Sentences with phrase «gone on some of the loans»

«Maybe I shouldn't have gone on some of the loans,» Afobe told FourFourTwo.

Maybe I shouldn't have gone on some of the loans.

Not exact matches

You probably don't want to go out of your way to take on loans you don't need, so don't worry: this factor only accounts for 10 % of your credit score, and you won't be penalized much for not borrowing too much all at once.

Part of the problem is the bust that is going on in the junk market due to the drop in oil and gas loan prices.

He tried to buy the company, but the owner wouldn't sell, so he went out on his own with the help of a $ 100,000 small - business loan and opened a shop, Lincoln Press, in Dallas in 1999.

What's more, in the first years of ownership, your mortgage payments are going primarily to paying interest on the loan.

«The same goes for buyers with a loan on the books vs. some other form of payout, like a profit - sharing agreement.»

The negative consequences of pushing more debt on households is also obvious: more loans become uncollectible and go into default, creating more loan losses for banks.

«The only way you can make matters worse,» says Ballentine, «is by keeping the business loan and your home mortgage at the same bank, which might impose a «cross-default» mechanism on you — so that both loans automatically go into default if you run into problems with either one of them.»

In theory, you could use your line of credit or your home equity loan to pay your bills or go on vacation and attempt to deduct the interest on your taxes.

For federal student loans, regulations stipulate any extra payment goes first to outstanding fees (like late fees), then to interest accrued since your last payment, and then to the principal of the loan, said Betsy Mayotte, director of consumer outreach and compliance for American Student Assistance, a nonprofit focused on higher education financing.

The German government granted a bridging loan of 150 million euros to allow Air Berlin to keep its planes in the air for three months and secure the jobs of its 7,200 workers in Germany while negotiations go on.

Based on where bonds are trading today, the market is saying about 5 % of those corporate loans will go bust, or roughly $ 35 billion worth at the six biggest banks.

Instead, the focus has been on making more loans to energy companies and building stronger relationships with clients so that when volumes pick up, more of the activity will go to Morgan Stanley, the sources said.

However, instead of focusing on how un-valuable a degree is, it's time to start prioritizing going student - loan free instead of ditching college all together.

«The cumulative effect of interest rate hikes is going to begin mounting,» said Greg McBride, Bankrate.com's chief financial analyst, particularly on variable - rate loans such as credit cards, home equity lines of credit and adjustable - rate mortgages, which could rise within one to two statement cycles.

«Taking a focused look at clarifying the regulatory environment around online lending, reducing some of the burdens of regulation on small and community banks, and reducing the burdens on community banks so they can go back to making more small - dollar loans is a good thing,» she says.

Fixed - rate loans provide a measure of certainty, although your monthly payments on a federal loan can still go up over time if you choose an income - driven repayment plan.

Student loan consolidation or refinancing can be a great tool to use for those looking to save on, or simplify, their monthly payments, but going that route can also have serious consequences if not approached carefully — there are even student loan consolidations scams to be aware of.

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

The benchmark 10 - year Treasury yield is on the verge of breaking 3 percent and is likely to go higher from there, taking interest rates on mortgages and a whole range of business and consumer loans higher with it.

But more importantly, if you think that the process of passing through the low SMEs was gone, and if you think that the competition, now that everybody is trying to grow loans, particularly in the consumer side, will have any impact on margins, or no, maybe not this year but down the road.

The rates that have responded most significantly to lower borrowing costs are short - term loans for financial speculation, above all for derivatives and related buying or selling of stocks and bonds on margin — enormous gambles on which way the dollar, the stock market and interest rates may go.

«It's very important that students know the interest rate on their student loans, because the interest rate will ultimately determine how much interest they're going to be paying dollarwise over the life of that loan,» said Clint Haynes, certified financial planner and founder of NextGen Wealth.

Mr. Samaras ridiculed Syriza's welcoming of Mr. Draghi's announcement, saying the leftists, who oppose the terms of Greece's loan program, «clearly do not know what's going on.»

Lenders who issue deeds of trust do not have to go to court to foreclose on the home that the loan applies to.

