If men are behind the wheel more often that women, it just stands to reason that their chances of
getting into an accident increase.
Not exact matches
This results in drivers having less time to react and
increasing the risk of
getting into a fatal
accident.
However, insurance does cover a lot of other things, and if you're a safe driver and don't
get into accidents often,
increasing your excess might be a good idea.
Sports cars are a «no - no» The chances for
getting into a speed related
accident increase greatly when you put a teenager behind the wheel of sports vehicle or a muscle car.
This is in line with current federal research that has shown that smoking pot before driving
increases the likelihood of
getting into a car
accident.
Not only does riding illegal motorcycles
increase your chance of being injured or killed, it also decreases your chances of winning a court case should you
get into an
accident.
As Colorado streets
get busier each year, the chances of
getting into a pedestrian car
accident increase.
However, the use of these devices also creates a distraction for the driver, and this has
increased the risk of
getting into a car
accident.
If you have any
accidents or tickets, your insurance rates might
increase, because once you
get into an
accident, you're likely to
get into another one in the future.
Learn more about why your rates may
increase if you
get into an
accident & other factors that affect affect auto insurance rates.
If you have
gotten into a couple of
accidents, it looks worse on your record and your risk
increases.
And this is particular to NY state, so if anyone is watching this who is outside NY state, the rules that govern may be different in your state, but in New York state insurance, auto insurance, personal insurance, personal auto insurance, follows the car, so if you let someone else borrow your car and take it for a drive and they
get into an
accident, your insurance is going to be the one that responds and unfortunately If you have
increase or adjustment based on that incident or
accident, you're going to be the one that's responsible for that.
More comprehensive coverage will still
increase your premiums, but you may opt for less coverage if your chance of
getting into an
accident plummets.
Weather: Driving on icy or snowy roads for 4 or more months of the year vastly
increases your risk of
getting into an
accident.
If you are at fault,
get a ticket for a serious violation (i.e. drunk driving), or are involved in an
accident that racks up expensive property damage (i.e. crashing
into a tree), your rates may
increase at the time of renewing your policy because you will be categorized
into another higher risk group of people who have recently been in an
accident.
This is because this age group is responsible for most of the
accidents on the road, so the probability of you
getting into an
accident is
increased.
This may
increase insurance rates, since you're at a greater risk for
getting into an
accident.
According to the National Association of Insurance Commissioners (NAIC), the data gathered to determine the rate of
increase is based on the actuarial premise that someone who files an insurance claim is regarded as more likely to
get into another
accident than a policyholder who's managed to remain claim - free.
If you're sure that you won't
get into any auto
accident for a very long time, go ahead and
increase the deductibles — you'll eventually save money if you manage not
get into any auto
accidents because of the cheaper premiums.
Let's face it, driving under the influence is linked to
increased risk of
getting into a severe
accident.
Whether you are exploring the wonders of the Blue Ridge Mountains, visiting the hallowed Civil War battlefields around Richmond or just heading to work, every extra mile you drive
increases your risk of
getting into an
accident,
getting pulled over by the cops or racking up a moving violation.
If your grandchild falls under the category of a permissive use driver and
gets into an
accident in your vehicle, you are going to have to file a claim with your insurer and that means paying your deductible and possibly experiencing an
increase in your premium rate.
Keep in mind that insurance providers typically charge more to cover younger drivers because of their inexperience and the
increased likelihood that they will
get into a car
accident.
If you have a car insurance policy with an
accident forgiveness endorsement and you
get into a car
accident, you will be protected to a certain extent from rate
increases on your coverage stemming from the
accident; in short, you will be «forgiven» for an
accident for which you were found to be at - fault.
When you or your car are considered by Alabama car insurance companies as «high risk,» this means you have
increased chances of
getting into an
accident, and you, therefore, have
increased chances of filing for claims from the insurance provider.
This in turn can make them more likely to drive recklessly and as a result
increases their chances of
getting into an
accident.
In other words, if you have traffic violations or insurance claims in the past, and today you
got into an
accident where you're not the at - fault driver, you could still end up with an
increased premium.
Anything that
increases the risk of the auto breaking down and
getting into an
accident will raise your vehicle insurance quotes.
Accident forgiveness simply means the insurance company will forgive one at fault
accident and will not
increase your rates if you do
get into one and are to blame.
However, once you
get cheap prices, remain responsible as a driver because insurers would not hesitate to
increase your rates if you commit traffic violations or
get into an
accident.
The odds of
getting into an
accident greatly
increase when there are other teenage passengers in the car.
Maybe you are protected with your credit card and your auto insurance policy, but if you
get into an
accident and have primary coverage elsewhere, you can leave your insurer out of the loop entirely, avoiding any potential rate
increases.