Sentences with phrase «gives risk coverage»

Not exact matches

«I believe that, given we all face the exact same genetic and wrong place, wrong time risks, coverage of most chronic and life - threatening illnesses or injuries should be a right,» the Dallas Mavericks owner said.

Financial planning software, or even simple Excel spreadsheets, can be used to determine if the client has enough money saved for retirement, or if the client has enough life insurance coverage, if the client's portfolio is well diversified and appropriately allocated given their risk tolerance and timeline to retirement.

But in addition, citizens would be able to make better decisions about insurance coverage if they were given more meaningful information about the proximity of risk.

The authors wrote in their article that «extra consideration will need to be given to ensure that at - risk patients can obtain insurance coverage under the ACA.»

Influenza vaccine coverage overall is low among young children and those in need of two doses in a given season are at particular risk, with less than half of those who receive the first dose returning to receive the second needed doses.

We work hard to bring you the coverage you need, even when other companies have given up on certain types of risks.

While the risk from the Boca Chica launch site is minimal, given its distance from populated areas, you'll find that you have coverage for falling objects.

If your risk tolerance is low and you want even more coverage, you can opt for open perils coverage that will give you coverage against anything not excluded in the policy.

Regulating the market helps control how life insurance coverage availability is offered to high - risk individuals.Other key functions of state regulations include agent and broker licensing to maintain a high caliber of insurance professionals and consumer services that give people options for resolving insurance issues and comparing their options.

This really isn't about whether or not this coverage is valuable given the risk, it's about whether or not they can get you to impulsively spend a dollar.

The ruling heightens the risk, particularly for credit counseling agencies doing business in the First Circuit (encompassing Maine, Massachusetts, New Hampshire, Puerto Rico, and Rhode Island), that their activities, especially their DMPs and less - than - full balance repayment programs, may trigger coverage under CROA and give rise to class action litigation, forcing them — at great expense — to prove that they are actually operating as bona fide nonprofit organizations (in order to be exempt from CROA, particularly for what has transpired in the past), or, alternatively, to comply with CROA's requirements prospectively.

In just minutes, your renters insurance expert will walk through your risks, exposures, and coverage needs and customize a policy that gives you the coverage you need without things you don't.

And David Miller, CIC, CRM, and managing director at Bensman Risk Management in Chicago gave a detailed response, «I am a dog owner (our dog is an 80 lb mixed - breed, most likely including some Lab and Border Collie in his mix), so I can empathize with dog owners who do not agree with an insurance company's decision to deny coverage based on a dog's breed.»

Given the risk, it's wise for owners of large dogs to go with a different insurer like Figo (which covers all hip dysplasia - related treatment after the standard 14 - day waiting period) or Trupanion (same coverage, but with a 30 - day waiting period).

Some companies specialize in working with high - risk applicants, which means that even if you've been declined in the past because of your health, there could be a company that will give you affordable life insurance coverage.

Again, using U.S. health coverage as an example, under group insurance a person will normally remain covered as long as he or she continues to work for a certain employer and pays the required insurance premiums, whereas under individual coverage, the insurance company often has the right not to renew an individual health insurance policy, for instance if the person's risk profile changes (though some states limit the insurance company's rights not to renew after the person has been under individual coverage with a given company for a certain number of years).

Given the risks, not only regarding vehicle damage but also lives of drivers and pedestrians, getting the right liability coverage in place is critical.

When comparing life insurance quotes online many questions come up that sometimes can cause us to put off getting coverage to a later date, but given that it is a risk protection, that's not always the smartest thing to do.

With more uninsured drivers on the road, UM / UIM coverage gives you low - cost protection from unnecessary risk.

Apart from the minimum liability plan, the state of California also gives a chance for those who want to save more on their policies by offering a lowered required coverage for California Automobile Assigned Risk Plan members.

Because you face a number of risks behind the wheel, you need comprehensive auto insurance coverage that gives you the protection you need at a price you can afford.

People in excellent health without any big risk factors for coverage will most likely end up rated at Preferred Plus, giving them the lowest possible premium payment.

