Sentences with phrase «gives guaranteed income»

This comes under retirement plan and gives a guaranteed income to families during the post retirement years.

Invest your savings in the Bajaj Allianz Pension Guarantee, a plan that gives you a guaranteed income so that you will live worry - free for a lifetime.

No matter how shaky the economy gets... how unpredictable the stock market is... an annuity can give you a guaranteed income stream for the rest of your life.

The key benefit to this strategy is that it will give you guaranteed income for the rest of your days without requiring you to make any decisions about how that money is invested.

Other options include buying an annuity with some of your retirement savings (a fixed annuity can give you guaranteed income for life — unlike stocks and bonds, which can go up or down unpredictably), investing in real estate, setting up passive income sources (see the previous section for more on this), picking up part - ownership in a small business, and so on.

Not exact matches

The «public pension replacement rate» in this chart is given by the sum of all three main public pension sources (the CPP, Old Age Security, and Guaranteed Income Supplement).

«A 1986 - style approach that promises upfront rate cuts to the wealthy is almost guaranteed to give middle - income earners the short end of the stick,» said Schumer, the third most senior Democrat in the Senate.

Given that likelihood of longevity, the maxed - out benefit would provide a bigger guaranteed income, they reasoned.

While this give - with - one - hand, take - away - with - the - other quality strikes some as inefficient, it is that structure that allows guaranteed - income plans to avoid the «welfare trap» caused by today's «conditional» welfare programs.

For example, taking withdrawals from your investment portfolio doesn't guarantee income for life, but gives you the flexibility to change the amount you withdraw each month.

Even if you've been investing on your own for years, knowing that an annuity can guarantee at least a portion of your retirement income might give you some peace of mind.

There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.

Technology is changing the kinds and number of jobs we have in this economy, so there's a push to give people who lose out a guaranteed minimum income.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

With an income annuity, you give the insurance company a lump sum in exchange for a guaranteed stream of income.

In our experiences strong sales leaders are more willing to give up some salary for a big performance - based payday, so a good rule of thumb is to negotiate a salary that is an average of their last three years «guaranteed income.

An immediate annuity is when the client gives a lump sum of money to the insurance company & the insurer guarantees a monthly income as long as the client lives.

That gives you a huge responsibility and gives a guarantee of income to the players.

Steve Webb, the pensions minister, said he wanted to give people «certainty» that they would get a guaranteed income when they retired.

Take some or all of your pension as cash, leave it invested or buy a product like an annuity to give you a guaranteed lifelong income.

And it warns the government's attempts to persuade private firms to set up the treatment centres, by guaranteeing them an income regardless of their work load, gives them a «significant advantage» over other NHS providers.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

«Can he give a cast iron guarantee to Karen and all the other families who are very worried [about] what is going to happen next April to their income, how they're going to make ends meet,» said Mr Corbyn.

We indirectly or directly make decisions that involve money on a daily basis so why would I give up a guaranteed monthly income stream for daily stress on how my bills are going to be paid?

The lottery process for oversubscribed grades gave preference first to students who previously attended the school and their siblings, then to low - income students applying to schools that previously did not have a majority of low - income students, and finally to students applying to a school within their «choice zone» (which would guarantee them access to district - provided transportation).

You knew that if you didn't screw it up by bringing books out too close together, by not giving them basically the same cover and by by letting purchasing agents for bookstores know that Midlister A had a new book coming out you'd have a pretty much guaranteed income of X-dollars.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

The USDA will not guarantee a mortgage for a household which exceeds its maximum income limits for a given area.

You give up some of your potential capital gains for guaranteed income and added safety.

But if you're confident that you can handle your spending needs with Social Security and draws from your retirement accounts but you want some extra assurance that you'll have sufficient income later in life — or you feel that income guaranteed to kick in in the future will give you more flexibility about your spending early 0n — then devoting a small portion of your assets to a longevity annuity is probably the better way to go.

Depending on your situation, you might consider buying an annuity to give you the peace of mind that comes with a guaranteed income.

Given that fast business loans carry higher interest rates and fixed monthly installments, unless your current and future income guarantee that you will be able to repay the loan, you will probably do better with a business line of credit that offers more flexibility when it comes to the repayment plan.

The reason: Delaying until after you've lived a few years in retirement can give you a better chance to see how much you'll actually spend and thus better assess how much, if any guaranteed income, you need beyond what Social Security and any pensions will generate.

While a few have given indexed annuities a bad rap, these insurance products actually have a number of unique benefits, including principal protection, growth opportunity and guaranteed lifetime income, that make them a good retirement planning tool.

One of the biggest arguments over CPP expansion was whether it would benefit lower - income Canadians given that higher CPP benefits could lead to a reduction in the Guaranteed Income Supplement, which is aimed at seniors with low inincome Canadians given that higher CPP benefits could lead to a reduction in the Guaranteed Income Supplement, which is aimed at seniors with low inIncome Supplement, which is aimed at seniors with low incomes.

Here, your investment is guaranteed to yield profits as the signals provided here have been giving traders a good income day after day for years now.

Despite the fact that Social Security benefits are the only guaranteed income most Americans will have in retirement, most of us don't seem to give it too much thought, or understand how this valuable benefit works.

Given the sustainability concerns of Social Security, it is important to consider additional savings vehicles, like fixed indexed annuities, which also provides guaranteed lifetime income, in addition to principal protection from market declines and tax - deferred growth.

The reason is that in return for the guaranteed income stream you give up access to the money you invest in an annuity.

Even if you've been investing on your own for years, knowing that an annuity can guarantee at least a portion of your retirement income might give you some peace of mind.

Adding an optional Lifetime Income Benefit to your contract for an additional charge can provide guaranteed income while still giving you the flexibility to meet your changing Income Benefit to your contract for an additional charge can provide guaranteed income while still giving you the flexibility to meet your changing income while still giving you the flexibility to meet your changing needs.

Given the sustainability concerns of Social Security, it is important to consider adding savings vehicles to your financial portfolio, like fixed indexed annuities (FIAs), that provide guaranteed lifetime income, in addition to principal protection from market declines, and tax - deferred growth.

For instance, they can protect your money from creditors, bypass probate in estate settlements, and give you guarantees, such as a guaranteed income for life.

And given your fairly large net worth and the fact that only a small portion of your retirement income — your CPP and OAS pensions — is guaranteed to last as long as you, annuities may (eventually) be a good option.

Problem is, you will also be leaving behind your hard - won income guarantee, and, given how fast you could be burning through your money, you might not have enough funds left to start over with a different plan.

At a pretty young age my dad gave me some money and helped me buy a GIC (guaranteed income certificate) with it.

If you have something like a pension or other guaranteed income for life, they will grant you a Pensionado Visa which can give you some awesome discounts on everything you do there (restaurants, medical, travel, etc).

Investing so you have capital appreciation potential as well as a stream of guaranteed income will help give you some assurance that you won't outlive your assets.

This fixed index annuity offers the same traditional fixed annuity benefits such as guaranteed minimum interest and death benefits, flexible retirement income options, and tax - deferred * earnings, but has the added feature of a 2.5 % or 5 % bonus to give your contract value an instant boost.

These annuity quotes will give you with some idea based on the 5 factors that affect annuity income: amount of money deposited, interest rate, annuitant's age, annuitant's sex and options chosen (joint, guarantee, etc..)