Sentences with phrase «good about your retirement plan»

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More from Retire Well: When working into retirement can cost you How to start thinking about an estate plan Don't let surprise medical bills drain your retirement

The availability of facial recognition to iPhone X users and other enhancements is part of a broad mobile technology strategy with the objective of making it easier for MassMutual retirement plan customers to access information about their retirement savings and provide the tools necessary to help them make the best decisions possible about their progress towards retirement, according to Wilson.

But given the stock market's recent erratic behavior and concerns about the impact a trade war could have on the economy, you may at least want to set aside some time to see where your retirement plans stand and how well they might hold up if the prospects for the market and the economy turn south.

The couple facing retirement does well to attempt to work through their feelings about it before it occurs, and to make plans for how they can use the new time they will have available.

NUDGE BACKLASH Nudging people to make good choices, about their retirement plans, charitable giving or even preventive health care, does not always go as planned.

For example, rather than generic calls for «expanding» Social Security, we should be talking about how to make the Social Security formula more progressive to better cover low - income Americans with spotty work records and limited access to retirement savings plans.

Contrary to many stories in the media about how low - wage jobs have dominated since the recovery began in 2010, the study from the Georgetown University Center on Education and the Workforce claims that the largest job growth has come from good jobs; these jobs paid more than $ 53,000, tended to be full time, and provided health insurance and retirement plans.

That will make for a more compelling story and do a better job enlightening readers about how your state's pension plan is (or is not) providing secure retirement benefits to all teachers.

It's understandable that as a trade group representing large pension plans, the NPPC doesn't want to have a conversation about why public - sector retirement plans like those offered to teachers are getting worse over time, while those offered in the private sector keep getting better.

I know very little about retirement plans and don't plan to ever touch this money until I retire but could this money be of better use somewhere else?

By going through this process every year or so — and refining your budget estimates as you gain more information about your spending needs — you should be able to get a pretty decent picture of whether you'll have enough to retire at the age you plan or whether you might be better off scaling back your retirement lifestyle or even postponing retirement a bit so you can build a larger nest egg.

If your retirement plan offers a TDF as an option, it may not be the best fit for your unique risk tolerance and there isn't really anything you can to do about it due to their limited flexibility.

If we're talking about the kind of person that can follow this thread... than chances are they will have done pretty well from the planning (for retirement) standpoint, and may want to have the option of using their retirement assets for purposes other than taking distributions.

San Ramon, CA About Blog San Francisco Bay Area's best fee only, independent financial advisor, CFP, specialist in investment management and retirement planning located in Pleasanton CA.

With all the bad news floating around about Canadian consumers» bad habits (bad retirement planning, ruinous debt accumulation, etc.) it's nice to hear some good news for a change.

One of the age old debates about investment retirement accounts is whether it is better to have your money in an account where you contribute pre-tax money (ie 401k plan or Traditional Roth) or in post-tax accounts such as a Roth IRA.

We write about a range of topics like reducing debt, finding student loans, getting the best strategy to pay off student loans, understanding credit cards and planning for retirement.

The Indexed Annuity Leadership Council (IALC) works with news media across platforms to provide complete and factual information about fixed indexed annuities (FIAs), as well as insight and commentary on the retirement planning landscape.

This guide is all about getting free money through the best retirement plans and savings programs.

But sharing your insights and personal triumphs and setbacks (yes, you should be open about your misses as well as hits) can make retirement planning less an abstract exercise and more a real - world process, making them more disposed to get involved.

But given the stock market's recent erratic behavior and concerns about the impact a trade war could have on the economy, you may at least want to set aside some time to see where your retirement plans stand and how well they might hold up if the prospects for the market and the economy turn south.

«Not only will a pro help you understand your investments, but they can also help you build a retirement plan you feel good about.»

Regarding the ruling's provisions about Puerto Rico plans, Mazawey says one good thing is plan sponsors that offer a separate retirement plan for employees in Puerto Rico can now invest that plan the same way as they do their main plan.

And you haven't even heard the best part about how it can be utilized to recapture all of the debt costs that you're paying to third party lenders and put your retirement plan on steroids, its time to take action and schedule your free strategy session today!

If you are wondering which IRA is tax deductible, keep reading to learn about the best Individual Retirement Accounts for your income and retirement plans.