As if dealing with the death of a loved one isn't hard enough, having your loans go straight to default is salt on the wound.

In a mix of franchising and entrepreneurship, Hsieh's Downtown Project has 300 projects going on simultaneously, from new restaurants to tech startups to social science experiments — his small business founders make a salary and then 50 percent of the profit after paying their loans back to him.

The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.

Usage of our proprietary cards increased 10 basis points over the last year in the quarter reaching 48.7 % and while on the subject of credit I want to point out that we signed over new loan expansions of our partnership with Citi that now goes until 2025 instead of 2016 expiration of our original contract.

As I wrote of few years ago, «The fact that your pet rock shares go from valuations of $ 1,000 on Friday to $ 1 on Monday rips the bandaid off in a way you don't get when banks can inflate for months on end their balance - sheet value of non-performing loans.»

The parliamentary committee also found that, even after the controversy around Goldman's deals, Deutsche went on to arrange two further loans worth a total of $ 1.23 billion for the already indebted fund in 2014.

I've been in the market in San Francisco for some time right now and my income hits the sweet spot of what you're outlining (~ 250k on two incomes, perfect credit, and $ 0 debt — ZERO — of any shape or form) and I'm finding they're only willing to go to the max of conforming loan limits, which is $ 625k for most properties or $ 729k for an FHA loan (which, for separate reasons, is a tough sell in SF right now).

Instead of loaning it to him directly, together we went to a local bank, where I deposited $ 5,000 into a bank certificate of deposit (CD), and then the bank loaned my brother the $ 5,000, with a lien on the CD.

It is gets very easy for a loan broker to quickly calculate commissions on large transactions in the tens of millions of dollars and lose sight of due - diligence and what's really going on in a particular deal.

So even though you're assuming a certain level of risk that your rate could go up, you're also getting a rate that's lower than the one you'd get on a fixed rate student loan.

If LendingCrowd were to go out of business, investors would still continue to receive repayments on loans originated with us, because all loan contracts are between borrowers and investors and would remain valid.

If you are lucky to receive such a windfall and would like to make a large payment (maybe not large enough to pay off the loan completely) on your student loan, notify your lender that you would like the funds to go toward the principal of your student loan, not toward future loan payments (some lenders will automatically use the excess to prepay future payments, if you don't notify them).

Mortgage pre-approvals are «dry runs»; approvals based on an expected set of loan criteria which will eventually go to closing.

This can save a ton of money, especially on a 30 - year loan where most of your regular monthly payments go toward paying down your interest during the first several years,» Huettner says.

Diversification: With BondMason, clients are able to get a minimum of 50 to 100 + lending opportunities (or receivables) which means if any underlying loan goes bad, the impact on the overall portfolio should be reduced.

This does not necessarily mean the position will result in a loss; in the vast majority of cases (90 % +), these loans go on to successfully repay in full.

Now, prices (interest rates) on interest only loans have gone up as part of the bank response.

So, an idiot could make a lot of money by just making loans at high interest and accruing a lot of interest, and saying «I'm not going to lose any more money on these because I didn't lose money on different loans in the past».

Now that you have submitted an offer, several things will be going on at once: the home inspection, negotiations with the bank, and the finalizing of your loan.

SHARGA: We «re going to keep some of the loans on our books, but we «re also going to securitize some of the loans.

If a small business defaults on a bank loan, it's difficult to find another CEO with the needed specific skill set that the bank can hire to keep the business going, says Tommy Crawford, Director of Business Loan Underwriting at BBVA Comploan, it's difficult to find another CEO with the needed specific skill set that the bank can hire to keep the business going, says Tommy Crawford, Director of Business Loan Underwriting at BBVA CompLoan Underwriting at BBVA Compass.

If $ 400 of your monthly debt payments go to a car loan, a student loan and minimum payments on your credit card debt, you would have $ 1,300 to spend for housing.

Depending on your original home price and loan amount, this could be a savings of hundreds of dollars per month, even if your interest rate goes up.

According to the Department of Education, more than eight million students have gone at least 12 months without making a payment on their loans.