Sentences with phrase «get a lower rate because»

Their final lender choice is often linked to financial reasons, such as getting a lower rate because they have a relationship with the firm (e.g., checking account with direct deposit).

Not exact matches

Trump said he used to invest in U.S. stocks but got out because «I don't like what I'm seeing at all,» pointing to U.S. immigration policies, Syrian refugees, and what he said were «artificially low» interest rates.

Just because you're at home, don't spend your work time scheduling the guy to clean your gutters or calling to get a lower rate on your cable and Internet service.

«It's tough, because it's such a low - interest - rate environment, that getting exposure to something that's risk - averse has been extremely difficult for wealth managers and financial planners,» Solari said.

The lower response rates have increased costs, because survey companies must contact a larger number of people to get the same number of answers.

Such a low rate, explains ELetter CEO Manish Mehta, is normally reserved for «high volumes, but because we aggregate, our customers get the discount.»

«Interest rates can't stay this low forever, because there exists the real risk of the economy getting overheated,» says Alex Nikolsko - Rzhevskyy, an associate professor of economics at Lehigh University.

So your argument is that because interest rates have been kept artificially low (effectively ripping everyone off with a manipulated money supply that's becoming more worthless by the day) that paying 6 % for a mortgage (which at one point was low) is getting ripped off?

The reason Keynesianism got such a boost post-crisis was not for any real - world examples of its success — the list of its failures, by contrast, is lengthy — but because of the assertion, accepted far too quickly with far too little evidence, that monetary policy, at the fabled Zero Lower Bound (interest rates of near zero) had lost its effectiveness.

But as long as the PBoC can continue to withstand pressure to lower interest rates — and it seems that the traditional poor relations between the PBoC and the CBRC have gotten worse in recent months, perhaps in part because the PBoC seems more determined to reduce financial risk and more willing to accept lower growth as the cost — China will move towards a system that uses capital much more efficiently and productively, and much of the tremendous waste that now occurs will gradually disappear.

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

For example, federal loans can often be a better option for borrowing — even if you could get a lower interest rate on a private student loan — because federal loans have advantages private loans don't have, such as the opportunity to choose income - driven repayment plans or qualify for the Public Service Loan Forgiveness Program.

1) you don't get much in terms of immediate tax break because your marginal tax rate is low 2) you end up locking up money in plans that you can't touch until you are 59 1/2 3) social security replacement rate versus your income is relatively high versus the replacement rate for higher income earners.

but because of the tax advantages and relatively low interest rates, you are more likely to get in trouble by having high credit card or car loan balances.

I am actually thinking about financing a vintage car through one of those specialty lenders (JJ Best, Westlake, etc), because I can get a low rate with my credit, keep my cash in the bank, and negative equity shouldn't be an issue given my down payment and the vehicle's steady value.

That's because there's much less time for rates to increase, which makes it more likely that you will keep the savings you get with the initially lower variable rate.

What about companies that were paying a lower effective rate because of some loophole that just got closed?

It doesn't help that 10 - year bond yields are still lower than the prospective operating earnings yield on the S&P 500 (the «Fed Model»), not only because the model is built on an omitted variables bias (see the August 22 2005 comment), but also because the model statistically underperforms a simpler rule that says «get in when stock yields are high and interest rates are falling, and get out when the reverse is true.»

LTV is key to getting approved for a refinance — and getting a lower interest rate — because lenders consider loans with low LTVs less risky.

But, I was able to get a free loan modification by BoA for the vacation property out of the blue last year, which lowered my payments by a whopping $ 8,220 a year starting in January 2013 because the interest rate went down from 5.875 % down to 4.25 %.

The tax argument isn't that if you have lower tax rates the wealtheir would give more to get a bigger tax break, but that they would give more because they have more to give and would do so freely.

I think I just knocked him down an extra notch because every time you've rated a ref lower than me, it was because of the safety issue rather than getting big calls right.

But they're also hard to get, because late picks have a low hit rate.

The main reason he gets a lower rating is because he lost possession some times in midfield and could have paid for it had City had more players on the break.

Mertesacker gets and exceptionally low rating from me because he is supposed to be the most senior defender in our squad.

I searched «compression socks running» because I sometimes get problems with low blood pressure when I run, causing my pulse rate to soar suddenly and I have to stop and lie down to fix it.

You skewed my words regarding «managing» my birth... the whole point of the midwife is to alert the mother of the possibility of a problem, just like an OB so then a proper course of action can be taken... I was merely saying that they don't think of birth as a medical emergency from the beginning, requiring things that are unnecessary, like constant monitoring because it's easier than intermittent monitoring, or restricting maternal intake because the doctor could get puked on, or have fecal matter excreted during delivery is selfish (and yes, I know, the mother could aspirate, but the rate of that is low too... and I'm not saying they need to eat a steak dinner... but denying a drink of water, or a popsicle during a long labor is just ridiculous, as is rushing a natural process for convenience sake.)

