I want to know which IUL, (with similar
good assumptions of riders and indices), has given best returns during last 10 years.
Well I'm the same height as you and I was always afraid so I'm assuming I need to try this now
a good assumption of course!
Not exact matches
These statements are based on current estimates and
assumptions made by us in light
of our experience and perception
of historical trends, current conditions and expected future developments, as
well as other factors that we believe are appropriate and reasonable under the circumstances, but there can be no assurance that such estimates and
assumptions will prove to be correct.
The agreements — don't gossip, don't take things personally, don't make
assumptions, and do your
best — help me start from a rational position
of trying to understand the issue at hand, without bringing any negative mental baggage that may come along naturally if I weren't aware
of them.
Companies that are fairly
well established in one market can make the mistake
of transferring
assumptions from the home market to a newly formed division.
They are subject to future events, risks and uncertainties - many
of which are beyond the company's control - as
well as potentially inaccurate
assumptions, that could cause actual results to differ materially from those in the forward - looking statements.
«A lot
of people just assume they're getting the
best rate and terms from the dealer, and that's the last
assumption you should make,» Weston said.
Moreover, the admittedly quite uncertain long - term budget exercises released by the CBO last October maintain an implicit on - budget surplus under baseline
assumptions well past 2030 despite the budgetary pressures from the aging
of the baby - boom generation, especially on the major health programs.
The report's authors make a lot
of assumptions about the technology that may
well prove wrong.
Perhaps most important to success in a rapidly changing world is a cultural
assumption of the temporariness
of solutions and with it, culturally committing to a mindset
of constantly looking for new and
better ways to work and create.
In all
of these business projections, a
good business plan has estimated guesses, explaining
assumptions and drivers
of how these numbers are expected to change in the future.
If the news is
good and you see a steady string
of positive cash balances across the bottom row, you know that, assuming your data is
good and your
assumptions reasonable, your business has a
good chance
of making it.
Effective leaders realize the value
of questioning widely held
assumptions and biases - those around them, as
well as their own.
«My idea
of an app that is really
good is one that has had rigorous testing to say that «this really helps,» with proper groupings,» Sridhar says, adding that it's important for any app to do this before making any
assumptions on its data.
Given the softening economy in the latter half
of last year and first months
of 2013, Finance Minister Jim Flaherty's target
of getting back to balance by 2015 — after piling up $ 172 billion in debt in eight years — will depend on three
assumptions all coming to
good.
He has a theory about why the markets swooned: «Necessary changes in the stance
of monetary policy removed the complacent
assumption that «all bad news is
good news» (because it brought renewed stimulus) that many felt underpinned markets.»
«It clearly sends the signal that they intend to apply their management principles
of cost - cutting and meritocracy as they describe it — the youthful
assumption that it can always be done
better — which will now be applied to the much more profitable and successful acquired company, in a country they've never worked in before,» Danahy said about the prospective new owners.
Otherwise, not only do you risk offending others through
assumptions, you also stand a
good chance
of looking like a complete incompetent.
The
assumption is that a Samaras win would be
better for the markets, and that a Tsipras victory would put Greece into conflict with the rest
of the Eurozone, thus creating the possibility
of a Greek exit.
And I find this
assumption by the personal finance establishment that most people are deliberately not trying to do their
best to be kind
of offensive.
Forward - looking statements reflect current estimates, beliefs and
assumptions, which are based on Loblaw's and Shoppers Drug Mart's perception
of historical trends, current conditions and expected future developments, as
well as other factors management believes are appropriate in the circumstances.
It's
good to drill a sense
of fiscal discipline and challenge
assumptions about spending on aspects such as sales, marketing, and engineers.
Better yet, look for management with shady reputations and who constantly tweak the rate
of depreciation or pension plan
assumptions to manage reported results.
I use the term «forecast» somewhat loosely, since these are conditioned on a range
of assumptions, such as a fixed nominal exchange rate and a particular path for the cash rate, and hence could
better be described as «projections».
These include publishing: • Historical estimates and medium - term projections
of the economy's potential GDP, as
well as the methodology and
assumptions used; • Medium - term projections
of the Government's structural, or cyclically - adjusted budget balance as
well as the methodology and
assumptions used; • The
assumptions, projections and methods to translate the private sector economic forecasts into its fiscal forecasts; and • The fiscal sustainability analyses
of the provincial - territorial government sector that it prepared.
Based on BlackRock's long - term
assumptions, some
of the
better return - to - risk ratios are in high yield bonds, EM dollar - denominated debt and bank loans.
Management's determination
of fair value is then based on the
best information available in the circumstances and may incorporate management's own
assumptions and involves a significant degree
of judgment, taking into consideration a combination
of internal and external factors, including the appropriate risk adjustments for non-performance and liquidity risks.
