There was a real spotlight shone on the cost of their loans and the way they were doing business -
good change in the regulations that has now seen problems with payday lending drop by about a half.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any
changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency
regulations, both
in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such
changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as
well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain
good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government
regulation over our business and the potential effects of new laws or
regulations or
changes in existing laws or
regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation
in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as
well as more specific risks and uncertainties discussed
in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as
well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
The shift reflects cyclical (eg
changes in risk appetite) as
well as structural (eg tighter risk management or
regulation) forces affecting both the supply of and demand for market - making services.
In the US, Mercer reports that director compensation has increased partially due to increased market regulations like the Sarbanes - Oxley and Dodd - Frank Acts, as well as increased time commitments by boards.In this report I explore the changes in Canadian director compensation on the S&P / TSX Composite Index between 2009 and 2012 in the wake of the Financial Crisi
In the US, Mercer reports that director compensation has increased partially due to increased market
regulations like the Sarbanes - Oxley and Dodd - Frank Acts, as
well as increased time commitments by boards.
In this report I explore the changes in Canadian director compensation on the S&P / TSX Composite Index between 2009 and 2012 in the wake of the Financial Crisi
In this report I explore the
changes in Canadian director compensation on the S&P / TSX Composite Index between 2009 and 2012 in the wake of the Financial Crisi
in Canadian director compensation on the S&P / TSX Composite Index between 2009 and 2012
in the wake of the Financial Crisi
in the wake of the Financial Crisis.
Is the answer found
in gun
regulations,
better security or deeper
changes in our own hearts and lives?
«We believe any transition period should ensure that domestic regulatory frameworks remain certain, and that UK businesses continue to benefit from EU free trade agreements (FTAs) with third countries; as
well as ensuring that businesses have the time to prepare
in advance for any
changes to exporting procedures and other
regulations that will be required once the UK is fully outside the EU.»
However, WeFood is a
good example of an initiative that has only been possible due to
changes in regulations on food donations.
Although 2021 is supposed to be the year when all the
regulations change, if any can come
in sooner that will help F1's overtaking issue, then that can only be a
good thing.
«Typically the big teams, who have the bigger resource, read them
better, but when we had the last big
regulation change in 2009 that wasn't the case, it was Brawn and ourselves who read them correctly, and the grandees, then Ferrari and McLaren, who struggled a bit.
In a surprising victory for former President Barack Obama's environmental legacy, the U.S. Senate voted to uphold an Obama - era climate
change regulation to control the release of methane from oil and gas
wells on public land.
The Assembly Dems are calling on the board to withdraw the proposed
regulations and guidelines completely and start from scratch to make sure there is proper public input and that any
changes are tied to «advances
in modern medicine that enhances healing and result
in better outcomes.»
Senate Democrats aren't the only ones seeking
changes to what was approved
in the budget: Republicans and Democrats
in both chambers have introduced bills aimed at extending the deadline for developing
regulations for the teacher evaluations as
well unlinking the enactment of the standards on the local level to a boost
in school aid.
Local mismanagement has brought the system into disrepute
in some forces but the fundamental principle is sound, based on the Pension
Regulations and Police [Injury Benefit]
Regulations and does not require
changing just
better management.
Let us be clear that within a very short period of time the failure to investigate and call to account those individuals responsible for the financial disaster may
well mean that with little
change in Icelandic
regulation it could all happen again.
Synthesizing about 1000 scientific studies and reports, the scientists were now able to give a balanced report on the
changes in all 14 ecosystem functions, including gas and climate
regulation, water
regulation and supply, moderation of extreme events, provision of food and raw materials, as
well as medicinal resources.
Determining the individual contributions of each protein will help provide strategic therapeutic targets to
change the course of a patient's psoriasis or, at the very least, provide a
better understanding of how a
change in the
regulation of these proteins contributes to skin inflammation and psoriatic disease.
«The general impression is that nudging without using
regulation is going to have at
best only a small effect
in the context of the very large
changes that are required,» Marteau says.
Beyond regaining voluntary movement, the research participants have displayed a myriad of improvements
in their overall health, including the increase of muscle mass and
regulation of their blood pressure, as
well as reduced fatigue and transformational
changes to their sense of
well - being.
These may include alterations
in blood flow
regulation, as
well as
changes in the ocular immune system.
