Sentences with phrase «getting lower returns»

But getting lower returns that you actually can manage is better than aiming for higher returns that you can't manage.

In that case, the yield is low because they will get a lower return on their investment.

These management fees come directly from the assets of the funds, so the investor gets a lower return.

Instead of making high returns out of a few applicants, they get lower returns but from many applicants.

As we've covered in the past, actively managed stock portfolios where «experts» try to time the ups and downs of individual stocks get lower returns than passive index funds.

Bonds are often perceived as being a boring investment that gets a low return and it's better to put your money elsewhere like stocks or mutual funds.

You could get higher returns if the benchmark interest goes up, but you could also get lower returns if the benchmark interest rate goes down.

I wanted some profits for myself as paying for 20 yrs and getting low returns is really not my plan.

On surrendering the policy after the lock - in period of 5 years, you will get lower returns that may put financial goals in jeopardy.

Not exact matches

But as the recovery picks up in housing, pushing prices higher and cap rates lower, real estate funds are getting increasingly creative in their quests for attractive returns.

Undershoot the 2 % low - risk return by the same margin, and if he wants to get that $ 56,000 annual payout, he'll have to work until he's 69.

It achieves that by raising or lowering its policy interest rate, which influences other interest rates such as what you'll pay on your mortgage or auto loan, and the return you'll get on the balance in your savings account.

The opportunity arises because the big four U.S. wireless carriers, led initially by T - Mobile, have been weaning their customers off of subsidized phones and trying to get everyone to pay for phones in full — in return for somewhat lower monthly service charges.

Timmer: You know, the last two years until the January high, were really extraordinary times for the market, and I fear that investors got spoiled by that, because the S&P was up I think 52 % in two years and in 2017 the volatility — the standard deviation of those returns — was at an all - time low of 3.9.

«They overdid it and got into investments with low returns.»

The industry got a jolt recently when the California Public Employees Retirement System announced it was lowering its historic 7.5 percent expected rate of return in an effort to reduce volatility in its portfolio caused by reaching for risk.

While he suggests avoiding entities with big budget shortfalls like Illinois, there are a number of other opportunities out there for investors trying to get better yields than the still - low returns that Treasurys provide.

Rather than simply accepting low savings account rates, there are 7 things you can do to get more return on your savings.

For a mine project like Suncor's Fort Hills, with about 25 per cent of construction already completed, the forward - looking decision would imply a return on the balance of capital invested of 12.5 per cent — now, the project returns overall might be lower than that, but when you're considering a decision to abandon a partially built mine, you're not likely to get much of a return on they money you've already invested in it if you don't continue building.

(unless of course, that interest rate is low enough that your money is best suited invested in the market where you can potentially get higher returns!)

This means the decisions investors make about how to diversify, the time the choose to get into or out of the market, as well as fees they pay or underperforming funds they choose, cause them to generate returns far lower than the overall market.

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

To get the best returns over time, you need to focus on the three pillars of smart and profitable investing — keeping costs low, diversifying your investments, and not chasing performance.

China's economic growth rate might slow a little, but this is simply the consequence of China's having gotten much closer to the capital frontier, in which case a lower return on investment should be accepted.

As you become a more sophisticated investor the target date fund might not make as much sense to you since you can get smaller incremental investment returns investing your IRA in a mixture of low cost index funds — which have lower fees over the long term.

The lower your costs, the more likely you are to get better returns.

Even as you get older, you'll still want to hold some stocks to protect your wealth from inflation and lower returns on bonds.

These are helpful.You are right that market failures have hit elder popluation in heavy way in past decade or so, and on top of that the fed locks interest at artificial rate low, so if we did save like our wise elder and financial advisors told us to do, we now get about nothing at all in interest return on those life savings.

And if you can buy some business that earns high returns on equity and has even got mild growth prospects, you know, at much lower multiple earnings, you are going to do better than buying ten - year bonds at 2.30 or 30 - year bonds at three, or something of the sort.»

You have tricked / scammed millions of Americans into buying financial products that where ill suited for their need and that gave them lower returns than they could have gotten elsewhere.

It's fine to argue that perhaps investors are momentum chasers, and with profit margins now about 70 % above historical norms (making stocks seem both «safe» and misleadingly cheap), with stock prices up, and with low returns on cash, investors not holding stocks will be the greater fools that allow investors who do hold stocks to get out.

On average, 10 - year returns increase the lower CAPE gets.

They provide a stable income at lower risk but do not offer the upside return you might get in stocks.

One thing to look at is that lower cost active funds could be helpful, otherwise the premiums you pay for active funds don't necessarily reflect the returns you'll get back.

The longer interest rates are low and money is cheap, the more capital gets allocated toward the lower return activities.

Correlation relates to the fact that a low volatility environment encourages investors to move into riskier assets to get decent returns on their investments.

It's very artificial to have very very low inflation rates and I fear prices become terribly distorted — triggering a search for higher yielding shares — all sought as you can not get returns on [low] interest rates.

While you might not get the return per barrel, that's such a lower investment risk that as soon as you have any sort of bubble - up in prices, the shale drillers will go in and take the market share.»

What's getting everyone's attention is the ability to capture these potential sources of return in a low cost and transparent form — and we all like the potential to get more for less.

Consider investment opportunities that you get explore with your low capital and still fetch huge returns from in the long term.

Our return expectations across most asset classes are at post-crisis lows, but we believe investors are getting compensated for taking on risk in equities, selected credit / emerging markets (EM) and alternatives.

The whole industry has got a negative risk - adjusted return because the return on assets is so low.

The best way to go about it is to place funds into a few lower risk and a few higher risk borrowers to get a diversified peer - to - peer loan portfolio with strong average annual returns.

... In return for its generous wages and benefits, Costco gets one of the most loyal and productive workforces in all of retailing, and, probably not coincidentally, the lowest shrinkage (employee theft) figures in the industry....

In this low interest rate environment, getting any kind of return on the fixed portion of a portfolio is quite difficult.

The drawback is you get slightly lower return on investments than the person you decided to copy.

I do think there is merit in looking at general rates (we likely won't return to the rate environment of the early 1980's for example), but I wouldn't be getting excited about stock prices at these levels for the sole reason that bond yields are really low.

All of this makes for a ripe time for the P2P investor to take advantage of the interest rate gap and help borrowers get a lower rate in the process, all the while generating a steady return on your P2P investment.

Since the return is getting lower and it's on the top of the list from the Chinese government to not invest in, people turn to a different sector, which is office.»

In fact, that's the whole point — equity returns need to be lower, to get in line with the rest of the asset universe.