IALC Members Wade Mayo, President and CEO of LSW, and Ron Grensteiner, President of American Equity will be answering questions about why people are turning to annuities to help save for retirement, how they work and how you can best plan for their retirement years tomorrow, July 16 on radio broadcasts across the country.

Whether you're just starting to save for retirement, or have been saving for a while, it's a good idea to learn about the retirement savings plans available to you.

Good retirement planning is not just about your immediate living expenses, but the potential long - term costs too.

You'll also want to think about how your living arrangements, whatever they may be, fit into your retirement lifestyle as well as your overall retirement income plan.

When we've talked with investors about retirement, we found that they often had 401 (k) s, contributory IRAs, rollover IRAs, Roth IRAs, inherited IRAs as well as assorted taxable accounts that they planned -LSB-...]

Hopefully this will motivate you to get serious about saving and investing for retirement, and maybe do some more research on the web or by reading a good book or two on retirement planning.

So while it's important to focus on making good financial decisions, we should never forget that retirement planning isn't just about the bucks.

Focusing on them may not be the best way to think about retirement planning.

The best way to start investing is to learn about your employer's retirement plan, and contribute enough to fully utilize the employer matching.

Compton also cites a rule of thumb that your retirement nest egg at age 65 should be about 25 times the amount you plan to withdraw each year: based on the well - known 4 % rule we've looked at before in this column.

Understanding what a Roth IRA is and how it differs from the Traditional IRA can help you make the best decisions about your retirement plan.

I'm not surprised by his conclusions at all, because most people I know just aren't that interested in following the markets closely enough to become good at picking stocks, but most people DO have retirement plans with stocks in them, so the result would seem to be really that most people aren't great at things they aren't very interested in (and don't know much about).

There are plenty of advisers out there who can talk a good game about retirement planning and creating a retirement income plan.

You learn about budgeting, paying down debt, registered educational savings plans and registered retirement savings plans so you can provide a good life for your family and remain independent when you retire.

We know about an investing strategy that beats Buy - and - Hold in 102 out of 110 time - periods, an investing strategy that permits us to obtain far higher returns at dramatically less risk, an investing strategy that permits us all to retire years sooner and that would bring us out of this economic crisis if we could share it with millions of middle - class investors (if people could switch to an investment strategy that would put their retirement plans back on track, they would feel free to start spending again and businesses could start hiring again), and our first reaction is to come up with convoluted arguments as to why the best thing to do is to AVOID learning more about it and to AVOID getting the word out to the millions of middle - class people whose lives we have destroyed with our promotion of Buy - and - Hold.

Our 7 simple rules for a successful 401 (k) account can help you do as well as possible by making the right decisions about your retirement plan.

So here's an idea I'm toying with: if retirement accounts are maxed out, given your findings that taking the 10 % penalty is better than a regular taxable account, what about putting excess funds into a 529 plan and using it as an additional retirement account, with the expectation of paying the penalty?

I often had feeling that the 401Ks were made only to save companies funds — forget about tying up money in a retirement plan, as well as less management reporting charges — allow 401K fund charge, along with the worker pay the 401K.

Good Times - Canada's magazine for successful retirement About - GOOD TIMES, Canada's Magazine for Successful Retirement, helps you plan for and make the most of this special time of lGood Times - Canada's magazine for successful retirement About - GOOD TIMES, Canada's Magazine for Successful Retirement, helps you plan for and make the most of this special time of lGOOD TIMES, Canada's Magazine for Successful Retirement, helps you plan for and make the most of this special time of life.

When you're thinking about estate planning, there are some things to consider, this post by Seniorly will cover best practices and things to avoid when planning your estate, so that you can start on the right path toward a peaceful retirement.

At Protective, we believe that the more you understand about retirement options, the better you can plan and achieve your retirement goals.

For example, you know by now where you are going to live when you retire, about your plans to travel or remaining in the same place, as well as your liabilities post retirement.

If you are concerned about your retirement and are looking forward to a plan with tax saving benefits, then NPS is the best tax saving instrument.

Instead, we're going to talk about your retirement plan — which, depending on your perspective, isn't much better.

This entity focuses on members who are age 50 and older, and who are seeking ways to maximize their finances, as well as to learn about other important facts, such as fitness, saving / investing / retirement planning, and how to remain active in later years.