This is to reduce the travel insurance company's level of risk and to give you the longest range of trip cancellation and interruption coverage.

Given your identified risks, read the sections of the document that cover those risks and understand how the coverage will protect you in the event that risk presents itself.

An office package policy not only safeguards your office premises against the risk of fire, earthquake, etc. but also gives you coverage against activities like burglary, accidental breakage, mechanical / electrical breakdown, etc..

Given these risks, most life insurance companies deny coverage to an applicant who tests positive for addictive drugs, including cocaine, meth, heroin, non-prescription painkillers or opioids.

There are dozens and dozens of insurance companies that specialize in working with high - risk applicants, and those companies are going to give you better rates for your insurance coverage.

The insurer will set limits on the amount that can be claimed as a reflection of the overall risk of any given instance combined with the amount of premium that a client is paying for the level of coverage they receive.

The HO - 2 offers limited coverage, the HO - 3 offers intermediate coverage giving all - risk on the building, but only named perils (limited coverage) on the contents, whereas the HO - 5 is considered the best form which covers personal property and the building for full coverage on an all - risk basis.

Regulating the market helps control how life insurance coverage availability is offered to high - risk individuals.Other key functions of state regulations include agent and broker licensing to maintain a high caliber of insurance professionals and consumer services that give people options for resolving insurance issues and comparing their options.

Each auto insurance company assesses risk differently, and each will give you a final quote for a policy that includes underinsured motorist coverage.

Besides providing coverage against all sorts of risks, it gives you an opportunity to grow your investments.

Before the insurance company accepts your application, they are going to require that you take a medical exam, which will give them an idea of your overall health and how much of a risk you are to accept for coverage.

While the majority of companies would deny you coverage, some companies understand the conditions and have experience with high - risk applications, and they will give you affordable protection.

The purpose of the medical is to give the insurance company an idea of how much risk that you are to accept for coverage.

Some companies are more risk tolerant than others, and those companies are going to give you cheaper coverage.

Affordable life insurance options are always available when it comes to life insurance coverage, even for high risk candidates, so don't give up!

The purpose of the medical exam is to give the insurance company an idea of how much you are for the life insurance coverage, but without the medical exam, they are taking a much greater risk for coverage.

The purpose of the medical exam is to give the insurance company an idea of how much risk that you are for coverage.

When you buy life insurance, you buy a certain amount of coverage, and the whole or term life insurance rates you are given depends on your risk factors.

It's a good idea to give some thought to the risk of inviting paying guests into your home — and read your policy or contact your local agent to make sure you have the appropriate coverages in place — before you welcome renters for any length of time.

When comparing life insurance quotes online many questions come up that sometimes can cause us to put off getting coverage to a later date, but given that it is a risk protection, that's not always...

Trusted Choice Independent Insurance Agents have the experience necessary to accurately assess your unique risks and find you coverage that gives you 360 degrees of protection.

Without that medical exam or health questions, then they have no idea how much risk that you are, which means they are taking all of the risk to give you coverage.

If you're a high - risk applicant or you need life insurance with health issues such as diabetes or a heart condition, we can find an insurance company that is going to view your situation favorably and give you low rates on your insurance coverage.

The purpose of the medical exam is to give the insurance company an idea of how much risk you are to accept for coverage, but without that exam, they are taking a much greater risk, and they are going to offset that by charging you higher premiums.

The purpose of all that medical underwriting is to give the insurance company an idea of how much risk that you are for coverage.

Because the company doesn't know what kind of health you're in, they are taking a much greater risk to give you the insurance policy, and they are going to offset that risk by charging you more for the coverage.

Because every insurance company has different medical underwriting, if you're a high - risk applicant because of your health, then one company might decline your application, while other companies are going to give you cheap coverage.

The rates are for borrower - paid annual premiums for non fixed rate mortgages and based on LTV ratios, the coverages offered within each ratio, and the cost of the premiums for each PMI policy given the risk pool (the FICO score of the borrower).