You won't
get rideshare insurance from Nationwide, but it does stand out for offering vanishing deductible insurance, which, like Allstate's Deductible Rewards, takes $ 100 off your deductible for every year of safe driving (with a $ 500 maximum).
Should the
insurance bill pass, Uber would still have to
get regulatory approval to actually operate in upstate New York and Long Island from one municipality at a time, be it Poughkeepsie, Utica, Ithaca, Buffalo, etc. (In New York City, where
ridesharing is forbidden, Uber now operates mostly as a black car service).
Available for: All
rideshare drivers Available in: AZ, CA, CO, DC, GA, IA, IL, IN, KY, KS, MD, ME, MI, NV, OH, OK, RI, SC, TN, TX, UT, WA, WI Cost: An additional $ 15 — $ 30 per year Allstate's
rideshare insurance policy, Allstate Ride For Hire, is available for an affordable $ 15 - $ 30 per year on top of your personal policy (their website says $ 15 - 20, but a customer service representative told me that it can
get as expensive as $ 30 for some drivers).
Keith Moore, CEO of CoverHound, which is in its seventh year of operation, said the need for offering
rideshare insurance became apparent to him and other executives at the company who travel often and use a
ridesharing app to
get around.