Third, a number
of studies have shown that Taylor Rules are robust in the sense that they generally perform quite
well across a range
of different
assumptions about how the economy is structured and operates.
Oil prices have fallen to around $ 30 a barrel,
well below the oil price
assumption assumed by the Department
of Finance ($ 54 a barrel for 2016) in the November Update.
The hypothetical failure
of the natural fee market depends on all these
assumptions combining into an unfavorable outcome, as
well as the inability
of the system to adjust itself favorably using any
of these factors.
Figuring out what customers like is the eternal challenge for every retailer, and there's a lot
of contradictory info out there: on the one hand, studies confirm that everyone is drawn to novelty, with many people operating under the
assumption that the newest product must be the
best (and they're often right, but not always).
The government is revising this year's budget, which was drawn up on the
assumption that oil prices would average $ 48 per barrel,
well above the current price
of $ 28.
Our
assumptions in obtaining these quotes included a $ 300,000 purchase price, with 20 % in down payment and credit
of 740 or
better.
Looking back at the cost gap figure above, the potential revenue generated by EOR is only about $ 50 - 60 / ton, and that is in the
best plays under the
assumption of high oil prices.
I'm taking account
of the diluent requirements in my pricing
assumptions, which use Hardisty - based values for diluted bitumen and SCO, as
well as for diluent.
This
assumption could be recalibrated in either direction, but doing the work now provides a framework for analyzing the situation as it evolves, while also giving us a
better balance
of risks over the projection horizon.
Any opinions
of outside counsel or other external tax advisors and any IRS private letter ruling will be based, among other things, on various facts and
assumptions, as
well as certain representations, statements and undertakings
of HP Co. and Hewlett Packard Enterprise (including those relating to the past and future conduct
of HP Co. and Hewlett Packard Enterprise).
But making some
assumptions based on prior proposals, our
best rough estimate suggests the specified parts
of the plan would cost $ 5.5 trillion.
Forward - looking statements are based on estimates and
assumptions made by BlackBerry in light
of its experience and its perception
of historical trends, current conditions and expected future developments, as
well as other factors that BlackBerry believes are appropriate in the circumstances, including but not limited to the launch timing and success
of products based on the BlackBerry 10 platform, general economic conditions, product pricing levels and competitive intensity, supply constraints, BlackBerry's expectations regarding its business, strategy, opportunities and prospects, including its ability to implement meaningful changes to address its business challenges, and BlackBerry's expectations regarding the cash flow generation
of its business.
Any opinions
of outside counsel or any other external tax advisor and any IRS private letter ruling will be based, among other things, on various facts and
assumptions, as
well as certain representations, statements and undertakings
of HP Co. and Hewlett Packard Enterprise (including those relating to the past and future conduct
of HP Co. and Hewlett Packard Enterprise).
There is cause for this
assumption as the Canadian economy has historically maneuvered a flurry
of external stimuli while managing its overheated housing market and overstretched borrowing rather
well.
A first one for the first 10 years that will reflect
best the current situation
of the company and another one for the years after that should correspond to a more conservative number in order to make a strong
assumption.
Just as important, at a time when fears over China's slowing economy are widespread and there's evidence
of retail saturation in the country's major metropolitan areas, nearly half
of survey participants said they expect to be
better off financially in the next 12 months — and they are eager to spend, contrary to gloomy
assumptions about the drag
of sluggish economic growth on consumer sentiment.
TB: Honestly, it is hard to make an
assumption about that since we typically service people who need credit improvement; we are not usually exposed to individuals with
good credit or individuals that are not interested in their credit profile because that isn't our line
of work.
Honestly, it is hard to make an
assumption about that since we typically service people who need credit improvement; we are not usually exposed to individuals with
good credit or individuals that are not interested in their credit profile because that isn't our line
of work.
When you are able to select company trading at a 20 % discount, you know that even if your
assumptions are not perfect, you have a very
good margin
of safety.
«We don't have a set
of assumptions about men being
better at STEM than women.
Mark Zuckerberg, the founder
of Facebook, has long held that the company's mission is to make the world more open and connected — with the
assumption being that a more open and connected world is a
better world.
Out
of an abundance
of charity to Professor Leach, and with all due respect to his unimpeachable contributions as Chair
of the Alberta Climate Leadership Panel, his argument may
well rest on a more nuanced political
assumption: that Alberta's leadership is required to bring the rest
of the provinces along.
«It's all about generating ideas, testing
assumptions and getting to the bottom
of how middle - class families and individuals can be
best served by their government,» he said Monday in an e-mail.