Sentences with phrase «give you rates assuming»

Because of this, they will give you rates assuming the worst.

Not exact matches

DR's simulations assume that last dot climbs in time to give the Fed some height to drop from when the next downturn hits (importantly, he stresses that the neutral funds rate is very likely lower than it used to be), but, as I argue in the piece, with some evidence from market expectations of the funds rate, I'm skeptical.

Third, did you give thought to the impact of the corporate rate cut assuming that expensing as proposed in the bill was enacted?

At longer horizons, the 6.3 % growth rate that we've assumed for nominal GDP over the coming years will begin to bail investors out given enough time, and as a result, our projection for 10 - year S&P 500 nominal total returns peeks its head up above zero, at about 2.4 % annually from current levels.

«Given the still solid pace of job gains, we expect the unemployment rate to move lower to 4.0 per cent assuming a stable to lower participation rate,» TD also said.

Given existing U.S. demographics, even if we assume an unemployment rate in 2024 of just 4 %, civilian employment would reach 157.2 million jobs in 2024, resulting in an average annual growth rate for civilian employment of just 0.4 % annually over the coming 8 years.

Given CubeSmart's strong cash flow growth, a conservative balance sheet and past growth I have assumed a dividend growth rate of 6 % in the initial period and reduced it to 5 % going forward.

Let's also assume, that the fund appreciates thereafter at a compounded rate of 7 % per year, which is a reasonable assumption given historical market performance.

The assumed rate of return isn't guaranteed, and the results would be different given a different rate of return.

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

But given the Fed's aggressive action to drive down rates, we can safely assume that they are primarily responsible.

I'd assume carriers would be giving Spotify a discounted data rate, but I'd think that would cost them more than $ 35 annually.

However, in order to both keep the model as simple as possible and give predictions that are in reality a best - case scenario, our model simply assumes that each household's income grows at a steady, fixed rate each year, that retirement savings grow and accumulate returns at a steady pace, etc. (For more detail on the values used in the model for growth in home values, retirement assets, etc., see the Methodology Appendix below).

If the production rate of C - 14 in the atmosphere was less in the past, dates given using the carbon - 14 method would incorrectly assume that more had decayed out of a specimen than what actually occurred, and would result in faulty data.

I assume that after you've finished insulting other posters, you will agree to be TAXED at a much HIGHER RATE in order to give all these poor people a dignified living, which I assume from your comments means free housing, free electricity, free hot water, a free bus pass or maybe even a car if public transporation is not available.

However, given the rate of growth in Premier League incomes, and since another old axiom of investment is that nothing can grow forever, it seems fair to assume that this will one day be looked back on as a Golden Age for English football.

I'm not prepared to simply assume that, given that the maternal mortality rate for the Netherlands is 7.6 / 100,000 (according to the large 2003 Lancet study) and this study included 146,752 women.

* Concerning the city pension funds» adoption in 2012 of a 7 percent assumed rate of return, Bloomberg added: «If I can give you one piece of financial advice: If somebody offers you a guaranteed 7 percent on your money for the rest of your life, you take it and just make sure the guy's name is not Madoff.»

Assuming his rate of pay with DASNY did not fluctuate in the given year, he received about 18.6 percent of his full salary, which works out to a little over two months» pay.

Taking over the struggling hospitals seems far - fetched given how much debt Northwell would have to assume and what that might to do the system's credit rating.

The researchers also note that a 4.1 percent rate of false conviction is conservative, given that separate calculations gauging the accuracy of the assumptions that took an even more conservative stance — assuming that people who were executed had zero chance of false conviction and that the chances of exoneration after retrial would be twice that of people on death row — would still produce a larger figure than their 4.1 percent estimate.

The flare rates are given below, together with the associated uncertainties, assuming that the flare rates follow a Poisson distribution (Table 1).

Given that most amino acid changes are slightly deleterious [12] and assuming that most genes in the genome are relatively conserved, one would expect that regions of the genome with a low recombination rate, when compared to those with a high rate, would show i) a higher ratio of non-synonymous (amino acid replacing) to synonymous (silent) substitutions (ω) and ii) a higher degree of protein divergence (dA) due, in both cases, to the reduced effectiveness of selection against slightly deleterious mutations.

However in the meantime we keep in observe the quality assume that Call young ladies Lahore, Karachi and Islamabad are top of the line and rich notwithstanding being specialists in giving a honest to goodness young lady partner association and a critical brotherhood of Escorts in Pakistan Our Escorts rates in Lahore are forceful and you won't find these administrations charged out of line at all when you would use our administrations Escorts in Lahore.

