Sentences with phrase «get than unsecured cards»

Requiring a cash deposit to open, secured credit cards are easier to get than unsecured cards but have many of the same features.

Not exact matches

An unsecured loan can also be a good option if you get an interest rate that's much lower than the rate on your current card.

Also, again, because the loan is unsecured, the rate may be higher than, say, a home equity loan.However, if you can get approved, the rate will probably be below that of a credit card, so it would still be better to use the loan versus leaving the balances on the cards.

A personal loan is an unsecured loan that does not require any collateral down to qualify and may come with a lower interest rate than a credit card for a low - risk alternative when you need money to get yourself out of a tight financial jam or to fund a family vacation.

Finally, it is a simple fact that banks and financial institutions get higher returns from credit card users than borrowers who make unsecured personal loans.

With these interest rates, think about getting a small unsecured low interest personal loan rather than plopping down your credit card.

That's roughly half the rate of many popular secured cards — and better than what you can get on many unsecured cards.

These cards are generally easier to get than most unsecured cards, and using one can help you establish a credit file, provided the issuer reports to the three major credit reporting agencies.

Getting a retail or gas card isn't always easier than an unsecured card, because many of the same issuers are making the credit decisions.

Unsecured credit cards — cards that do not require a deposit — are also available to those with poor credit, but getting approved for an unsecured card can be harder than it is for securUnsecured credit cards — cards that do not require a deposit — are also available to those with poor credit, but getting approved for an unsecured card can be harder than it is for securunsecured card can be harder than it is for secured cards.

This means that a lender is willing to give you a much lower rate than you can get with an unsecured line of credit, such as a credit card.

Without a relative or friend with a good credit history, Ezz had only one alternative — to work for a longer than several weeks period and try to get an unsecured credit card.

As to your other points I would counter your counter by saying that many people with credit scores above 660 can get an unsecured loan with less than a year on the job and a poor employment history — it is called a credit card.

An unsecured loan can also be a good option if you get an interest rate that's much lower than the rate on your current card.