The new exclusions are likely aimed at
gift card purchases such as Visa, Mastercard and Amex gift cards, which are probably considered cash equivalents.
Not exact matches
Another reason for Paxful's popularity in Nigeria is that it offers over 300 ways for a person to
purchase Bitcoin,
such as through the use of
gift cards like iTunes
gift cards.
For instance, when you
purchase a
gift card or register to receive Innovative Dining Group e - blast / e-newsletter, you will be asked to provide information
such as your e-mail address, name and shipping address.
In Lane Crawford's sole discretion, the original
purchase amount will be credited to the credit / debit
card used by the customer for
purchase of the
Gift or any designated account in the same name of
such customer for all refunds for in - store and online
purchases (as the case may be).
In another, parents returned
purchased educational materials for store
gift cards, which they used to buy items
such as a sock monkey, a board game and a snow globe.
@anonymous: The Kindle Fire docs say «You are not required to have a credit or debit
card on your Amazon.com account to make digital
purchases such as Kindle books, but you must establish a default 1 - Click billing address on your Amazon.com account to use Amazon.com
gift cards for digital
purchases.»
After consumers spoke out about having a book taken from them without their consent, Amazon later reinstated the copies taken from those who
purchased the book or offered
gift cards as compensation for the inconvenience, and promised never to repeat
such an event in the future.
Purchase Walmart
gift cards (which can be used at Sam's) using your 2 % «Schwab» Visa, the 2 % Fidelity Amex, or another
card that gives you at least 2 % on
such purchases (FYI, if your Walmart is set up in the credit
card's system as a grocery store you can easily earn more than 2 % since many
cards give even higher levels of cash back for grocery
purchases.)
Find some
gift cards to places where you need to spend money, but won't get much cash back reward (
such as a Home Depot or other niche stores), and
purchase these on your Blue Cash Preferred ®
Card from American Express.
You can redeem your points on wide range of
purchases,
such as
gift cards, airfare, charity, sports and leisure, electronics, events tickets, etc..
Also, the legal language in the Chase applications do not implicitly call out manufactured spending tactics
such as gaming,
gift card purchases or funding bank accounts with credit
cards.
If you buy a retail
gift card, don't forget to ask about additional or hidden fees,
such as a
purchase fee.
Other options,
such as redeeming for a Visa
gift card, statement balance credit or
purchases should be avoided due to poor redemption rates.
Initially, I thought that the $ 200 annual credit only goes towards fees incurred (
such as bag fees, wifi, in - flight
purchases, etc) but in actuality, it can be used to
purchase gift card vouchers on your preferred airline, and then AMEX eventually reimburses those fees to you.
Many grocery stores have cracked down on
purchases of
gift cards with credit
cards to reduce fraud, especially with prepaid
cards that are not company - specific,
such as general Visa
gift cards.
Paying a fee to buy a
gift card and earn miles While there isn't usually an extra fee to
purchase a retailer - specific
gift card to places
such as Old Navy and Panera, there is typically a fee when you
purchase a Visa, Mastercard or American Express branded
gift card.
This option is great for
gifts or for
purchasing gift cards in categories the
card does not earn in,
such as grocery stores, home improvement stores, and department stores.
Dear Cashing In, I heard a story today from a lady who said that she uses her credit
card to
purchase gift cards, which she uses to pay her monthly bills
such as utilities, house and car payments, gasoline, etc..
When Kroger is running a 4x Fuel Points promotion on
gift card purchases, I have stocked up on
gift cards to places we regularly shop and dine,
such as Jason's Deli, Macy's, Nordstrom, Panera, Outback and more to earn not only in - store Fuel Points that will save us up to $ 1 per gallon of gas, but also as many as 5x points per dollar for a «grocery»
purchase on one of my rewards
cards.
Other options,
such as redeeming for a Visa
gift card, statement balance credit or
purchases should be avoided due to poor redemption rates.
An additional way to earn a bonus on Amazon
purchases with an outside credit
card is to
purchase Amazon
gift cards at stores where your
card offers a category bonus,
such as office supply and grocery stores.
You'll get more value from your spending if you stick to travel
purchases,
such as airfare or hotel reservations, or
gift cards.
3 % Back or 5 % Back is not earned on (i)
purchases from merchants using Amazon Pay, (ii)
purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon, (iii)
purchases made at international Whole Foods Market sites, (iv)
purchases of Whole Foods Market or Whole Foods Market 365 products or services through third - party sites
such as Eventbrite, Instacart, Google Express and Shipt, (v) online
purchases of Whole Foods Market or Whole Foods Market 365
gift cards (including through buyatab.com), event tickets or classes, (vi)
purchases from certain third - party vendors operating at Whole Foods Market sites, (vii)
purchases of massage services at any Whole Foods Market site, or (viii)
purchases from Spa@Ink, in each case in Amazon's sole discretion.
Using the
card on items that you
purchase directly from Delta —
such as travel, in - flight beverages, and even
gift cards — can help to rack up the reward points.
In addition, the
purchasing of
gift cards, points or miles does not qualify in this category unless the merchant has set up
such purchases to be classified in the travel category.
