Sentences with phrase «give you a rate reduction»

«Auto insurers offer premium rate discounts if the policyholder's vehicle is equipped with anti-theft devices, and home insurers often give rate reductions to policyholders who have installed security systems at their homes,» says Michael Barry, a spokesman for the nonprofit Insurance Information Institute.

Because insurance companies assume they should save money in the end if you know more to do with safe driving, they give rate reductions if you take defensive driving Always call your insurer first to make sure they have the price reduction.

Not exact matches

Given the earnings growth that you can get just from tax rate reduction, that helps the valuations for some of these stocks over which there's been some debate about overvaluation.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

First, a reduction in the nominal corporate rate from 35 % to 20 % should give companies a healthy boost in after - tax profits.

There is a growing sense that the world is demand short — that the real interest rates necessary to equate investment and saving at full employment are very low and may be often unattainable given the bounds on nominal interest rate reductions.

If an itemizing taxpayer with a tax rate of 39.6 percent gives $ 100 to a local college, for example, that charitable deductible gift has an after - tax cost to the taxpayer of $ 60.40 because of the $ 39.60 reduction in his or her income tax bill.

Reductions in marginal tax rates increase after - tax costs for charitable donations, thereby reducing the incentive to give.

This was surprising given the reduction in the general corporate tax rate and the sluggishness in corporate operating surpluses in 2012.

Secondly, the value of fixed income instruments will become impaired (perhaps significantly given that mortgages have considerable duration / extension risk) as rates rise; such impairments will hit bank equity, and could lead to risk reduction maneuvers.

It said it would conduct a further formal review of the rating in 2013 incorporating next spring's Budget, effectively giving Osborne six months to restore confidence in the UK economy's deficit reduction drive.

Given how often I rounded in favour of the EU, they have no way of achieving this goal by this rate of CO2 reduction.

According to our figures (and I keep asking you to use the figures set out in the Liberal Democrat and Labour document not the figures given by the IFS who state they got their figures from these documents but actually give different figures) to reverse the cuts to Universal Credit cost # 3.665 billion and as I pointed out above these are the reductions in the amounts a person can keep before they start to lose their benefit, which were set much higher than the old benefits, but the withdrawal rate seemed to be higher with Universal Credit (65 % [reduced to 62 %] than with Tax Credit (41 % on gross income).

In 2002, study researchers stopped giving HT to women with an intact uterus when it became clear that the risks of taking combined hormones (estrogen plus a progestin)-- higher rates of stroke, breast cancer, heart attack, and blood clots in the lungs and legs — outweighed the benefits, namely, reductions in osteoporotic fractures and colorectal cancer.

Given that fermentation in the colon is the mechanism for achieving colorectal cancer protection, via the specific contribution of n - butyrate to reduction of proliferation and induction of differentiation of the mucosal cells (Cummings 1981), it is probable that dietary manipulations which slow the fermentation rate of [RS] and dietary fiber would be of benefit in cancer protection in the distal colon and rectum.»

Here's a quick chart that summarizes interest rates for various types of loans to give you an idea of where it might be best to focus your debt - reduction efforts.

If an itemizing taxpayer with a tax rate of 39.6 percent gives $ 100 to a local college, for example, that charitable deductible gift has an after - tax cost to the taxpayer of $ 60.40 because of the $ 39.60 reduction in his or her income tax bill.

This helps in two ways: it simplifies your finances and makes it easier to stay current on your debt payments, and it gives us the opportunity to work with your creditors for possible reductions in finance charges, interest rates, late charges, and over-limit fees.

Reductions in marginal tax rates increase after - tax costs for charitable donations, thereby reducing the incentive to give.

Then they give you the 12 months or so of no interest and then hit you with a high rate of 17.99 % Then all customer serivce can say when you ask for a reduction is that sometime in the future but at no set intervals they will monitor your account and adjust as deserved.

Also, if you sign up for the automatic Direct Debit service, FedLoan will give you a 0.25 % interest rate reduction.

Some loan services will actually give you a slight interest rate reduction when you automate payments

Some lenders now give an interest rate reduction of around 0.25 % simply for setting up automatic payments.

Given the fundamental uncertainty of the future, Lawrence Russell and Company generally favors proactively increasing income and moderating consumption when necessary to insure substantial rates of savings and rates of debt reduction during working years.

