Not exact matches
After all, you make decisions that affect your finances every day, whether you're ordering a $ 7 glass of wine with dinner or
getting a
home equity loan to pay
down credit card debt.
But in this case, the borrowers actually had the
down payments or
home equity needed to
get a conventional
loan, bank officials said.
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Now my wife and I both have scores over 800 and have had the same bank that turned us
down call us to see if we are interested in taking out a
Home Equity loan??? America...
got ta love it...
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Some borrowers are able to
get a
home equity loan through a non-profit credit union, even after being turned
down by a regular bank.
Homeowners who are upside
down in their
loans are unable to
get a
home equity loan.
As the
loan gets paid
down the difference between what you owe and what the
home is worth is called
equity.
So, you effectively have a mortgage with only 10 %
equity, but you don't pay PMI (versus
getting a
loan for 90 % of the
home's value with a 10 %
down payment and paying PMI).
Get more info from mortgage lenders offering conforming, FHA, VA
home equity and
down - payment assistance
loans to help people secure low rate
loan payments.