Sentences with phrase «good asset allocation plan»

My advice to Lily is to stick it out provided she has a good asset allocation plan.

Seems to me if you have a good asset allocation plan then you don't need to make many (any?)

Not exact matches

Once you've decided how much you can comfortably invest each month and what type of asset allocation is best for you, execute your plan without fail.

This approach works well if you have a strong strategic asset allocation plan and you don't want to change that overall plan while you make your tactical moves.

However, with the ongoing shift from the defined - benefit to defined - contribution plans, careful (and individualized) planning of retirement asset allocation in employer - sponsored plans and IRAs as well as other personal investments is evermore important.

And of course, this time horizon and this asset allocation gets mixed in with your tax planning as well in the sense of asset location.

But as even he has discovered, many of these investors may still need some help or guidance in choosing ETFs, settling on an appropriate asset allocation, rebalancing or even with financial issues that go well beyond managing investment portfolios — more holistic challenges like tax - efficient withdrawal strategies, insurance and estate planning, debt management and the like.

A proper asset allocation will give you the best chances for the success of your long - term plan, so unless your time horizon or required return have changed dramatically, you are best off tweaking around the edges, provided the portfolio was properly constructed.

Assuming that you have a financial plan and an asset allocation strategy in place, a stock market downturn is a great time to review your allocation as well as rebalance if needed.

PIMCO's glide path for target - date funds is the collective expression of our firm's view on how to deliver an age - appropriate asset allocation that best prepares defined contribution (DC) plan participants for successful retirements.

Thomas Idzorek, CFA, chief investment officer — Retirement at Morningstar Investment Management LLC in Chicago, and lead author of the paper, tells PLANADVISER, «Our managed account engine will consider age, plan account balance, salary, contribution, state of residence — different states have different tax rates — employer tiered match, employer contribution, plan loans, brokerage account holdings, retirement age, gender and pension as well as other outside assets to determine the recommended allocation to equities for each participant.»

Now is always the best time for an asset allocation plan review.

A well constructed asset allocation plan can lower portfolio volatility and increase returns at the same time!

A well planned tactical asset allocation allows you to be more aggressive when prices are low and more conservative when bargains are unavailable.

The underlying idea of a well planned out asset allocation (used in conjunction with rebalancing) is to (a.) get better returns (b.) reduce risk.

It's been well documented that most passive investors will over-weight their home country when planning their equity asset allocation.

Though geared mainly toward financial planning professionals, this is a very well written book for those desiring a deeper understanding of the mathematics of asset allocation.

Instead, your best plan is to hold a diversified portfolio based on a strategic asset allocation model using both equity and fixed - income assets appropriate to your risk tolerance level and overall financial objectives.

«We think plan participants and sponsors alike will welcome this option because each participant's assets are transferred directly into an age - appropriate, well - diversified fund - of - funds that automatically adjusts the allocation as the retirement date nears,» Anderson said.

In order to understand what allocation is best for you, you must first learn about different assets, plan out an allocation for your needs, and then make sure you rebalance your portfolio every year or so to make sure your allocation still fits your needs.

Ultimately, asset allocation is one of the key determining factors to the success of your portfolio and it is better to have an imperfect allocation plan than no plan at all.

But recently, more states have contracted professional money managers — many well - known investment firms — to actively manage and market their plans, so a growing number of investors can customize their asset allocations.

With a focus on developing good processes to minimize human error and providing step - by - step instructions, the book will walk you through the elements of managing your financial future: how to determine an appropriate asset allocation, devise a savings plan, stick to it, track your investments, and deal with the taxes.

401 (k) Plan Asset Allocation, Account Balances et al 2014 This report from the Employee Benefit Research Institute (EBRI) and Investment Company Institute (ICI) provides a detailed breakdown of 401 (k) plan balances by age, income and tenure in the plan, as well as info about loan activity and how participants invest their 401 (k) saviPlan Asset Allocation, Account Balances et al 2014 This report from the Employee Benefit Research Institute (EBRI) and Investment Company Institute (ICI) provides a detailed breakdown of 401 (k) plan balances by age, income and tenure in the plan, as well as info about loan activity and how participants invest their 401 (k) saviplan balances by age, income and tenure in the plan, as well as info about loan activity and how participants invest their 401 (k) saviplan, as well as info about loan activity and how participants invest their 401 (k) savings.

Professional Duties & Responsibilities Determined client financial goals and created comprehensive investment portfolios Recommended funds, allocation percentages, and risk management products Performed market and investment research, analysis, and asset allocation studies Authored market and portfolio commentaries and customer correspondence Generated product sales through cold calling, networking, and client presentations Oversaw loan process, determined risks, and recommended course of action Trained and supervised junior associates ensuring effective and efficient operations Experienced in legal compliance, research, and document creation Developed marketing and development plans as well as all collateral materials Resolved customer service inquiries resulting in client satisfaction and repeat business Performed all duties in a positive, courteous, and timely manner

Financial Advisor / Consultant • Identified and developed leads of prospective clients of financial planning and investment services, focusing on generating sales to potential and existing clients as well as maintaining high - quality customer service, growing client base organically • Developed investment policy statements and strategy guidelines for individuals and corporations, utilizing portfolio theory and asset allocation techniques to manage risk and drive efficient return • Performed needs - based assessments to derive appropriate solutions for individual and corporate clients, generating genuine rapport and establishing productive relationships with clients, colleagues, and staff • Promote high - quality client service with extensive research and the quality presentation and communication of complicated market - and investment - related data • Utilized tools in estate planning, tax planning, investments, retirement, and asset protection to create financial plans and develop investment allocation strategies for high net worth clients

Collaborative law offers the opportunity to bring in other professionals — accountants or child psychologists, for example — to help the parties create the best asset allocation, support agreement, or parenting plan possible.