Given these high reproductive rates, it stands to reason that, in only a few years, carefully planned and implemented sterilization programs could produce a dramatic reduction in the number of unwanted companion animals born.

In fact, given the 21 percent rate of immigration «due to abandonment and spontaneous arrival,» [37] this colony reduction is quite remarkable.

It's not a huge reduction in the miles required, but it gives us a new mileage currency to use at the lowest award rate on the market.

The enormous increase in the magnitude of the challenge that has been caused by delay given the limited carbon budget can be seen from a recent statement of Jim Hansen who said that «the required rate of emissions reduction would have been about 3.5 % per year if reductions had started in 2005 and continued annually thereafter, while the required rate of reduction, if commenced in 2020, will be approximately 15 % per year.

At 50 % participation rate the cost penalty for the participants is 250 % to achieve a a given global emissions reduction.

The 2007 IPCC report found that the cost of actions to stabilize concentrations of heat - trapping emissions at a level that gives us a good chance of avoiding dangerous warming would amount to less than a 0.12 percent reduction in average annual global gross domestic product (GDP) growth rate in 2050.

Your assumptions, not taking account discounting rate and the reduction of policy cost given current trend in susbsidies price seem very simplistic don't you think?

Frito - Lay is adding over 1,200 fuel efficient vehicles to their fleet so store deliveries will have a lower carbon footprint.It'd be great to see the company using radically better vehicles - like all electric, or even electric hybrid - but we're still giving them some snaps for the choice to go with Sprinter vehicles, which give them a 50 % better fuel efficiency rate over what they're currently using, as well as a 28 % reduction of CO2 emissions per vehicle.

If instead longer - term impacts are given more weight, as reflected in use of a low discounting rate that arguably better captures multi-generational impacts, reductions of carbon dioxide provide comparable valuation to those of PIC and SO2.

It's a small effect, much smaller in the atmosphere than the expansion due to the reduction in pressure as the air rises, but the reduction in volume at a given pressure due to condensation is included in accurate computations of adiabatic lapse rates.

i. amending the proposed project agreement so that no reduction in the total wages and benefits, expressed as a rate, of an employee represented by the bargaining agent challenging the project agreement is greater, proportionally, than the largest reduction that would apply to an employee represented by a bargaining agent that gave notice of approval of the project agreement, and

Given that the European Union's own resources include, as provided in Article 2 (1) of Council Decision 2007 / 436 / EC, Euratom of 7 June 2007 on the system of the European Communities» own resources (OJ 2007 L 163, p. 17), revenue from application of a uniform rate to the harmonised VAT assessment bases determined according to European Union rules, there is thus a direct link between the collection of VAT revenue in compliance with the European Union law applicable and the availability to the European Union budget of the corresponding VAT resources, since any lacuna in the collection of the first potentially causes a reduction in the second» (para. 26).

IHT is also redistributive by giving relief for charitable gifts, and allowing a reduction in the IHT rate for non-charitable gifts from 40 % to 36 % where at least 10 % of the estate goes to charity, so that the deceased's heirs also benefit.

Oops, typo: meant to write «Given that we have a political culture in which «reductions in the annual increases» to the provinces», i.e. a decrease in the rate of increase, are seen a draconian cuts»

Most did not know about all the rate reductions and new plan designs giving them many new options.

Completing a course will also give you a 10 % auto insurance rate reduction, which could come in handy after earning a ticket.

By harnessing your own financial needs and obtaining discounts, reductions and lower rates, it'll serve you well for the future, giving you the experience you need should you ever decide to refinance your loan down the road.

The DMV will give you a 4 point reduction and your auto insurance provider will decrease your rate by 10 %.

And if you're 55 or older, you're eligible to take an accident prevention course that gives you a mandatory rate reduction for three years.

Although not all insurance companies may honor the course for the insurance rate reduction, others give a good discount for the course completion.

Turner: Grandparents still waiting in the dark Scoop.co.nz (press release)- New Zealand... spokesperson Judy Turner is pleased by the $ 10 week reduction in the gap between rates given to grandparents raising grandchildren and foster carers,...

Also, while Wells Fargo does not require homebuyer education, it encourages it and gives customers who have a down payment of less than 10 % the opportunity to earn a 1/8 percent interest rate reduction when they complete a homebuyer education course.

If your existing lender is losing many clients to other firms, they may take the initiative in soliciting their own customers, offering an attractive rate reduction while giving up as little as possible.