If you are interested in
getting life insurance coverage until age 90, please contact us at 888-411-1329 to learn more about your options and start getting free, customized quotes.
Reality: Most people don't think about
getting life insurance coverage until much later in life.
Not exact matches
If someone already has existing work
life insurance, privately owned
life insurance, and their budget is tight, then an accidental death policy may be appropriate to
get them more
coverage until their
life insurance budget increases.
If you're a stay - at - home mom, it makes sense for you to
get enough term
life insurance coverage that lasts at least
until your children are in college.
Often
life insurance companies will want to wait to give you
coverage until the dust settles so it can be a good idea to
get a guaranteed issue policy in the in between time.
The universal policy is designed for people who think their
life insurance needs will decrease when they
get older but still want some
coverage until they die.
Make sure the policy is convertible term
life insurance that can be converted to the type of permanent
coverage you desire to one day own and you can simply defer
getting your whole
life policy
until later.
As
life insurance can be viewed as income replacement, some people try to
get coverage lasting
until retirement age, while others
get coverage lasting
until their young children are beyond college - age.
You may know that your house will be paid off in 5 years, and you can drop a significant amount of
insurance coverage at that point, but you want to lock in a policy now while you are healthy that will also last for a long time, you may want to
get one short term term policy to cover the mortgage payment, and one longer term policy that will last
until retirement or beyond to provide for
living expenses (don't forget that reducing face «mortgage
life insurance» policies also can be purchased from most insurers).
The prime grounds for having the AARP
life insurance coverage plan would be to help pay funeral expenses, accumulated debt along with since the everyday cost of
living until they could
get back in the feet.
You have to figure for how long do you really need the
coverage, if you want to have
life insurance for a certain amount of years (say,
until kids
get out of college and
get on their own), or if you want to leave a legacy or protect your assets from taxation after death.
You can discuss
life insurance with an agent in the Trusted Choice network to
get a better idea of what you might expect to pay for different policy types and
coverage amounts, but a final quote will typically not be given to you
until after you have taken a medical exam