Beyond the
well - known function of poly (A) tail length
in mRNA stability, recent years have witnessed an explosion of information about how
changes in tail length and the selection of alternative polyadenylation sites contribute to the translational
regulation of a large portion of the genome.
When there is a
change in the composition of the amount of
good bacteria versus pathogenic bad bacteria, this affects the immune
regulation of the gut, making it harder to fight off infections and easier to develop an autoimmune condition.
It is
well documented that impaired glucose metabolism or mitochondrial dysfunction is one of the major pathological
changes observed
in various neurodegenerative diseases including Alzheimer's disease (AD), Parkinson's disease (PD) or Huntington's disease (HD), thus suggesting that
regulation of glucose metabolism and maintenance of mitochondrial homeostasis are critical for brain function.»
Lesbian relationship has also become more common over time especially the last year or so, due to
changes in Regulations regarding gay people privileges, etc., Yes, lesbian really like can be discovered either nearby or start meet women on a broader range using the internet as your software, there is an variety of lesbian internet relationship on the net, but keep
in brain, take properly, there are some websites (companies) that only have their own pursuits
in my brain, promoting your their «high fee» subscriptions, but no shipping on
good quality.
No one size fits all The landscape for health and safety
regulations in the workplace has not vastly
changed for some time but the HSE's website is a
good place to start if you need a reminder or guidance on what your school's requirements are for first aid at work.
Using eLearning for the insurance industry helps employees keep at par with
changing norms and
regulations, new products, processes
in the market, as
well as regular mandatory compliance trainings.
Even if we were confident that the test score gains
in New Orleans are not being driven by
changes in the student population following Katrina (and Doug and his colleagues are doing their
best with constrained data and research design to show that), and even if these test score gains translate into higher high school graduation and college attendance rates (which Doug and his colleagues have not yet been able to examine), we still would have no idea whether portfolio management and other high
regulations in NOLA helped, hurt, or made no difference
in producing these results.
The
regulations adopted by the New York State Board of Regents based on the 2010 law
changing how the evaluations must work includings a line that says the new evaluations must be «a significant factor
in employment decisions such as promotion, retention, tenure determinations, termination, and supplemental compensation,» as
well as how teacher and principal development is approached.
To adopt the learning gains calculation model for the Florida Standards Alternate Assessments
in English Language Arts and Mathematics, as
well as to bring the rule into compliance with 2017 statutory
changes and an update to the referenced federal
regulation for the four - year adjusted cohort graduation rate.
I suspect that the complicated VAT
regulations might have something to do with this, as
well as currency exchange rates (the authors told me that the price they entered would be
in dollars, so the Euro price would
change according to the conversion rate).
Though it would hurt a lot
in the short - run, far
better to end the deficits of the US government, and the pitiful efforts of the Fed, giving greater certainty to the private sector, that businessmen could make long - term decisions without worries that taxes,
regulations, or interest rates might
change dramatically.
In August I wrote about credit score standards and how they were changing in practice as well as by regulatio
In August I wrote about credit score standards and how they were
changing in practice as well as by regulatio
in practice as
well as by
regulation.
The
good news is that the
regulations in 2016 have not
changed dramatically from last year.
New
regulations included federal measures to tighten mortgage insurance rules, expand stress tests, and improve tax fairness around capital gains exemptions as
well as
changes to the Canada Mortgage and Housing Corporation's securitization programs; B.C.'s new 15 % land transfer tax on foreign nationals
in Metro Vancouver and introduction of the Home Owner Mortgage and Equity program to provide interest - free loans to first - time buyers, along with Vancouver's introduction of a tax on vacant homes; and Ontario's doubling of the land - transfer tax rebate for first - time buyers, combined with a tax increase on homes over $ 2,000,000.
[And maybe the
best Ben Graham - type market
in the world, if you can't resist that sort of thing...] Of course, investor sentiment's improved accordingly — concern about the fate of the yen & Japan's debt burden has abated for now, and Shinzo Abe has generated new expectations of meaningful
change and progress
in terms of corporate
regulation, shareholder value & governance, and investor activism.
Commodity prices may be influenced by unfavorable weather, animal and plant disease, geologic and environmental factors as
well as
changes in government
regulation such as tariffs, embargoes or burdensome production rules and restrictions.
