Sentences with phrase «get a credit card at»

I also got a credit card at the age of 16 (only allowed in some states in the US, not sure about internationally).

0 % sure sounds good, but my opinion is that one should never get a credit card at all.

I was a bit hesitant to get a credit card at first but quickly saw how easy it is to get rewards while using them properly.

If someone does have a poor credit rating, but not poor enough to be disqualified for credit, they'll get it, but they're getting their credit card at a higher interest rate.

«Don't get a credit card at all unless you're working and have a plan for repayment in full, ideally, each month,» she says.

In late 2014, I got a credit card at a J. Crew store when buying a suit to collect a huge discount on the purchase.

Parents who help their children get a credit card at the earliest possible date are helping them with this category — but these efforts can backfire if the child (or parent) uses the card in ways that impact the more important first two factors.

For me, getting a credit card at a young age was a horrible idea but since we're all different let's look at why or why not you should have a credit card in college.

Say you get a credit card at 18, and then don't pay your bills.

Erica Sandberg: Getting a credit card at age18 presents challenges — It's not impossible, but qualifying for an unsecured credit card at the age of 18 presents unique challenges... (See Qualifying for credit at age 18)

Not exact matches

Bankers look at your personal credit history (credit cards, mortgage payments and personal bills) to get a sense of your track record with financial responsibilities, says Michael Toth, Senior Vice President of Business Banking at KeyBank.

«If you sign up to get really great bonus points with an airline, it may not be your best card in the long run if you don't use that airline,» points out Amber Stubbs, senior managing editor at credit card comparison site CardRatings.com.

If you can't get a refund at the store because too much time has gone by, your credit card issuer may be able to help, as long as it's within 90 days in most cases.

The process can determine the interest a consumer is going to pay for credit cards, car loans and mortgages — or whether they will get a loan at all.

Heidi Shey, a senior analyst at Forrester who studies the cyber insurance space, says insurers are in an excited «land - grab» state, gobbling up as many customers as they can because insurers believe most businesses will not file a claim, or there could be a cyber event that doesn't get covered due to an exemption, such as human error, credit card fraud, or email fraud.

Not only do credit cards have fraud protections in place in the event of theft, but they also offer some of the best currency exchange rates around — much better than you'd get changing bills at a bank or exchange kiosk.

At least once a year, it's a good idea to sit down and examine your credit card terms so you can really see what you are paying versus what you are getting in return.

If you'd like to try out Buffer for Business analytics at the same time, we've got a free seven - day trial for you to test — no credit card required.

When his personal card was denied for the nearly $ 1,800 tab, he went back to the hotel, escorted by a female employee of Cica Cica Boom, and awoke a subordinate staffer at 1:40 am to get his government credit card, the report found.

The specter of Internet fraud has made it tougher for a small E-merchant to navigate the byzantine maze of credit - card - processing fees charged by banks — if it can get an E-merchant account at all.

What's worse than a potentially interested customer reaching out to you at 1 am with credit card in hand, only to lose interest when the support team finally gets around to answering questions at 2 pm the following day?

You've got to wonder what was going through his mind when Dan Price, the founding CEO of Gravity Payments, decided to raise the minimum salary at his 120 - person credit - card - processing company to $ 70,000 over a three - year period.

McBride warns small business to look at those small items that can quickly add up: usage fees, reload fees, etc. «For a new business that can't get credit, or for a small business that's trying to avoid borrowing or pay down your debt, then a prepaid card becomes a more favorable option,» says McBride.

These travel rewards credit cards generally require a solid credit score though, so if you don't have credit or are just getting started building your credit history, you may want to take a look at student credit cards instead.

«If the blended interest rate of all cumulative debt — car loans, credit cards, mortgages, student loans — is 5.5 %, but you can get a cash - out refi at 4.5 %, then that's financially beneficial,» says Sheldon.

It's all to get credit flowing again (at 30 % for credit card users, to be sure).

The Pier 1 Rewards credit card offers 1 point per dollar spent at Pier 1 Imports, and you get a $ 10 rewards certificate with every 200 points you earn.

If you're paying high interest on your credit cards or you have a big expense coming up, taking out a home equity loan can be a smart way to get the money you need at an attractive rate.

This Discover It has a similar rewards structure to the Venture card: you can redeem miles for travel statement credit (at a rate of 1 cent per mile), meaning you'll get a flat rewards rate of 3 % the first year and 1.5 % each year after that.

It may seem a smart action to apply for different credit cards at the same time to increase your chances of approval but in reality, it is quite a dumb idea and you will eventually end up with a heavily damaged FICO or credit score whether you get approved or not.

And that rate — currently set at.25 to.5 percent — influences other interest rates, including those banks offer for savings accounts and those you can get charged on credit card balances and loans.

What bankrupted him was $ 35,000 that he owed to 400 - plus people, and I learned through the bankruptcy papers that we all got after he declared that he was also being sued by at least one of his other credit card companies.

And if you tend to spend a lot of money at a single retailer, getting a co-branded credit card that rewards you for shopping could be a good idea.

If you spend a large portion of your income on groceries, getting a credit card that rewards you for shopping at the supermarket might make sense.

If your credit card bills at the end of every month make you want to flee the country, the first step to getting through it is to stop spending on them.

For those with a poor credit history — or no credit history at all — getting approved for a credit card can be challenging.

The typical secured card does not offer a rewards program at all, but the State Department's card gives you a 1 % rewards rate back - that's about the same rate you'd get with the average unsecured rewards credit cards.

If you've got a $ 5,000 balance at a rate of 15 % and you're just making a $ 100 minimum payment each month, you'll hand out nearly $ 3,000 in interest to the credit card company once it's all said and done.

To get the bonus points, you'll have to charge at least $ 5,000 to your new credit card within the first three months from account opening.

I'm not protected from crooks who get the number of one of my existing credit cards, but at least I've taken one positive step.

For instance, at Bank of America, customers with $ 25,000 across their checking, savings and investment accounts get a 25 % rewards bonus on a Bank of America credit card, a $ 200 discount on mortgage fees, and a 0.25 % interest - rate deduction on auto loans.

Even if you have bad credit and get a loan through Personal Loans.com, you're still looking at a rate that is going to be lower than high interest credit cards so you'll still save money on the loan.

You probably won't be able to get instant approvals — such as store credit cards at the point of purchase — with an alert in place.

If you feel you will require a longer period of time to completely get rid of your credit card debt, we recommend looking at other options — such as the Chase Slate ® or the Citi Simplicity ® Card - No Late Fees Ecard debt, we recommend looking at other options — such as the Chase Slate ® or the Citi Simplicity ® Card - No Late Fees ECard - No Late Fees Ever.

It usually doesn't take long to get credit approval and you can pay off the credit card balance at a speed that works best for your company's cash flow.

At age 50, if you have credit card debt, a home equity line of credit, a car note and a slim retirement account, then get rid of all debt except a first mortgage on your...

You can't get a deal this good with any other credit card — most rewards cards can produce a rewards rate of 5 % at best.

Already having a car loan and a hefty mortgage (got ta love property taxes), the credit card debt started feeling pretty uncomfortable at the $ 10k mark.

If you use your credit card to deposit at an exchange you may get charged as well.

As we get into the New Year and take a look at the 10 best credit cards, rethinking your credit card strategy can leave you with more money in the bank and less of it going towards interest.