The card
gives you category bonuses on travel, gas, dining and entertainment, and you have flexibility in how you redeem the points.
If you have a card that
gives category bonuses at office supply stores, check a nearby Staples or Office Depot to see if it sells Amazon gift cards.
Not exact matches
This benefit compares to most other premium travel rewards cards, but this card
gives an extended range and applies to purchases made worldwide — and provides a wide variety of options to earn extra points in the specific
categories that qualify for this double point
bonus.
Instead of offering a fixed rate on all purchases, the Chase Freedom ® card
gives 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter.
Somehow I think having a vegan Philly Cheesesteak in Philly automatically
gives it
bonus points in the taste
category.
The other
bonus came in the screenplay
category, with the jury
giving the award to both The Killing Of A Sacred Deer and You Were Never Really Here in a rare tie.
Can someone who has this card
give me a little information on the 5 %
bonus categories?
The $ 29 annual fee version, which
gave cardholdlers extra
bonus points for special
categories, is discontinued according to Barclays representatives.
The Chase Freedom ®
gives users 5 % back on
categories that rotate throughout the year — all spending that doesn't fall under a
bonus category earns just 1 % back.
In the table below, we show what the average
bonus for credit cards are by the
category of credit card, as well as the high and low to
give consumers a sense of the wide range available.
The two cards
give bonus points in different
categories.
With the Chase Freedom ® you are stuck with whatever
bonus categories happen to fall on a
given quarter — something the bank decides.
It
gives 5 % cash back on rotating quarterly
categories and 1 % on everything else, as well as a $ 150 cashback sign - up
bonus after a $ 500 spend within 3 months.
Some only offer a sign - up
bonus after you spend a particular amount, while others
give special rewards for transactions at certain
categories of merchants.
Instead of offering a fixed rate on all purchases, the Chase Freedom ® card
gives 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter.
Since it earns 2X miles on all purchases, you don't need to keep track of
bonus categories or worry whether you're using the right card for a
given purchase.
Unlike the Citi ® Double Cash Credit Card that has an unlimited flat rate that can be applied towards all spending, the Freedom is best used towards the
bonus categories for that
given month.
I'll keep it for a bit because Barclaycard
gives targeted
category bonuses throughout the year.
For example, World Vision, which assists children living in poverty in developing countries, did well in the governance
category, receiving a score of 10.6 out of 10 (we
give one
bonus point to organizations that disclose the CEO's exact salary).
As with all tiered rewards cards, it's important to see if the card's
bonus categories fit your spending patterns — you may find that a flat - rate card or a card that offers
bonuses in different spending
categories gives you a higher average rate of cash back.
We don't know for sure what the
bonus categories are going to be for Q3 and Q4 of 2018 just yet, but we want to
give you the chance to vote on what you would like to see next.
Look at this card's
bonus categories and then compare to Discover's to
give you an idea of which one is more suited to your spending style.
If this is the ideal
bonus category for you, you could earn 2X
bonus points on up to $ 30,000 in spending from HP.com, which would
give you 60,000 points.
But if a rewards card is offering you 5 % cash back on your gas purchases and you're using another card in your wallet during that time — well, you're
giving up a potential of $ 75 in cash over a three - month period (Chase and Discover's rewards for 5 % in
bonus categories are limited to the first $ 1,500 in combined spending in the special rewards
categories).
The main difference is that Chase Freedom
gives you 5 % cash back in rotating
bonus categories, while the Chase Freedom Unlimited is a flat 1.5 % cash back on everything.
Since the Sapphire Preferred doesn't
give you
bonus points in popular
categories like gas or groceries, consider maximizing your rewards by supplementing it with a Chase Freedom card.
Normally this credit card
gives 5 % cash back in
bonus categories that rotate throughout the year, up to a maximum of $ 1,500 in purchases each quarter, each time you activate.
The Chase Freedom ®
gives 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter you activate.
The Chase Freedom ®
gives 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter.
If you want a card that
gives you cash back on every purchase you make and even more cash back on certain
bonus categories, the Blue Cash card from American Express might be a fit.
It
gives 5 % cash back on up to $ 1,500 in combined purchases in
bonus categories each quarter.
However, the Citi Prestige
gives you reasons to keep using the card such as the $ 250 flight credit, 4th hotel night Free, Global Entry, lounge access, free rounds of golf, and 3X & 2X
bonus spending
categories.
When looking at our model families, we estimate the number of reward points based off their
bonus categories, as well as everything else they spend in a
given year.
Using the budgets of our fictitious families, let's take a look at how much they spend in the card
bonus categories in a
given year.
These cards have very generous sign - up offers and
give extra points in
bonus categories.
The card does not offer a sign - up
bonus, but it does have
bonus - earning
categories that
give cardholders a way to earn points more quickly with everyday purchases.
But if you don't want to
give gift cards,
bonus categories also offer opportunities to pick up some pretty cool presents, too.
Given the ability to get fee waivers and great
category bonuses from American Express, I think the FNBO ANA card is a comparably weaker offering.
Not only does it offer a sign - up
bonus to
give your account a nice chunk of points, but it comes with several lucrative
bonus categories.
To
give an example, I am currently flush with Ultimate Rewards points thanks to the many flavors of cards, their large signup
bonuses, and lucrative spending
categories.
While the new Uber card
gives cardholders 2 percent back year - round for online shopping, there are some credit cards that have
category bonus rewards for holiday shoppers.
The card does not offer a sign - up
bonus, but it does have
bonus - earning
categories that
give cardholders a way to earn points more quickly with everyday purchases.
This card has remarkable earning potential in the gas station
bonus category because, like the American Express Premier Rewards Gold card, it both
bonuses gas station purchases at 2 miles per dollar and
gives 10,000
bonus miles after $ 25,000 in purchases annually.
There are several cards on the market that can
give you a better cash back rate than 1.5 percent through the
bonuses they offer in
categories such as grocery and gas station purchases.
If this is the ideal
bonus category for you, you could earn 2X
bonus points on up to $ 30,000 in spending from HP.com, which would
give you 60,000 points.
When looking at our model families, we estimate the number of reward points based off their
bonus categories, as well as everything else they spend in a
given year.
Every $ 1,000 worth of spending in the highest
bonus category will
give you $ 50 back on your bill.
And the option to choose another
bonus category just
gives you more control over your earning potential.
The main difference is that Chase Freedom
gives you 5 % cash back in rotating
bonus categories, while the Chase Freedom Unlimited is a flat 1.5 % cash back on everything.
Keep in mind that the most you can get back at the 5 % level is $ 75 a quarter as the card stops
giving you 5 % after you've spent $ 1,500 on combined purchases in the
bonus categories.