There are additional risks related to commodity investments due to large institutional purchases or sales,
changes in exchange rates, government
regulation, world events, economic and political conditions
in the countries where energy companies are located or do business, and risks for environmental damage claims, as
well as natural and technological factors such as severe weather, unusual climate
change, and development and depletions of alternative resources.
Veterinarians who work full time or part time, as consultants
in this field need to keep themselves updated with regards to e.g.
changing and evolving laws and
regulations in Europe and
in individual nations as
well as world wide.
In its report, the committee called for the laws and regulations to be changed in line with the Association's position, as well as strengthening of legislation covering the keeping of dogs, among other thing
In its report, the committee called for the laws and
regulations to be
changed in line with the Association's position, as well as strengthening of legislation covering the keeping of dogs, among other thing
in line with the Association's position, as
well as strengthening of legislation covering the keeping of dogs, among other things.
In recent years, Bezdek has been very vocal in his opposition to new U.S. regulations on greenhouse gas emissions and argues that excessive amounts of C02 are good for the planet and that the scientfic consensus on climate change is a «manufactured myth.&raqu
In recent years, Bezdek has been very vocal
in his opposition to new U.S. regulations on greenhouse gas emissions and argues that excessive amounts of C02 are good for the planet and that the scientfic consensus on climate change is a «manufactured myth.&raqu
in his opposition to new U.S.
regulations on greenhouse gas emissions and argues that excessive amounts of C02 are
good for the planet and that the scientfic consensus on climate
change is a «manufactured myth.»
The Solar Act
changes several provisions within the state's Renewable Portfolio Standard (RPS)
regulations as
well as the Net Metering and Interconnection
regulations towards stabilizing the SREC market and implementing policies expressed
in the State Energy Master Plan.
The same decision further specifies that, for the purpose of providing information referred to above
in the second commitment period, Parties included
in Annex I shall apply, as appropriate, the Intergovernmental Panel on Climate
Change (IPCC) 2013 Revised Supplementary Methods and
Good Practice Guidance Arising from the Kyoto Protocol
in a manner consistent with decision 2 / CMP.7, and consistent with annex I of decision 24 / CP.19 Revision of the UNFCCC reporting guidelines on annual inventories for Parties included
in Annex I to the Convention and remaining
regulations contained
in decision 6 / CMP.9.
We hope this article has given you a
better understanding of how
regulations are
changing to manage rising levels of renewable energy and the details of Rule 21's new inverter requirements for solar systems
in California.
Analysts must evaluate potential
changes in costs, technology, incentives, fossil - fuel prices and
regulations, as
well as how all these elements might interact.
With a
well advised US President, he and his Administration can lead the way to 1) advocate to the US population they regain leadership of developing, for the benefit of all mankind, the world energy resource that will supply most of the world's energy for thousands of years; and 2) because there are only a small number of IAEA representatives to be persuaded and most would be already inclined to support the
changes, the USA could persuade the IAEA delegates to set
in process the review of the
regulations that are unjustifiably retarding progress
in the development of nuclear energy.
Postscript: One would expect that absent
changes in government
regulations, the US has probably continued to do
better than Europe on this metric the last several years.
Oppenheimer, a longtime participant
in the Intergovernmental Panel on Climate
Change, said a combination of a strong set of incentives like solar credits have to be supported by
regulation: «Just as a solar program, it is very
good and it is ambitious.
This concept house is being developed for places like Lapland and Sweden, where this kind of building could
change to accommodate for
changes in the weather,
better heat
regulation, sun orientation and so on.
A globally coordinated umbrella of organisations and parties that drive systemic
changes in existing political economic norms and that drives social
change through positive constructive evidence based humane laws and
regulations that then drives sustainable generational
changes in economic norms, climate
change solutions investments and technological
change for the
good of all people and not the few.
The most unforgiveable unethical behavior surrounding the entire issue of «hiding the decline» and similar biases
in published research, is when climate
change scientists who know about their — «cherry picking the data», — biased and selective presentation of all data pertinent to published paper conclusions, and — outright errors
in their data and peer - reviewed papers, don't speak out loudly
in the media outlets that have misled the general public
in reporting about their flawed, misleading research, as
well as, associated journals and professional societies, to stop politicians and government regulators from using their flawed and misleading research results to pass laws and
regulations that have severe effects on the prosperity and quality of life of their fellow citizens of the US and the world.