Sentences with phrase «generated by all income levels»

But those cases are generated by all income levels of society.

Not exact matches

Thanks to rising health costs, stagnant wages and growing levels of debt — especially the $ 1.4 trillion of student loans borrowers owe — you may need to generate more income just to get by.

First, because they represented a transfer from net savers to net borrowers, they helped to exacerbate the split between the growth in household income (households are net savers) and the growth in GDP (which is generated by net borrowers), and so led directly to the extraordinary imbalance in the Chinese economy in which consumption, as a share of GDP, has declined to perhaps the lowest level ever recorded in history.

Interest income generated by municipal bonds is generally not subject to federal taxes, and may be tax - exempt at the state and local level as well, if the bonds were issued by the state in which you live.

Today, the pool of savings necessary to generate a given level of income needs to be higher than in the past, a situation compounded by the decline in defined benefit pension plans.

«to provide a level of protection from the effects of inflation by generating a total return (the combination of income and growth of capital) consistent with or greater than the rate of UK inflation over a rolling three - to five - year period.

The fund — to be overseen by LMM LLC, owned by Legg Mason and Miller — will have a «flexible» investment style «intended to generate a high level of income from a wide array of sources,» according to the SEC filing.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Presented By: The Montreal Exchange This webinar, sponsored by Scotia iTrade and presented by the Montreal Exchange, aims to explore how novice - level investors may generate incoming using put optionBy: The Montreal Exchange This webinar, sponsored by Scotia iTrade and presented by the Montreal Exchange, aims to explore how novice - level investors may generate incoming using put optionby Scotia iTrade and presented by the Montreal Exchange, aims to explore how novice - level investors may generate incoming using put optionby the Montreal Exchange, aims to explore how novice - level investors may generate incoming using put options.

Seeks to generate higher levels of income by having the flexibility to invest a portion of the portfolio in lower credit quality investment - grade bonds2

To generate a high level of income and long - term capital growth by investing primarily in income producing securities including common shares, preferred shares, income trusts and fixed income securities.

He co-manages the Renaissance Diversified Income Fund, which is a Canadian dividend growth fund focused on generating a high level of income and long - term capital growth by investing primarily in income producing securities including common shares, preferred shares, income trusts and fixed income securIncome Fund, which is a Canadian dividend growth fund focused on generating a high level of income and long - term capital growth by investing primarily in income producing securities including common shares, preferred shares, income trusts and fixed income securincome and long - term capital growth by investing primarily in income producing securities including common shares, preferred shares, income trusts and fixed income securincome producing securities including common shares, preferred shares, income trusts and fixed income securincome trusts and fixed income securincome securities.

Funds generated by auction allowances would fund sea level rise adaptation in coastal areas, economic transition efforts for southwest Virginia, energy efficiency for low - income families, and distributed renewable energy programs.

Consistently generated high level of fee income by disbursements of loans and attracting deposits

• Successfully pass loans for all assigned qualified clients, generating a 100 % satisfaction rate • Introduce an automatic fee calculation system, reducing time taken to manually calculate fees and loan level prices by 44 % • Expedite background checks for assigned clients, by creating and maintaining effective relationships with investigative authorities • Generate referrals and leads and contact them to inquire into their mortgage needs • Interview clients to determine their specific requirements for mortgage and refinancing • Advise clients on best loan programs based on their income and assets • Perform background checks to determine clients» eligibility for mortgage loans