Sentences with phrase «good business risk»
It helps a lender determine whether or not a potential borrower is a good business risk.
https://www.bankofamerica.com/ Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The business world has seen numerous individuals put their marriages, careers and good standing at risk for an extramarital dalliance.
Under ideal conditions, business opportunities are a good, low - investment way to get into business with minimum risk and a good chance for success.
If you are better at minimizing your risks but can still make crucial life and business changing decisions, you will do well as an entrepreneur.
the Company is also subject to a number of additional risks associated with its business outside the United States, including foreign currency exchange fluctuations and restrictive regulations as well as the risks and uncertainties associated with the United Kingdom's withdrawal from the European Union;
Such factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results of current and future exploration activities; the actual results of reclamation activities; conclusions of economic evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments as plans continue to be refined; future prices of metals; possible variations of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2risk that actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
And if he does get there, he'll prove that old - fashioned, low - risk consumer banking is one of the world's best businesses.
Companies with healthier finances and carefully thought - out expansion plans have convinced Providence, R.I. - based Citizens Bank that they are good loan risks, says Quincy Miller, head of business banking.
Identifying potential risks — and your planned responses to them — will show investors how well prepared you are to run your business.
«Far and away the biggest value - creating step that a company can have is evolving from concept to drug,» says Brian Bapty, a biotechnology analyst with Vancouver - based brokerage Raymond James Financial Inc. «It's one of the best businesses to be in, albeit one of the higher - risk businesses.»
As you build scale in your business, you can often increase revenue, but a banker or accountant can help you better forecast your business» potential and help you determine which risks are smart to take financially.
Simpson is learning how to manage risk better and better as he matures as a business manager.
While it's true that a good insurance policy can do much to reduce lawsuit worries and that many small, savvy businesses don't have debt problems, it's also true that businesses which face significant risks in either of these areas should probably organize themselves as a corporation or LLC.
It also causes them to have more «skin in the game,» if you will, where they could become even more aligned in helping grow the business because their money is now at risk as well as yours.
«If the fall in the stock market continues, that suggests a higher risk of recession, which can't be good for small businesses and startups.»
Some banks take the moral high ground and don't back vice businesses, but many banks have an appetite for risk and just need better guidance,» says Brudner.
But with BYOD on the rise, experts say employers better adapt or risk serious privacy and security issues that could hurt business.
Actual results and the timing of events could differ materially from those anticipated in the forward - looking statements due to these risks and uncertainties as well as other factors, which include, without limitation: the uncertain timing of, and risks relating to, the executive search process; risks related to the potential failure of eptinezumab to demonstrate safety and efficacy in clinical testing; Alder's ability to conduct clinical trials and studies of eptinezumab sufficient to achieve a positive completion; the availability of data at the expected times; the clinical, therapeutic and commercial value of eptinezumab; risks and uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements; risks and uncertainties relating to the manufacture of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights of others; the uncertain timing and level of expenses associated with Alder's development and commercialization activities; the sufficiency of Alder's capital and other resources; market competition; changes in economic and business conditions; and other factors discussed under the caption «Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
It's true that to start your own business, you must make the borderline insane decision to risk all your time, finances and mental, emotional and physical well - being to pursue a dream that may ultimately end up as a nightmare.
«An experienced insurance professional has seen and heard the horror stories and can advise new business owners on how to best create an affordable and effective risk management strategy.»
That's right: While one of the main purposes of a business plan is to help you avoid risk, the act of creating one does create a few risks as well.
Be upfront with your loved ones about the financial risk associated with your potential business venture, as well as with your motivation for wanting to pursue it now.
If your business still accepts face - to - face transactions without EMV, not only are losing credibility among your customers, but you're facing some serious financial risk as well.
By having both a personal and business budget, you will be able to make better informed decisions, diversify your risk, and have a backup plan.
Beyond those basics, you'll get approved more readily and with better terms if you give the banks precisely what they need to make a decision: tax returns and audited (if possible) financial statements (P&L, balance sheets and cash flow) for the year to date and the previous three years; monthly statements for the previous 12 months; a business plan explaining what you do, how you do it and why your company would be a good risk; a detailed projection showing how you will generate the funds to pay down the line; and a backup plan (collateral) to repay the bank if the projections don't pan out.
