Sentences with phrase «given low interest rates»

In the independent study prepared for FSCO, Drs. Lazar and Prisman concluded that the 12 percent benchmark ROE is much too high given the low interest rates that have prevailed for the past several years.

Many of these accounts are sporting rates above 2 %, which is awesome given the low interest rates found elsewhere.

Yes, P / E ratios are somewhat elevated relative to history, but given low interest rates, they might be at the appropriate level.

Ms. Seaman said that given low interest rates, penalties would probably be minimal, so most savers shouldn't worry too much if they want to cash out a C.D. early.

If I can achieve a 8 % annual return with relatively low risk, I am allocating as much capital as possible to such an investment given our low interest rate environment.

-LSB-...] passive to semi-passive income from ~ $ 78,000 in 2012 to $ 200,000 is a daunting task, especially given our low interest rate environment.

And given this low interest rate environment, bonds may not be a great total return idea — especially if rates embark on a prolonged tightening (increase) spree.

You need to lock in to a new car loan that is going to give you the lowest interest rate possible.

On the other hand, mortgage lenders typically want a much higher score, in the 760 range, before they give the lowest interest rates.

A Two - Step Mortgage will give you a lower interest rate than a 30 - year mortgage for the first five or seven years.

A great example of this is in the high - yield fixed - income space, which has been quite popular among advisers given the low interest rate environment.

And not even at that you gave me the lowest interest rate there is in the market.

Given the low interest rate environment and the increased demand for yield, many U.S. corporations have taken advantage of the opportunity to borrow at lower costs.

Look for an offer which will give you low interest rate for at least a year allowing you to work out your debts.

If you bank with a credit union, you should apply there first as they might be able to give you a lower interest rate or give you the benefit of the doubt if your finances don't make you an ideal candidate.

The better your credit score is, the more likely it is that a lender will give you a low interest rate.

If done at the right time, refinance your student loan may be able to give you a lower interest rate, a more optimal repayment plan, or better terms depending on your original and new lender.

In this case you could approach your lender and ask them to give you a lower interest rate.

Dividend focused strategies as well as strategies offering exposure to alternative income sources have become popular and proliferated over the past few years given the low interest rate environment.

Usually when refinancing, you are given a lower interest rate as compared to your previous loans.

The 40 % bond portion is likely to generate very low returns in the future given the low interest rate environment.

If your credit score is fair to poor, lenders may not give you a lower interest rate, or worse, will not even consider lending to you.

70 % of those who use home equity to pay off their credit card debt (although it seems logical given the lower interest rates and the tax benefits) typically spend themselves right back into the same credit card debt within 1 - 2 years... plus they now have home equity debt.

[Aside] Here is what «pricing a loan» means: If the lender considers you low - risk, then they will give you a lower interest rate.

The equity you currently have in your home is used as collateral which reduces the risk to banks and allows them to potentially give you a lower interest rate.

You will still have to pay off your balance but the transfer gives you some breathing room, by giving you a lower interest rate.

A credit counselor will look at all of your enrolled debts and then work with creditors to see if they will give you a lowered interest rate, known as a «concession rate.»

Because they offer this special tax treatment, these bonds generally give you lower interest rates than comparable taxable bonds.

If you have a decent credit history though, you could negotiate with the lender to give you a lower interest rate.

An ARM is attractive to many buyers because it gives you the lowest interest rate and monthly payments.

Of course, given the low interest rate environment, getting a mortgage seems like the best option — but just because you are a Canadian citizen, doesn't mean you have a Canadian credit record.

Given the low interest rate environment that they faced, many parties felt they needed to earn more.

Our central focus is to negotiate with your payday lenders to give you lower interest rates.

A credit card that gives you low interest rates, attractive offers, and good rewards options can be tough to find.

They want to give lower interest rates to borrowers and provider their investors with higher returns.

I knew about it when I first did my analysis, but in the past year I've been contemplating what this could mean to the company in the long run given the low interest rate environment we have now and extending out for the foreseeable future, and it's not pretty.

However, if I did ever carry a balance on my credit card you better believe I would be riding the credit card company day and night to give me a lower interest rate.

If the interest rate decreases below your current rate, you will be given the lower interest rate.

Borrows with good or excellent scores are given lower interest rates because the lender is taking less of a risk by loaning that person money.

A credit card that gives you low interest rates, attractive offers, and good rewards options can be tough to find.

Get loan offers from multiple lenders and brokers and see who will give you the lowest interest rate.

With an ARM, you will be given a lower interest rate for a period of one, three, five, seven or 10 years, depending on the loan's terms.

Not exact matches

Private firms like Amur have proliferated in the past few years, which is hardly a surprise, given that Canada's stubbornly low interest rates have pushed investors into alternative asset classes, and residential real estate has generated stunning returns for investors and homeowners alike.

Though that's around twice the average over the past 50 years, it's what would be affordable given the CBO's projections of low interest rates for years to come.

Blackstone CEO Stephen Schwarzman said Tuesday that stocks look slightly overvalued as low interest rates give them a lift.

Given the collapse of commodity markets was the trigger for the shock interest - rate cut in January, it is reasonable to speculate that continued weakness could prompt the central bank to lower borrowing costs a third time in 2015.

Given the average inflation rate of -0.2 percent during that interval, real short - and long - term interest rates of 0.5 percent and 1.7 percent indicate an easy credit stance and a low cost of capital.

The Swiss bank is also cautious about the positive impact that rising U.S. interest rates might actually have on margins, given that rates are still very low in the euro zone and negative in Switzerland.

At this juncture the housing bears may argue that it is imprudent to use RBC affordability measures given interest rates are low and most likely to go up.

For instance, a fixed - rate mortgage typically gives you a higher starting rate but also the security that your monthly payments will remain the same, whereas an adjustable rate mortgage's interest rate often starts lower but could spike sharply and leave you scrambling.