policies Reviewed ledgers, branch audit logs, and closeout, balance, and M&D reports Provided excellent customer service resulting in client satisfaction and repeat business