At the end of the song, assuming you made it through, you're given a performance rating and a suitable amount of Diva points, which serve as the game's currency.

Unfortunately, the large majority of the cash went toward Tim and Eric living a lifestyle of Hollywood excess, complete with plastic surgeries, stylists, an expensive life coach (Zach Galifianakis) who has magical powers for no reason except that there's no reason for him to have magical powers, and piercings (The movie gives us a long look in close and medium shots of Eric getting a genital piercing (using, we assume and hope, a prosthetic), which is the first of a few reasons why the MPAA's decision to give this an R rating is a bigger point of offense than anything in the movie, especially considering the ratings board's tendency to overreact to naughty words).

The report, of course, assumes that giving out A's at these rates shows standards in these classes are low — which, as we also pointed out last month, isn't necessarily true.

I'm beginning to believe that books have a natural «stickiness» — meaning that they stick at a certain selling rate without further promo (assuming the book has been launched well, reviewed well, and given a scattering of introductory promotion in the world).

Just to give you an idea, assuming that Netflix is able to maintain a 50 % growth in profits per year (a VERY high growth rate for any company, much less a company with $ 7.6 B in sales) they'll need 5.7 years to increase their profits by 10x.

For example, go to a tool like T. Rowe Price's Retirement Income Calculator, plug in a $ 1 million portfolio and assume an initial 4 %, or $ 40,000, withdrawal that will subsequently be adjusted by the inflation rate, and the calculator will estimate that there's roughly an 80 % chance that your nest egg will be able to sustain that level of withdrawals for at least 30 years, or, if you retire at 65, until you reach age 95, a reasonable planning assumption given today's long lifespans.

Your next dollar of income will actually be taxed at a 25 % rate, assuming it doesn't give rise to additional deductions (for example, if you contribute this «extra» money to retirement accounts, it will not be taxed currently).

If we assume returns are around 10 % and at a inflation rate of say 8 %, an investment of Rs 10 lakh can give you Rs 1.2 Lakh per year for next 10 years.

Or you could assume that, given your life expectancy, you'll need your savings to last only 20 or 25 years instead of 30, in which case a higher withdrawal rate might work out fine (although if your assumption is wrong, your final retirement years could be grim).

They were already at their maximum level of what they could expect given assumed growth in the property tax base, so what could they do if they wanted to issue more general obligation debt without raising the tax rate?

First and foremost, don't just assume your banker will give you a better rate than your dealer.

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

Given such a wide range — from a low of a $ 1.2 million nest egg assuming a 5 % withdrawal rate to a high of $ 2 million if you figure on a 3 % rate — how can you set a reasonable target for the size nest egg you should build and then decide how much you should withdraw from it after calling it a career?

With an assumed purchase price of $ 275,000, credit score of 740 and a down payment of 20 %, PennyMac's rate table for conventional mortgages gives you the most optimistic estimate possible.

However, unless you paid off your debt quickly, you'd have to give back all of that, and then some, in the form of interest charges, assuming a 17 % interest rate.

In many of the examples given in the posts, they assume a marginal tax rate of 40 %.

In other words, RAR gives us the rate of return that the fund manager would have obtained, had he / she been prepared to assume the same risk level as the index.

I plan to buy a house in a year or two, and I was thinking that maybe if I have a credit card with them, it can help in giving me the best rate possible (assuming I continue with my good credit); kind of a reward for being loyal to them.

Typically, using a dividend yield combined with the EPS growth rate will give you an idea of what kind of returns you'll be seeing, assuming the valuation of your holding stays relatively static.

For our example, we'll assume an average 3 % annual inflation rate, a current age of 25 and retirement age of 65, giving us 40 years until retirement.

Given the low rate of tax paid by superannuation funds, their ability since 2000 to recoup excess franking credits, and the large difference in tax effect between working and pension members, one would assume that super trustees would be among the most tax aware of investment fiduciaries.

But to the average investor, it means that a borrower given a B rating can be assumed to be more accurately rated and priced.

But you'd be better to talk to your loan provider and find out the proper details on interest rate and loan structure from them as I'm just assuming 168 monthly payments on simple loan interest to arrive at those figures — you don't give enough detail to do otherwise I think.

I also assumed a 3 % inflation rate, so I gave myself a 3 % raise every year.

It is as if traders assumed a given default rate was constant for subprime mortgage paper and traded on that belief.

If you need to finance a new car or any loan over the next 5 - 7 years, assuming you can qualify, lenders will automatically give you the highest interest rates seeing that you have a bankruptcy on your credit report.