Sentences with phrase «getting life insurance because»

Some people avoid getting life insurance because they don't want to get a medical exam.
Many people put off getting life insurance because they don't have the time or the inclination to get a medical exam.
«I've also heard of husbands saying they weren't worried about getting life insurance because «she's going to get married again,»» she said.
There are some who suggest that this is the best time to get life insurance because your premiums will be low, but honestly, if you have no dependents, then why bother?
My dad wants to get life insurance because he just retired, and he's worried about my mom after he dies.
Let's face it, many people age 85 may find it difficult to get life insurance because of their advanced age and health issues.
In fact, purchasing a permanent life insurance policy on an infant or child is the most cost - effective way to get life insurance because of the life expectancy of the child and the number of years the insurance company can realistically expect to collect premiums.

Not exact matches

Mortgage life insurance quotes are more expensive for healthy homeowners because most policies don't require you to get a medical exam prior to purchase.
However, because the premiums for term insurance become more expensive as you get older, cash value insurance, which has level premiums, may be the more economical option if you want coverage throughout your life.
The reality is, a lot of people get freaked out thinking about stuff like estate planning and life insurance because it's related to death.
It also includes the not so obvious: earning the salary, paying the bills, maintaining the house, calling the insurance company about that surprise medical bill, researching all the possible causes of that weird cough your baby has been doing lately, scheduling tours of daycare centers, getting that promotion or signing that big client, researching life insurance plans, getting the oil changed like clockwork because you really need this car to last you, plus taking breaks so that you can recharge....
Peter, a German citizen living in the UK asked this question, and the good news is that if you are an EU national and you get a British state pension, nothing much should change, because the state pension is dependent not on where you come from, but on how long you have paid National Insurance contributions in the UK.
We recommend term life insurance over mortgage life insurance if you're in good health because you'll get cheaper quotes and the death benefit goes to the beneficiary you choose.
Plus, insurance is also usually cheaper to get when you're young, because you are healthier and will live longer!
The average policy costs just fifteen dollars a month, and you'll find that the entire process of getting covered can be accomplished in just minutes because the renters insurance experts at Effective Coverage have worked hard to introduce efficiencies into the process to make your life easier.
Having a will is like having life insurance — the sooner you get it done the better, because the last thing you want is an unfortunate event leaving your family scrambling to find out how to handle your money and possessions.
People often wonder if it makes sense to get cash value life insurance because it costs more than term life.
Metlife I sold because I needed to lighten up in asset sensitive life insurance; I sold the one that I felt could get hurt the worst in a prolonged slump.
This may seem like a fast, easy way to get life insurance, but because the insurance company has no insight into your health condition, your premium will be much higher for the amount of coverage that you buy.
Group life insurance is good for many people because it «groups» people of varying health together allowing people with higher risk health to get relatively inexpensive life insurance.
Because your Avalon Towers renters insurance protects you and helps you to get back to your life easily, it's something that the community requires that you have.
We can help you get one because our brokers work with 20 + life insurance companies in Canada.
If you're bent on staying in the Big Apple because you just can't live without the lifestyle, you can get protected and still save some money by calling the insurance experts for New York renters at (800) 892-4308 or click to get covered - whether you need NYC renters insurance quotes online or coverage anywhere else!
If you're refinancing your student loans because you want to get your finances in order for buying a house and starting a family, now is the perfect time to buy life insurance to protect your entire financial plan.
The Crest at Congressional Plaza renters insurance is important because any time you've got many people living in close proximity, things will happen from time to time.
Whether it's a fire, a theft off premises such as having your laptop stolen out of your vehicle, or an unexpected risk like the derecho that passed through Gaithersburg a few years back and ripped the roofs off many apartment buildings, you'll know you're covered and you'll be able to get your life back to normal quickly because you have Gaithersburg, Maryland Renters Insurance.
Getting renters insurance through Effective Coverage is made simple and quickly because we understand that people have busy lives.
Be aware, too, that just because some whole life insurance agents may try to sell you on an expensive financial product doesn't mean that all life insurance agents are out to get you.
Now annuities arent evil, but I think alot of people get in to them at the wrong time and under the wrong circumstances because of sales pressure from the insurance company to buy them (especially as part of a Life Insuranceinsurance company to buy them (especially as part of a Life InsuranceInsurance Policy).
You'll likely pay a higher premium than you would for traditional term life insurance at the same coverage amount, but you'll get coverage more quickly because you won't have to go through so many hoops.
Some people are really interested in guaranteed issue life insurance because all you have to do to get coverage is answer 4 questions (and only 3 of them matter).
And many more who don't have health insurance — or their insurance company refuses to pay — avoid bankruptcy only by consuming the family retirement fund in a good faith effort to repay medical debt, dooming themselves to poverty for the remainder of their lives, only because they got ill or injured.
That way, when you get to the point where you're comparing life insurance quotes from the nation's top carriers, you're able to instantly know which companies deserve your attention, and which you're going to kindly pass on because they don't offer everything you need.
A return of premium life insurance policy is nice because you have life insurance coverage for a specified period of time, but if you live beyond that term, then you get the value of the premiums that you have paid returned to you.
Response: I think you may be incorrect with trying to suggest whole life insurance is better because you get viaticals.
Getting your life insurance rates online is imperative because it's the easiest and fastest way to get a lot of quotes by just filling out one little form.
Most policies will have a 30 - day grace period for paying your premium (which you should do, instead of having to get a new life insurance policy, because life insurance gets more expensive the older you get and the worse your health status gets).
Getting additional life insurance isn't an option because once a person is 70 or 75 + years old, even if they are in good health, life insurance is astronomically priced.
It's tempting to think of life insurance as an asset, because, like a traditional asset, life insurance provides cash to live off of as your family gets older.
Things get a bit more uncertain for split dollar arrangements involving partnerships and LLCs because the IRS rules are very unclear about how to classify the life insurance benefits.
Another option is a deferred - income annuity, also called longevity insurance: You get heftier payments because you pick a date down the road to begin receiving them (see Plan for a Long Life When Saving for Retirement).
This is because they know this is the life insurance product that they make the least amount of money on (and they'll get griped at by their sales manager every time they sell it).
Inputting anything that sounds like «Gross Values» will not represent reality, because if you choose to withdraw your money, you won't be getting anything close to that much money refunded, after the life insurance company first deducts their enormous fees, charges, and commissions.
There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.
Guaranteed issue life insurance is sometimes referred to as a «last resort»; because the insurer really has no idea about what they're insuring, guaranteed policies are very expensive and the death benefits are usually less than what you'll get with other insurance types.
«He should do it as a Term - 20 policy because if all his life insurance policies are Term - 10, and his health changes in 10 years, he won't be able to get cheap coverage.»
If you can't get term life because of a disability or disease, mortgage life insurance is fine.
If things really did get that bad, then most all life insurance companies would be belly up, they won't be paying at all; and so your annuity would be even more worthless than the CHIM, because you could still sell CHIM shares for pennies on the dollar.
Because we believe getting life insurance shouldn't take years off your life.
There's only four ways to win in the fixed toward the house life insurance company game, and that's to either own their stock (because that's where all of these ill - gotten profits from fleecing the masses of sheeple end up), be an agent or employee, or buy term life insurance and then die (from an accident).
a b c d e f g h i j k l m n o p q r s t u v w x y z