Nevertheless, we can all benefit by understanding a collective view from investors on the high - risk elements that every new business has faced historically based on the team, as well as in the marketplace.
They «allege their businesses have been placed at risk due to the cybersecurity incident and generally assert various common law claims such as claims for negligence and breach of contract, as well as, in some cases, statutory claims.»
Businesses that let fear and misinformation get the better of them, risk falling behind in the race.
Someone invests his savings in her business, takes on appropriate risk based on her business plan, manages a business prudently and ethically, pays her employees well and then is told at the end that she doesn't actually own anything for her trouble?
GT&O provides the platforms and fulfillment services that enable the company's consumer banking, wealth management, commercial banking, treasury services, sales and trading and investment banking businesses, as well as risk management, finance and other critical support functions.
Most business managers, of course, prefer to spell out exactly how they want employees to do a task, and with good reason: if you don't, you face the risk of having the employee carry it out in an inefficient or even disastrous fashion.
We believe the Statoil acquisition strengthens the company's business risk profile by adding an established, profitable c - store and fuel retailer with a strong market share of more than 30 % in the mature markets of Sweden, Norway, and Denmark with good growth prospects in riskier, more fragmented Eastern Europe.
The best - selling author and host of The Tim Ferris Show tells Inc. that people too often believe romanticized tales of entrepreneurs who took a huge risk — and ultimately reaped great rewards — by launching their businesses.
But you know full well your business carries risk.
While it is proper to perform formal risk assessments before determining security strategy and techniques, the reality is that many small businesses won't expend the resources to do so, and following some sound general advice is far better than doing nothing.
Two big announcements last week highlighted the type of risks faced by businesses that don't anticipate and adapt to better environmental, social and governance practices.
When the BYOD craze started, company officials had no clue about network security, much less the best practices that would be necessary to reduce the risks introduced by employees using their personal computers, smartphones and tablets for company business.
But without it, businesses risk falling behind at best and, more likely, death.
This adds a lot of risk to any type of business expansion because failure could mean the loss of not only your livelihood, but your home as well.
Investopedia: «An individual who, rather than working as an employee, runs a small business and assumes all the risk and reward of a given business venture, idea, or good or service offered for sale.
Insurers looking to cut costs, improve business practices, and better assess clients» risk levels, will increasingly invest in the Internet of Things.
Their seasoned perspective serves the company well in both evaluating risks and building relationships, a fundamental tenant of the insurance business.
One option would be to apply for a microloan, a small business loan ranging from $ 500 to $ 35,000 (and sometimes more) that is well - suited for small businesses or startups that maybe don't have a credit history, can't secure the funds through a bank loan, don't have collateral, or have other risk factors.
As a result I find that people who can actually start a new business at this time are better capitalized, understand risk more, and as a result of having more capital are better able to withstand the batterings of the economy.
In that role, Lawton oversaw all aspects of eBay's Americas business unit, including marketing, merchandising, operations, business selling, consumer selling, and advertising, as well as global responsibility for shipping, payments, risk, and trust.
«We must tackle the underlying causes of deteriorating liquidity and the financing in venture markets soon,» says Russell, «or run the risk of losing the best source of capital to grow small - and medium - sized Canadian businesses into globally competitive enterprises that drive job creation, innovation and economic growth.»
Essentially our offer is that we handle the production & distribution and then share revenue with the people who help create the works for a period of time (12 months) in exchange for their work at half pay — As shoots only last a day or two max, there is very little risk for people to participate as it's a good deal and we already know everyone in the business so there is little downtime building any of the infrastructure or much less cold calling anyone
Most recently she served as director of external affairs and communications for Spectra Energy's Canadian LNG business, responsible for development of natural gas infrastructure investment opportunities related to liquefied natural gas in Western Canada, as well as development of strategies to address market, regulatory, and stakeholder risks associated with potential LNG projects.
Policy makers should raise the statutory borrowing limit «well ahead of the deadline» in order to «mitigate risks of financial market disruptions and a loss in consumer and business confidence,» they warned.