I took it to mean that the rate of a hospital - born vaginal - born baby needing cooling is really low because all the babies in the hospital who had bad strips (early signs of not getting enough oxygen) were appropriately given c - sections before the lack of oxygen could cause brain injury that needed cooling.

At worst, we get the LeVines making preposterously fallacious claims about safety of bedsharing in America because «low SIDS rate in Japan».

But an analysis published in Science in 1975 showed that none of Berkeley's faculties were biased; women had much lower overall success rates because they applied more often at faculties that were harder to get into.

Because the sperm cells used in IVF often need all the help they can get, switching to the diamond petri dishes could give them just the boost they need to fulfill their destiny — thus potentially ramping up the notoriously low success rate of IVF.

Lower reflectivity would likely increase the snow's melt rate because it means more sunlight gets absorbed, though that wasn't directly shown.

Foundations, he adds, can get by charging a lower rate because they allow researchers to charge certain costs to their grant — such as leasing space — that can't be charged to their NIH grant.

So, because it's such a busy time of year — you may already be on the road traveling or just not able to get to the gym so today I'm sharing a short, sharp lower body workout that you can do anywhere, anytime in just 15 minutes, no equipment required, and is guaranteed to get your heart rate pumping, endorphin's flowing and leave you feeling strong, energized and ready to take on the rest of your day!

The very very last thing that I add in and sometimes it can be a good 12 - 15 weeks before I add in this component is chronic competitive motion where it's okay, we're actually going out to go on a bike ride or swim or run or something that is metabolic conditioning roadwork because that's the stuff in someone that is overtrained who often times has their parasympathetic nervous system really really beat up you know, if you test their heart rate variability, the number called there high frequency is really really consistently low you know usually because there are triathletes or marathoners that's more often I'm dealing with those people with adrenal fatigue than I am with like a cross fitter who's kind of an opposite sympathetic nervous system fatigue issue but with those parasympathetic nervous fatigue, the last thing we add back in is the swimming and the biking and the running because it's important to realize that when you're trying to recover from adrenal fatigue or overtraining, even if you're doing like an easy swim or an easy bike ride or an easy run, if you're a triathlete or a marathoner or a swimmer or a cyclist, those easy sessions send a message to your body that you're training, that you're running from a lion and you still get that hormonal depletion and it's so easy for you to just turn into a depletion session and so that's the very very last thing that I'll add back in so that's kinda like the crow's eye view of you know, the type of things that I'll implement in a program for overtraining recovery, you know and you know, this is something that people hire me to walk them through.

She's been dropping body fat steadily and she's eating more than she ever has because she's gotten out of this cycle where you super restrict yourself, you lower your metabolic rate, and then you intersperse that with short, enormous calorie intakes that put on a lot of body fat and don't have the function of improving your metabolic rate long term.

Salser, a former developer of software who got the spirit of entrepreneur after seeing colleagues going into digital space business, said that his company seeks to become a solution for the traditional dating websites on trend that sees female members bombarded with emails from hopeful suitors, but male users feeling stuck because of lower rates of interaction.

I think it's awesome that Contra is now fully 3D and best of all the characters talk.Since it's now 2004 I am glad that they added a dash move instead of bringing back the ability to jump.A dash can be just as good as a jump.Alot of you may think the game is extremely short but that's only because you guys are getting low ratings B or C.Shattered Solider works the same way.If you get an S rating on the first 4 missions you will continue on.Same way with SS.Why is that so difficult for you contra fans to understand?

They've even gone as far as to suggest there's a bias in favor of Marvel films, and they've tied to get Rotten Tomatoes — which Warner Bros. has a stake in — shut down because of the low ratings on most of DC's films.

«Some of our highly rated schools got low grades with school report cards, because there wasn't sufficient progress, because students are already highly graded, so the amount of growth they could make was limited.»

Because, word has traveled fast, that we fight to get our customer's the lowest possible rates, and our service is a cut above the rest.

Because, word has traveled fast, that we fight to get our customers the lowest possible rates, and our service is a cut above the rest.

If the starting price of the car isn't too much of an obstacle, the hybrid Cayenne actually makes a relatively appealing company car because its low emissions mean it gets a low Benefit - in - Kind (BiK) rating of 13 % -17 %.

Remember, writers, if you want to protect your books, NEVER give bad feedback to someone else because they'll instantly get their friends to rate yours low as revenge!

ARMs got a bad rap after the financial crisis, because they offer a lower interest rate for a fixed initial period (typically five years), but then the rate is subject to change based on market conditions — and could go way up.

The ideal down payment is 20 % of the home price because it will give you the best chance of getting approved, along with access to lower mortgage rates and lower upfront and ongoing fees.

For some homeowners, a 15 - year mortgage loan works well because of the low interest rate; but for others, getting locked into higher mortgage payments may be daunting.

We chose this because we got a low rate (2.6 %) and it was actually cheaper than the variable rate at the time.

This is because the higher your credit score, the lower the interest rates and APR you get on your loan and lines of credit.

You can see that back in the beginning of May when the Treasury rate got as low as 1.66 % the spread widened to 280bp because the loan rate was left at 4.5 %.