Until then, you will continue to receive a 5 % statement credit when you
purchase gift cards or
gift checks using
cards such as the American Express Business Platinum
Card or the Starwood Preferred Guest Business
Card.
The American Express Membership Rewards program is a great program to earn points in as it is one of those whose points you can use in several ways
such as statement credits,
gift cards, merchandise, book travel and you can even use them to pay for Amazon.com
purchases.
People will use their credit
cards to
purchase financial instruments (
such as
gift cards) which, through an often convoluted process, they turn back into cash....
If your credit
card of choice doesn't offer those kinds of redemption choices, chances are it does allow you to redeem points for merchandise and / or
gift cards, both of which can be important tools in your fitness journey when used to
purchase tech gadgets
such as activity trackers, smart watches, heart rate monitors, stopwatches, odometers, calorie counters and more.
As a cardholder, you can use your points to
purchase a variety of things —
such as merchandise,
gift cards, car rentals, cruises and entertainment — through the program, but Membership Rewards is really best for transferring points to airline frequent flyer programs.
For others,
such as department stores, I usually
purchase gift cards through MPX or with my Ink and earn 5X.
Walsh notes that rather than enact an outright ban on credit
card transactions involving
gift card purchases, some stores are just adding a few simple security measures,
such as checking IDs before processing these charges.
Additionally, the Bank of America Rewards American Express
Card lets you earn points for brand - name merchandise or
gift certificates, such as 12,000 points yielding a $ 100 Pottery Barn Gift Card, with one point given to the cardholder for every net retail purchase dol
gift certificates,
such as 12,000 points yielding a $ 100 Pottery Barn
Gift Card, with one point given to the cardholder for every net retail purchase dol
Gift Card, with one point given to the cardholder for every net retail
purchase dollar.
These
gift cards can be
purchased from most major grocery or drug stores,
such as CVS or Rite Aid.
The following do not qualify as
purchases: payments of existing
card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply),
purchases of prepaid
cards or reloadable
cards such as certain
gift cards,
purchases of quasi-cash items (for example, casino chips),
purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers» cheques, money orders, wire transfers, and similar products or services), or
purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.
Instead of going directly to Groupon's website to make the
purchase, I will drive to any office supply store
such as Staples or Office Depot and
purchase a $ 50 Groupon
gift card using my Chase Ink Bold
card.
Store
gift cards can be
purchased from the stores themselves, online or through other retailers
such as grocery stores, gas stations, office supplies stores and pharmacies.
Southwest
purchases include anything you buy directly from the airline,
such as flights, in - flight food and beverages, Southwest
gift cards and vacation packages.
While a large variety of items are eligible for points redemption through Shop Your Way, some
purchases —
such as prescriptions, alcohol,
gift cards, shipping charges and
purchases from Sears or Kmart auctions on eBay — are not.
For example,
purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent other than American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada
gift cards, or (iii) Air Canada Maple Leaf Club memberships, b. using your payment account with a third party, and c. using a third party payment service (
such as a
card reader attached to a mobile phone).
These 50,000 bonus miles let you redeem $ 500 on any of your travel
purchases (you can buy your travel tickets from any website or any travel agency and on any airline), or you can use them to redeem for other rewards
such as merchandise or
gift cards.
You may use the prepaid
cards to pay other bills
such as mortgage, utility bills etc or turn around and pay back the Chase Ink
card you used to
purchase the
gift card from Staples at first place.
Also, look for opportunities to boost your spending,
such as offering to pay for group dinners and having your friends pay you back in cash, or
purchasing gift cards from businesses you know you'll frequent in the future.
We are able to
purchase several thousand dollars of these
gift cards at one time and liquidate them using prepaid
cards such as Serve and Bluebird to earn miles and points.
However, you can only exchange those points for cash or cash - equivalents,
such as
gift cards or travel
purchased through the Chase portal.
While you can use points to buy electronics and other merchandise, trade them in for cash or even shop at partners
such as Amazon, Expedia and Live Nation, you'll get more bang for your ThankYou buck when redeeming points for
gift cards or travel
purchases.
Even if you don't have immediate travel plans, some of these travel or airline credits will be triggered with select travel
gift card purchases,
such as e-
gift cards from American Airlines or Delta Air Lines, provided that those charges code on your credit
card as being from an airline as opposed to a third - party.
By completing and submitting the Buy Miles,
Gift Miles or Share Miles program
purchase form or by providing your credit
card number for the
purchase of AAdvantage miles, you acknowledge and accept the Terms and Conditions stated herein, as
such Terms and Conditions may change, from time to time.
Just as with traditional
gift cards, consumers can find e-
gift cards for
purchases at specific retailers and restaurants or general - use
cards bearing traditional
card - network brands,
such as Visa and Mastercard.
Your submission of a Buy Miles or
Gift Miles
purchase, or a Share Miles transfer form authorizes American Airlines, or its agent, to charge the credit
card that you provided, for the number of AAdvantage miles
purchased by
such AAdvantage member.