Sentences with phrase «give lenders more»

FHA said it is delaying implementation of the new rule to give lenders more time to adjust and to collect additional comments.

Over the past few years, Fannie Mae and Freddie Mac have made several changes to give lenders more certainty of the circumstances that will lead to penalties.

But over the past year, rising vacancy rates and a slowdown of economic growth in some of the hardest hit areas prompted Fannie Mae to loosen the reins on underwriting policy and give lenders more delegation authority.

The contradiction is that the bailout bill is supposed to give lenders more confidence, while interest rates in general typically fall during an economic slowdown.

The country's central bank is giving lenders more flexibility to restructure troubled credits.

Regulatory confusion gives lenders more reason to cling on to dud loans.

Presenting evidence that you have better options elsewhere gives the lender more incentive to waive or bring down the estimated costs — and if one refuses to budge, you can use your other Loan Estimates to choose another.

Having a longer credit history is generally positive for your score because it gives lenders more insight into your borrowing habits.

It gives lenders more insight into the consumer's risk level.

In other cases, it may be appropriate to file a UCC form to give the lender more security in the case of default.

In economically challenged areas, Fannie Mae also has given lenders more authority to calculate rental income of multifamily housing projects based on collections for one month, for example, rather than projections for a 90 - day period.

The Qualified Mortgage (QM) rule gives lenders more definition on extending credit to homebuyers, who continue to be encouraged by positive economic signs.

This extension gives lenders more time to determine the value of the property or to get the approval of a mortgage insurer.

Not exact matches

Third Point: The hedge fund run by Daniel Loeb disclosed Thursday that it bought more than 45 million shares of Ally Financial (ALLY) during the second quarter, giving Third Point a 9.5 % stake in the auto lender.

The SBA helps lenders to give more money to entrepreneurs by taking away some of the risk.

«The tax shield alone that the ESOP provides enables an ESOP to give a small business more debt, more senior credit, than they could get with other access to capital,» explains Mary Josephs, senior vice president of the Leveraged Finance Department at Chicago's LaSalle Bank Corp., an ESOP lender.

Building Trust If you are trusted, customers will want to do business with you, employees will be motivated, and lenders and investors are more apt to give you money.

This type of payment makes sense for lenders because it reduces the costs associated with processing a loan payment, and more frequent direct debits (daily or weekly) make it possible for the lender to identify any potential repayment issues early — giving them time to try to help borrowers catch up on any loan payments they may have missed and mitigate larger credit issues down the road.

In this way, the lender will find you a reliable borrower and will be more comfortable in giving you a loan.

In addition, shop around and find the best mortgage lender — if your credit score is exceptional, you will be more attractive to lenders, giving you the luxury of selecting from several mortgage choices.

Lazard approached more than 30 potential lenders on Remington's behalf before finding financial companies willing to give them a loan, according to court filings.

You are always going to be the one initiating this activity since your credit application more or less gives the okay for the lender to check your credit.

However, TD's online estimates give users a more detailed picture of how mortgage points and lender credits can affect the costs of a home loan.

The interest rates are also generally higher than other lenders; that can be a problem if you're looking for a longer - term loan to give yourself more time.

LendKey saves borrowers time and money by streamlining that comparison process when it comes to community banks or credit unions... The application and approval process is quick and easy, and will give borrowers the opportunity to view, compare and apply for offers from multiple lenders in real time, making the process even more transparent.

That's because lenders take on more risk by giving those kinds of borrowers access to financing.

Less regulation and more independence gives us the flexibility to be true asset - based lenders.

A start - up called Truework aims to give workers more control when lenders contact their employers for employment and salary verification.

What's crazy is that our Govt actually forced these lenders to give more loans to minorities a couple of years ago.

The thing I took issue with is when you said «What's crazy is that our Govt actually forced these lenders to give more loans to minorities a couple of years ago» like this is all the fault of minorities.

Almost 200 Trustpilot reviewers were more lukewarm, giving it an average 8.5 out of 10 — lower than most other online lenders.

This increased liquidity within the mortgage market, and made lenders willing to give more loans to more people.

«Anyone giving to Labour was trashed in the media and so potential donors preferred the confidentiality of a loan, though he [Blair] did not explain why some donors claimed that the party proposed the arrangement, nor acknowledge that the lenders suffered far more through the facts emerging in this way,» she wrote of the March 21st meeting.

By insuring the loans against default, the FHA gives lenders the confidence to make more loans, so mortgages become available to a wider portion of the U.S. population.

Not all VA lenders provide this option, giving you one more reason to start your VA loan shopping with Navy Federal.

Private student loans, or ones that are given out by banks and private lenders as opposed to the more lenient federal aid, can be a burden if you don't read the fine print.

In addition, technology has given lenders automated underwriting and scoring tools that help in pricing loans and predicting defaults, which increases a lender's capacity to provide more loans with attractive rates.

It protects lenders like Jersey Mortgage Company against losses if a loan is defaulted on, while giving more people access to home ownership.

Easier to Qualify: Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.

Regardless of the minimum payment required, you can pay more than the minimum and many lenders may give you a choice of payment options.

Contacting your mortgage lender as soon as you begin having financial problems can give you more options for help than if you wait.

Most lenders, and especially debt repurchases, would be more than willing to give you good discounts on principal and accrued interest and work with you, as long as they see that your are eager to pay.

In general, many private lenders give student borrowers 10 years to pay back in full, but some lenders allow for other, more flexible repayment plans.

Lenders typically give $ 20,000 or more and usually for one year.

Lenders who use credit scoring can approve more loans, because credit scoring gives them more accurate, current information.

Except that the most lasting and obvious result of the ban is that it will advance the market for established lenders because it makes the barrier to entry for new companies extremely high by removing the ability to buy advertising, and increasing reliance on Search Engine Optimization to attract new customers, which gives these more recognizable lenders an indisputable hand up.

Private lenders are more lenient than banks and tend to accept nearly every reason given for needing the loan.

Because FHA insures your mortgage, lenders are more willing to give loans with lower qualifying requirements, making it easier for you to qualify (or get approval).

However, unlike the federal government, these lenders have to be more careful with the risks that they take on in giving out student loans.

So, if you agree to buy a home for $ 224,000, but it turns out the home is only worth $ 220,000, the lender isn't going to give you a dime more than $ 220,000.